Establishment of digital currency Research Center

1. There is no digital currency research center in China. Some unreliable Shanzhai coins tend to launch some tall or association, and these organizations are basically not found in China, are registered abroad. Because it's very simple to register related organizations abroad, but not at home
however, there is indeed a research center for digital currency in China, but it is mainly aimed at the underlying technology blockchain of bitcoin. The central bank has also held a seminar on digital currency and plans to launch its own digital currency. But this kind of digital currency is different from bitcoin, Ruitai coin and Laite coin.

2.

The digital currency developed by the central bank has such a definition: encrypted digital string representing specific amount guaranteed and signed by the central bank . In a broad sense, digital currency includes a wide range of aspects, including electronic currency, virtual currency and legal digital currency. But strictly speaking, the digital currency developed by the central bank refers to legal digital currency

electronic currency is the digitalization of legal tender, including our common bank cards, Internet banking, electronic cash, Alipay and so on. No matter what the form of these electronic money is and through which institutions it circulates, its original source is the legal money issued by the central bank

In contrast, virtual currency is the electronization of illegal currency, and its original issuer is not the central bank. For example, Tencent Q coin and other game coins, such virtual currency is mainly limited to circulation in a specific virtual environment; Bitcoin, for example, solves the problem of decentralization and distrust through blockchain technology, realizes global circulation, and is sought after all over the world. In other words, virtual currency can only be closed in the network circulation, and digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency, bitcoin is illegal

the digital currency researched and issued by the central bank is indexed RMB, which belongs to legal encrypted digital currency from the perspective of national schemes, and it is not only a payment tool but also a currency itself< the purpose of digital currency issued by the central bank is to replace physical cash, rece the cost of traditional paper currency issuance and circulation, and improve the convenience and transparency of economic transactions

hope to adopt

3. The establishment of the digital currency Research Institute by the central bank can speed up the pace of launching digital currency by the central bank
the "trace" and "traceability" of digital currency can improve the convenience and transparency of economic transactions. Economist Yu Fenghui said that money laundering, tax evasion and other criminal activities are expected to decrease. At the same time, with the application of blockchain technology, a unified account book will be established nationwide or even worldwide, so that every sum of money can be traced back. Tax evasion and money laundering will be within the scope of supervision, and it is even possible to realize automatic tax dection on the card machine
in the future, the digital currency launched by the central bank will become the mainstream, and the digital currencies such as lightcoin, bitcoin and decent may be marginalized.

4. On November 16, Beijing time, the 2016 China finance and development innovation forum and the founding ceremony of China digital currency Research Institute, sponsored by China Shengbao investment group, was successfully held at the Great Hall of the people in Beijing
however, the director of the National Institute of digital currency does not know who it is. Coin Ying China is also very well-known in the coin circle. It is at the forefront of the times and has created a new mode of blockchain + crowdfunding.

5. First of all, digital currency is not officially popular for the time being. Personal daily consumption is mostly through cash consumption. At the same time, personal payment through software is also a kind of similar digital currency.

6.

On July 8, the digital currency Research Institute of the people's Bank of China formally reached a strategic cooperation agreement with didi travel to jointly study and explore the scene innovation and application of digital RMB in the field of intelligent travel. The two sides hope to promote the platform ecological construction of digital RMB in diversified travel scenarios through the establishment of cooperative relationship

didi travel said that under the guidance of relevant departments, it will cooperate with the digital currency Research Institute to strictly implement the guidelines put forward by the Party Central Committee and the State Council to improve the ability of financial services to the real economy, and promote the integrated development of the digital economy and the real economy

this article comes from the author of car home, which does not represent the standpoint of car home

7. On April 26, Xinhuanet published the article "the establishment of China virtual digital currency and Internet Lottery Development Research Center", which caused a large number of media reprints. The article mentions that "the Working Committee for culture of the Chinese nation and the Association for economic and cultural development of the Chinese nation jointly initiated the establishment of the Research Center for the development of China's virtual digital currency and Internet lottery, aiming at promoting the research on the issue of digital currency and Internet lottery under the current economic new normal."
later on May 6, China Business Times published the article "the establishment of Internet Lottery Development Research Center in Beijing", which first mentioned Hainan rizheng online sports Co., Ltd., saying that it was awarded the certificate of issuing, selling, trading, settlement services, organizing and planning all kinds of chess and cards issued by the Ministry of culture, the Ministry of instry and information technology, the Ministry of public security and the Bureau of instry and Commerce in January 2016 In addition, we will also issue the virtual digital currency "Jiuzhou coin" on a pilot basis Sina CAITONG)
this is an application scenario of digital currency. Digital currency can also exist as an asset category, such as token launched by European crowdfunding platform.

8. Hello, you can search online for the meeting of China virtual digital currency and Internet Lottery Development Research Center in Diaoyutai state guesthouse on April 26, 2016. What do you don't understand;