Transfer time to overseas account through digital currency

Just provide your account number, account name and bank code to BOC and ICBC

Go to the bank business hall to fill in the remittance information, and the staff will teach you step by step. According to its contents, the payee is as follows:

name of payee: UTI Bank Ltd., multibi

account number of payee: 0011407376

payee's Bank Name: JP Morgan Chase bank4

address of payee's Bank: Chase Metro Centre, Brooklyn N.Y., New York - 11245

SWIFT CODE：CHASUS33

it notes that the remittance service charge is borne by the remitter, that is, the payee needs to receive 35usd

extended information

in addition to bank wire transfer, there are other convenient and fast international remittance methods:

1. Western Union remittance

only need to go to the nearest Western Union cooperative network (such as postal savings bank of China, Agricultural Bank of China, Shanghai Pudong Development Bank, China Everbright Bank, Zhejiang Chouzhou commercial bank, Shanghai Pudong Development Bank, Shanghai Branch, Shanghai Branch, Shanghai Branch, Shanghai Branch, Shanghai Branch, Shanghai Branch, Shanghai Branch, Shanghai Branch, Shanghai Branch, Shanghai Branch, Shanghai Branch, Shanghai Branch, Shanghai Branch, Shanghai Branch Jilin Bank and Fujian strait bank), fill in your details, the rest of the work by Western Union for you

2, PayPal

as long as there is an e-mail address, the payer can log in to open a PayPal account, become its user through verification, provide credit card or relevant bank information, increase the account amount, and implement payment

if the payee is already a PayPal user, the payment will be remitted to his own PayPal account. If the payee does not have a PayPal account, the website will send a notification email to guide the PayPal to register a new account on the PayPal website

1、 International remittance mainly depends on which way you choose. The basic information you need is as follows:

1, the name and account number of the payee's account opened in the receiving bank, the amount of remittance required

2, the full name of the overseas receiving bank and the city and country where the bank is located

3, the institution identification code of the receiving bank, It can be BIC or ABA

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development materials:

cash

foreign students should carry a certain amount of foreign currency cash when they set out to study in the country, which is mainly used for early living expenses and emergency small expenses. As for the amount of foreign currency that can be carried at one time, the State Administration of foreign exchange has relevant regulations. If it exceeds the limit, it must apply for the "exit license for carrying foreign currency" and show it to the Customs on its own initiative The permit for carrying foreign currency out of the country can be handled in the bank, and a handling fee of about 10 yuan will be charged for each permit. Carrying cash can be used for payment immediately with low cost, but it is neither convenient nor safe. Once the cash is lost or stolen, it cannot be compensated. Therefore, in addition to carrying a small amount of cash when studying abroad, it is better to transfer large amount of foreign currency through remittance and other means

telegraphic transfer

when remitting money to children who are going to study abroad or have already been abroad, the first thing most people think of is telegraphic transfer, that is, the money is directly remitted to the payee's account through the international inter-bank telecommunication system. Telegraphic transfer has many currencies, is safe, fast, and can be remitted to the payee's account directly, but the cost is relatively high. It is more suitable for customers who know the payee's name, account number and receiving bank information, and have higher requirements on the time and security of remittance

cross border remittance network

There is a limit

regulations on the limit of handling overseas remittance:

1. Domestic people: the single and daily accumulated limit is equivalent to US $50000

2. Overseas person: the single and daily cumulative limit is equivalent to US $500000

1、 Remittance to foreign countries:

1. You must bring your ID card and other necessary materials, and your ID card must be within the validity period

2. Receiving overseas remittance:

you can use ICBC e-era smart card (blue), current one passbook (multi currency passbook) and wealth management fund account to receive overseas remittance. When receiving the remittance, at least your collection account number, collection account name, collection bank name (English name) and swift code of the collection bank should be informed to the remitter abroad. After receiving the remittance, ICBC will directly deposit it into your collection account

extended data

1. Cross border wire transfer has many currencies, is safe, fast, and can be remitted to the payee's account directly, but the cost is relatively high. It is more suitable for customers who have known the payee's name, account number and receiving bank information, and have high requirements for the time and security of remittance

3. Due to the existence of intermediary bank dection in remittance, and the amount of dection in the process of remittance can not be predicted, the remitted tuition or deposit can not reach the account in full, which affects the visa or registration. As the handling charge of remittance generally has a maximum limit, the more amount each remittance is, the more cost-effective it will be. Therefore, if conditions permit, it is recommended to remit more at a time, not too many times. Otherwise, a lot of handling charge will have to be paid

According to bank sources, the best way to remit money abroad is to choose domestic big banks, because there are many agencies of big banks abroad. For example, Bank of China has outlets in many big cities abroad, such as New York, London, Frankfurt, Tokyo, etc. If the remitter handles the remittance in the form of bill transfer in BOC, the withdrawer can go directly to BOC's overseas business point to handle the settlement proceres. If there is no business point of remittance bank, it should be handled by the entrusted bank designated by remittance bank. Relatively speaking, it is faster and more convenient to handle in the entrusted bank than in the direct business point. In addition, the network of large banks should be widely spread. Compared with small banks, there are fewer intermediate turnover links, and the security of remittance is higher

many banks can handle this kind of business, including overseas branches of Huaqi bank, Bank of China and ICBC. You only need to provide the account number, account name and code of the bank where you open your account (you need to go to the bank for consultation, if you lack the code in English, you can't receive remittance), and the time is about 3-5 days, The simplest way is by bank transfer (from your account to the payee's account)

extended information

cross border remittance refers to the business that indivial online banking customers conct foreign exchange remittance to the payees of banks outside the mainland within the specified limit. There are both telecommunication and service charges for cross-border remittance, which is time-consuming

as the handling charge of cross-border remittance generally has a maximum limit, it is suggested to increase the amount of single remittance within the maximum limit, so as to rece the number of remittances and save the telegraph fee for each remittance