How to identify the formal digital currency exchange
Publish: 2021-04-18 10:11:14
1. 1、 digital currency ICO is illegal in China
in September 2017, the central bank issued an announcement on preventing the financing risk of token issuance, which formally determined that ICO is illegal financing without approval, and no organization or indivial is allowed to participate
later, on April 23, 2018, it was announced that the left and right digital currency ICO platforms had all withdrawn from the Chinese market, so the current ICO is illegal in China< Second, digital currency exchanges are prohibited in China.
after announcing that ICO is an illegal financing activity, the central bank also listed services such as trading, exchange, pricing and information intermediary for virtual currency as prohibited items, which means that digital currency exchanges are illegal in China
the trading platforms including bitcoin China, okcion, and fire coin all announced to stop the RMB recharge business in 2018, and closed the trading platforms one after another. As of April 2018, all digital currency exchanges have completely withdrawn from the Chinese market
Third, the central bank has not yet issued legal digital currency
so far, the central bank has not issued legal digital currency. If you are recommended to buy a digital currency "authorized or issued by the central bank", it must be a fraud platform
conclusion: there are no relevant laws and regulations for digital currency in China, but according to the documents issued by the central bank, the state is very cautious about digital currency, especially the digital currency issued by indivials.
in September 2017, the central bank issued an announcement on preventing the financing risk of token issuance, which formally determined that ICO is illegal financing without approval, and no organization or indivial is allowed to participate
later, on April 23, 2018, it was announced that the left and right digital currency ICO platforms had all withdrawn from the Chinese market, so the current ICO is illegal in China< Second, digital currency exchanges are prohibited in China.
after announcing that ICO is an illegal financing activity, the central bank also listed services such as trading, exchange, pricing and information intermediary for virtual currency as prohibited items, which means that digital currency exchanges are illegal in China
the trading platforms including bitcoin China, okcion, and fire coin all announced to stop the RMB recharge business in 2018, and closed the trading platforms one after another. As of April 2018, all digital currency exchanges have completely withdrawn from the Chinese market
Third, the central bank has not yet issued legal digital currency
so far, the central bank has not issued legal digital currency. If you are recommended to buy a digital currency "authorized or issued by the central bank", it must be a fraud platform
conclusion: there are no relevant laws and regulations for digital currency in China, but according to the documents issued by the central bank, the state is very cautious about digital currency, especially the digital currency issued by indivials.
2. Let's briefly talk about my prediction of this thing:
1. The central bank's digital currency is definitely just a pure settlement network, which only allows banks and third-party financial institutions to use, and it is likely to stipulate that it must be used among institutions at that time. With this settlement network, the central bank should be able to review every transaction between institutions very easily
2. Don't expect it to be used by ordinary citizens. Freedom, equality and self responsibility are the basic concepts of digital currency. These are not allowed by the central bank
Freedom: the central bank will not allow you to transfer money as you want. The withdrawal of cash abroad should be limited to 100000. How can you complete the transfer by broadcasting data once
Equality: even if you hold on to the private key of reborn, it's hard for reborn to do anything to you. But the central bank needs to have life and death power over your property. So how can the central bank gain the authority to seize you in an open digital currency system? Use an admin level private key? Does it need multi-level permission control? Is it necessary to divide the internal and external network? After all these things are added, isn't that the traditional system? Why add to the cake and add to the blockchain
be responsible for yourself: it's easy to understand. If you lose your private key, it's all over. The reason why Yang Ma is called ma is that this kind of thing must be managed. Private key is too dangerous to be used by ordinary people
therefore, I think too much about what digital currency can fry or even replace bitcoin. It's something that has nothing to do with ordinary people.
1. The central bank's digital currency is definitely just a pure settlement network, which only allows banks and third-party financial institutions to use, and it is likely to stipulate that it must be used among institutions at that time. With this settlement network, the central bank should be able to review every transaction between institutions very easily
2. Don't expect it to be used by ordinary citizens. Freedom, equality and self responsibility are the basic concepts of digital currency. These are not allowed by the central bank
Freedom: the central bank will not allow you to transfer money as you want. The withdrawal of cash abroad should be limited to 100000. How can you complete the transfer by broadcasting data once
Equality: even if you hold on to the private key of reborn, it's hard for reborn to do anything to you. But the central bank needs to have life and death power over your property. So how can the central bank gain the authority to seize you in an open digital currency system? Use an admin level private key? Does it need multi-level permission control? Is it necessary to divide the internal and external network? After all these things are added, isn't that the traditional system? Why add to the cake and add to the blockchain
be responsible for yourself: it's easy to understand. If you lose your private key, it's all over. The reason why Yang Ma is called ma is that this kind of thing must be managed. Private key is too dangerous to be used by ordinary people
therefore, I think too much about what digital currency can fry or even replace bitcoin. It's something that has nothing to do with ordinary people.
3. Let's listen to some ideas about digital currency. If you think it's unreasonable, you'll laugh it off
money, as a measure of transaction value, does not necessarily have value in itself, it can only be used as an intermediate unit of measurement. It's just like China has only RMB as legal tender, that is to say, government guarantee has value. For example, in those war-torn areas, ten jin currency may not buy an egg, which is the reason
back to digital currency, digital currency, until now, no country has recognized it as the currency in circulation of its own country. It seems that last year or the year before last, our country also banned some. In this case, digital currency can only be sold at a price higher than your purchase price, so that you can make money. But digital currency itself does not have any value. Unlike stocks, it is your ownership of listed companies. So if you can't find someone to buy digital currency, it's worthless
the Ponzi scheme in history, the Dutch tulip, when it was the most expensive, a tulip was worth buying a house. When no one bought it, all the tulips rotted. In addition, they couldn't get a potato. Therefore, Buffett said that digital money is a bubble, which is a hoax.
in addition, there is a saying in the stock market that when all the ladies in the vegetable market begin to discuss the stock market, it is the time when the stock market reaches its peak. In my opinion, this also applies to digital currency. When many people are discussing how to make money and how to make a lot of money, the risk has accumulated to a great extent. Most of the time, when the stock begins to fall, many people are still in the previous inertial thinking, thinking that it will rebound soon, and then it will get lower and lower, and they are more reluctant to sell it. This is why many people hold a high position on it
I'm not sure if it's the highest point of digital currency, but I think that digital currency, which can be issued by anyone, has no value as currency circulation and can only be sold to others. I think it's a fraud
some people may say that bitcoin is different and safer than others who don't know who will issue it casually. However, I think that under the cover of nest, how can there be complete eggs? If other digital currencies were worthless, they would be regarded as scams. At that time, I thought that there would be more people selling bitcoin, and bitcoin would be doomed. Besides, bitcoin, like other digital currencies, has no value.
money, as a measure of transaction value, does not necessarily have value in itself, it can only be used as an intermediate unit of measurement. It's just like China has only RMB as legal tender, that is to say, government guarantee has value. For example, in those war-torn areas, ten jin currency may not buy an egg, which is the reason
back to digital currency, digital currency, until now, no country has recognized it as the currency in circulation of its own country. It seems that last year or the year before last, our country also banned some. In this case, digital currency can only be sold at a price higher than your purchase price, so that you can make money. But digital currency itself does not have any value. Unlike stocks, it is your ownership of listed companies. So if you can't find someone to buy digital currency, it's worthless
the Ponzi scheme in history, the Dutch tulip, when it was the most expensive, a tulip was worth buying a house. When no one bought it, all the tulips rotted. In addition, they couldn't get a potato. Therefore, Buffett said that digital money is a bubble, which is a hoax.
in addition, there is a saying in the stock market that when all the ladies in the vegetable market begin to discuss the stock market, it is the time when the stock market reaches its peak. In my opinion, this also applies to digital currency. When many people are discussing how to make money and how to make a lot of money, the risk has accumulated to a great extent. Most of the time, when the stock begins to fall, many people are still in the previous inertial thinking, thinking that it will rebound soon, and then it will get lower and lower, and they are more reluctant to sell it. This is why many people hold a high position on it
I'm not sure if it's the highest point of digital currency, but I think that digital currency, which can be issued by anyone, has no value as currency circulation and can only be sold to others. I think it's a fraud
some people may say that bitcoin is different and safer than others who don't know who will issue it casually. However, I think that under the cover of nest, how can there be complete eggs? If other digital currencies were worthless, they would be regarded as scams. At that time, I thought that there would be more people selling bitcoin, and bitcoin would be doomed. Besides, bitcoin, like other digital currencies, has no value.
4. Central bank announces digital currency issue<
this month, digital currency will be the first to be tried out in some areas. Are you looking forward to ~
but some small partners are wondering whether digital currency is good or not? But where should I get it? How to use it
don't worry, and listen to the editor ~
the issuing system of digital currency
digital currency does not directly issue digital currency to the public, but adopts the same "two-tier operation" delivery mode as cash, that is, the two-tier operation system of central bank and commercial bank
the first level is the central bank to commercial banks: commercial banks open accounts in the central bank and pay full reserves
the first level is the relationship between commercial banks and indivials and enterprises: indivials and enterprises open digital wallets through commercial banks or commercial institutions<
how to handle digital currency for indivials
for indivials, handling digital currency is quite simple. You don't need to go to a commercial bank, just download an app, register it, and you can use it
digital currency how to use
no network can also use
digital currency has an advantage that Alipay and WeChat can not match. That is, no need for the network to complete the payment. As long as you and I have digital currency wallets on mobile phones, as long as mobile phones have electricity, even if both revenue and expenditure are offline, two mobile phones can make payment once they touch
no need to bind bank accounts
unlike Alipay and WeChat, digital money does not need to bind any bank account when paying or transferring accounts. Unless you want to charge your digital wallet, or you want to withdraw money from your digital wallet to manage money<
exchange with paper money 1:1
digital currency and paper money are exchanged 1:1. Now commercial banks must exchange the previous currency to obtain digital currency
anonymous payment
digital money can meet the demand of anonymous payment. As long as you do not break the law and do not commit crimes, you can secretly buy AJ~
divide Alipay, WeChat market share
digital money will coexist with Alipay and WeChat for a period of time after it is released. However, digital currency is legal tender, which is legal compensation and compulsory. No one can refuse to accept digital currency. Alipay and WeChat are just a way of payment, which can not be compared with digital money. Br />
so with the popularity of digital money, the market share of Alipay and WeChat will graally decrease, and later people will pay less and less with Alipay and WeChat.
banknotes will not disappear immediately
from the current technical conditions and payment habits, digital currency will not completely replace banknotes
however, with the continuous progress of technology and the increasing popularity of central banks, the use of digital currency will be more and more widely. So the stock of paper money in the market will graally decrease! Digital currency is probably our sixth set of RMB.
this month, digital currency will be the first to be tried out in some areas. Are you looking forward to ~
but some small partners are wondering whether digital currency is good or not? But where should I get it? How to use it
don't worry, and listen to the editor ~
the issuing system of digital currency
digital currency does not directly issue digital currency to the public, but adopts the same "two-tier operation" delivery mode as cash, that is, the two-tier operation system of central bank and commercial bank
the first level is the central bank to commercial banks: commercial banks open accounts in the central bank and pay full reserves
the first level is the relationship between commercial banks and indivials and enterprises: indivials and enterprises open digital wallets through commercial banks or commercial institutions<
how to handle digital currency for indivials
for indivials, handling digital currency is quite simple. You don't need to go to a commercial bank, just download an app, register it, and you can use it
digital currency how to use
no network can also use
digital currency has an advantage that Alipay and WeChat can not match. That is, no need for the network to complete the payment. As long as you and I have digital currency wallets on mobile phones, as long as mobile phones have electricity, even if both revenue and expenditure are offline, two mobile phones can make payment once they touch
no need to bind bank accounts
unlike Alipay and WeChat, digital money does not need to bind any bank account when paying or transferring accounts. Unless you want to charge your digital wallet, or you want to withdraw money from your digital wallet to manage money<
exchange with paper money 1:1
digital currency and paper money are exchanged 1:1. Now commercial banks must exchange the previous currency to obtain digital currency
anonymous payment
digital money can meet the demand of anonymous payment. As long as you do not break the law and do not commit crimes, you can secretly buy AJ~
divide Alipay, WeChat market share
digital money will coexist with Alipay and WeChat for a period of time after it is released. However, digital currency is legal tender, which is legal compensation and compulsory. No one can refuse to accept digital currency. Alipay and WeChat are just a way of payment, which can not be compared with digital money. Br />
so with the popularity of digital money, the market share of Alipay and WeChat will graally decrease, and later people will pay less and less with Alipay and WeChat.
banknotes will not disappear immediately
from the current technical conditions and payment habits, digital currency will not completely replace banknotes
however, with the continuous progress of technology and the increasing popularity of central banks, the use of digital currency will be more and more widely. So the stock of paper money in the market will graally decrease! Digital currency is probably our sixth set of RMB.
5. Do you think there will be such a good thing? You can make sure you don't lose
How can anyone jump off a building at a loss
you should be careful to see your "friend" clearly.
How can anyone jump off a building at a loss
you should be careful to see your "friend" clearly.
6. At present, our country still does not recognize data currency, but that is to say, this platform is not formal, so it does not have certain legitimacy and legal roots?
7. Dcpro is OK. Be more formal. You can also find the regulatory agency. The risk is not big.
8. You can check the relevant qualifications
9. Now buy digital currency. Not protected by law. Be careful with leeks.
10. For the authenticity of the trading platform, please check the relevant qualifications of the target platform in detail. The following are four main types of qualifications:
the first type is approved by the national "Ministerial Joint Conference on cleaning up and rectifying all kinds of trading venues", which is the national qualification
the second category is approved by the provincial financial office and other financial management institutions, and put on record by the state's "inter ministerial Joint Conference on cleaning up and rectifying all kinds of trading venues", i.e. provincial qualification
the third category is the exchanges approved by provincial cultural administration departments or provincial instrial and commercial administration departments
the fourth category is approved by the municipal level financial office, which generally can not get the endorsement of the "Ministerial joint meeting to clean up and rectify all kinds of trading venues".
the first type is approved by the national "Ministerial Joint Conference on cleaning up and rectifying all kinds of trading venues", which is the national qualification
the second category is approved by the provincial financial office and other financial management institutions, and put on record by the state's "inter ministerial Joint Conference on cleaning up and rectifying all kinds of trading venues", i.e. provincial qualification
the third category is the exchanges approved by provincial cultural administration departments or provincial instrial and commercial administration departments
the fourth category is approved by the municipal level financial office, which generally can not get the endorsement of the "Ministerial joint meeting to clean up and rectify all kinds of trading venues".
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