How to launch digital currency by central bank
Publish: 2021-04-18 15:16:13
1. Is a way of payment, WeChat, Alipay, the biggest drawback is private enterprises, your money to leave your bank card, it is not yours, they can seal your account, the account has your property, they say occupy, no mercy, the central bank will not say occupy, is illegal imprisonment, do not say occupy, WeChat can be suspected of breaking the law. Don't think that if you have less money, they don't covet it, they just don't have a chance. Don't think how good ma Yun and Ma Huateng are. They are businessmen, and you are the same. You don't care if a lot of money passes by you
2. There are generally three ways to invest in digital currency: one is to purchase directly on the trading platform, but to obtain digital currency through mining; the other is to directly subscribe for digital currency. Ruitai coin, Weimeng coin, bitcoin these normal digital currency acquisition way is like this. At this stage, the central bank has not issued digital currency. The digital currency issued by the central bank can not become an investment proct, but the digitization of RMB.
3. The central bank only plans to issue digital currency, and the specific time has not yet been determined. However, some relevant people said that the time for the central bank to issue digital currency is not mature, at least in ten years. Zhou Xiaochuan pointed out that digital currency as legal tender must be issued by the central bank. The issue, circulation and transaction of digital currency should follow the idea of integration of traditional currency and digital currency, and implement the same principle of management. That is to say, q-coin, bitcoin, Ruitai coin, Weimeng coin and so on are definitely not good. As for whether to use blockchain technology to create digital currency. Zhou Xiaochuan said that the blockchain technology is an optional technology, but so far, the blockchain still occupies too many resources. Whether it is computing resources or storage resources, it can't cope with the current transaction scale, and whether it can be solved in the future depends on it. Zhou Xiaochuan said that in addition to blockchain technology, the digital currency research team of the people's Bank of China has also concted in-depth research on other related technologies involved in digital currency, such as mobile payment, trusted and controllable cloud computing, cryptographic algorithm, security chip, etc.
4. The biggest difference between bitcoin and real currency is that real currency is issued on the basis of gold, and bitcoin does not have gold as the issuance guarantee. Because of its special mechanism, bitcoin has become one of the common currencies for international crimes, which is difficult to be controlled by the state; If non domestic currency is popular in any country, the government must take corresponding measures
5. Man, long time no see. What are you doing in Ningbo
when the central bank issues currency, part of it is used to replace the same amount of worn-out old currency, and the other part enters the circulation field. However, money entering the circulation field cannot be given to any person or institution without any reason. It can't be delivered along the street. In the same way, it can't be delivered to any bank of the economic entity for nothing. In this case, the currency in the market will remain unchanged, but in fact it will not! The key question is, to whom does the central bank issue more money? What is the way of currency exchange
for example, if you are shopping, but now you don't have enough money, you go to bank a to borrow it. A there is no money, so the problem arises: the central bank needs to issue more money, because the existing money is not enough
at this time, the central bank will buy the Treasury bonds (or other bills) in the hands of bank a. This process is actually in the issuance of additional currency. A lends you the money from selling Treasury bonds, so you get the new currency issued by the central bank
the above example shows who gets the new currency and how
to sum up, the money issued by the central bank is given to people who have a new demand for money, including enterprises and indivials, such as new investment for enterprises and new consumption or investment for indivials
the way is: Central Bank --- & gt; Commercial Banks -- & gt; Note:
1. Money will not be "actively" issued to anyone. In fact, people who need money put forward their own new demand to the bank and then issue money
2, well, the currency in the market can't remain unchanged, but has been growing with the growth of the economy. The new money is given to people and businesses with new demands.
when the central bank issues currency, part of it is used to replace the same amount of worn-out old currency, and the other part enters the circulation field. However, money entering the circulation field cannot be given to any person or institution without any reason. It can't be delivered along the street. In the same way, it can't be delivered to any bank of the economic entity for nothing. In this case, the currency in the market will remain unchanged, but in fact it will not! The key question is, to whom does the central bank issue more money? What is the way of currency exchange
for example, if you are shopping, but now you don't have enough money, you go to bank a to borrow it. A there is no money, so the problem arises: the central bank needs to issue more money, because the existing money is not enough
at this time, the central bank will buy the Treasury bonds (or other bills) in the hands of bank a. This process is actually in the issuance of additional currency. A lends you the money from selling Treasury bonds, so you get the new currency issued by the central bank
the above example shows who gets the new currency and how
to sum up, the money issued by the central bank is given to people who have a new demand for money, including enterprises and indivials, such as new investment for enterprises and new consumption or investment for indivials
the way is: Central Bank --- & gt; Commercial Banks -- & gt; Note:
1. Money will not be "actively" issued to anyone. In fact, people who need money put forward their own new demand to the bank and then issue money
2, well, the currency in the market can't remain unchanged, but has been growing with the growth of the economy. The new money is given to people and businesses with new demands.
6. The central bank issues RMB through monetary policy. Every week, every month, and every quarter, it has a purpose
for example, whether the weekly fund is net withdrawal or net release, as you said in the first paragraph, is implemented. However, depending on whether it is net release or net return, it can not be said that the loan is to be repaid, that is, the money is decreasing. These governments have statistics. It is clearer than us that even if it is e tomorrow for 10 trillion, it will release another 12 trillion and add 2 trillion of money tomorrow.
for example, whether the weekly fund is net withdrawal or net release, as you said in the first paragraph, is implemented. However, depending on whether it is net release or net return, it can not be said that the loan is to be repaid, that is, the money is decreasing. These governments have statistics. It is clearer than us that even if it is e tomorrow for 10 trillion, it will release another 12 trillion and add 2 trillion of money tomorrow.
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