Suning e-buy digital currency

4. Network gold claims that it has connected with thousands of enterprises, including Suning e-buy, jingdong.com, No.1 store, jiuxian.com, Maotai Group, China tobacco, China Telecom, China Mobile, Far East Pharmaceutical, United Airlines of China, Nanjing University, Peking University, Wal Mart, Alibaba, hong kong octopus and COFCO group

Sina Technology asked Alibaba, Jingdong, Suning and other officials for confirmation, and the other side said that they "didn't know about this.". Some consumers also called United Airlines, Maotai Group and Wal Mart, saying that there was no such thing and no cooperation with online gold

however, the anti network gold netizen Lao Zhang (pseudonym) consulted the official customer service of Suning e-buy and learned that it was not clear whether the network gold and Suning had cooperated. This gift card can be used in Suning, but the "future world" printed on it is not officially printed by Suning. Many companies will print some words or logo after buying the gift card, but this does not mean that Suning has a cooperative relationship with the other party

Lao Zhang believes that in fact, it is network gold that misleads consumers under the guise of big enterprises. If you buy a card of Jingdong card No.1 store and print your own logo, you can say that you have cooperated with Jingdong and No.1 store

online gold has a huge amount of publicity materials, including videos, pictures and even related news from major websites. Every propaganda group is sending news links, and there are some official media and paper articles. Most of the articles mention the concepts of digital assets, virtual currency and digital currency, and even compare network gold to bitcoin<

recently, several major Chinese official media published an article entitled "Central Bank: launch digital currency as soon as possible", which once again caused the carnival of Internet gold insiders and investors. They rushed to tell each other that "look, the central bank has also recognized us." Anti network gold people sigh one after another: "everyone knows that digital currency has nothing to do with network gold, and bitcoin has nothing to do with network gold." But I can't help it. Someone believes it

although there are so many ways to publicize online gold, there is no official website. Sina science and technology inquiry found that all online gold publicity websites or learning websites have no website right information area, no ICP filing information, and even no accurate address information. Sina science and technology tried to visit this company, so it failed to achieve
for details, please refer to professionals,
one hundred and eleven ║ Yi ║
one hundred and eleven ║ Zhi ║ - - or --- permission --- to help you ║
one search one ║
one check one ║ practice ║

5. This is a virtual currency transaction, even if the case is not useful, can not find it back, learn a lesson, next time you encounter this kind of situation.

6.

Online and offline integration of Omni channel business model and online and offline open platform

On October 28, 2013, Suning cloud business, the pioneer of online and offline integration mode of retail instry, jointly invested US $420 million to acquire nearly 74% shares of pptv Juli. Among them, Suning contributed 250 million US dollars, accounting for 44% of the shares, becoming the largest shareholder

"one body, two wings" of the "Internet road map", Suning cloud business chairman Zhang Jindong more than once explained to all walks of life in public how Suning takes Internet retail as the main body to build an online and offline integrated Omni channel business model and an online and offline open platform

< H2 > extended materials

the outbreak of mobile Internet and home Internet has broken the concept and operation mode of traditional Internet. According to Dr. Tao Chuang, CEO of Juli media, a new Internet economic mode of online and offline integration is emerging. The competition to seize the Internet multi screen entrance such as mobile phone, tablet computer and Internet home TV has started

At the press conference, Suning cloud business said that the cooperation between the two sides will be reflected in three aspects: terminal and cloud, user and brand, media and content. Specifically, according to the plan, in the fourth quarter of this year, Suning's Internet store - "cloud store" construction has started. The idea of opening stores to consumers' pockets and living rooms will have a greater intersection with pptv

in the initial assumption of strategic cooperation, pptv will integrate Suning's e-commerce services into its own "box" procts, namely PPBOX. After users' digital TV access to PPBOX, they can visit Suning Tesco through TV to purchase various procts. Suning will also cooperate with major TV manufacturers to preset pptv cohesion video service in digital TV and promote pptv cohesion video content

7. Gome and Suning: the business model is questioned (2)

since the beginning of this year, the expansion speed of Gome and Suning has even reached the point of astonishing the instry. It is said that Suning plans to open more than 150 new stores this year. There are several versions of Gome's expansion plan in 2005. It is said that it plans to add more than 130 stores nationwide. However, some executives of Gome have claimed that the number of stores opened this year will be twice the total number of the previous 18 years. According to this calculation, the number of new stores opened this year will reach more than 280

it is understood that in addition to franchise stores, Suning Electric opened 69 new direct chain stores in the first half of 2005, an increase of 82% compared with 84 in 2004< By analyzing the operation of Gome and Suning, we can see more clearly how they "finance" themselves with a large amount of floating cash on their books by disguised means, which can be used for scale expansion or diversified operation, and make these funds circulate in the body

endogenous funds can not support the rapid expansion of scale

in 2004, the capital gap of new stores in Gome and Suning reached 2.221 billion yuan and 1.617 billion yuan respectively. In 2005, the gap widened further

according to the instry experience, the retailer scale expansion generally only needs to pay the start-up fee, while the payment for goods is actually paid by the supplier, and the supplier also needs to pay the entrance fee, promotion fee and other channel fees. In order to restore and estimate the funds needed for new stores of Suning and Gome, we make the following assumptions based on instry experience:

1. The average area of new stores is about 5000 square meters< 2. The one-time expenses such as start-up expenses need 15 million yuan (the announcement of Gome's IPO in Hong Kong in 2004 revealed that the cost of setting up a hypermarket for Gome is about 10 million yuan to 15 million yuan)

3. According to the annual turnover and the number of stores of Gome and Suning, the average turnover of a single store of Gome and Suning is 200-300 million yuan. Considering the turnover rate of inventory, if the company does not occupy the supplier's funds, the total purchase price (one month) of household appliances at the beginning of new stores is 25 million yuan, and the subsequent payment can be realized through capital turnover

according to the above assumptions, it can be calculated that a new household appliance chain store needs about 40 million yuan. According to this calculation, the funds needed by Gome and Suning under the speed of real scale expansion are as follows: according to 130-280 new stores, the funds needed by Gome for this year's expansion are about 5.2-11.2 billion yuan; According to 150 new stores, Suning needs about 6 billion yuan to expand this year. According to the financial data of the two companies, there is a huge gap between these figures and the cash and cash equivalents in the book currency of the previous year. According to the announcement, in 2004, Gome's cash and cash equivalents were 1.565 billion yuan, while Suning's was 530 million yuan. In other words, in addition to their own funds, there is a huge gap in the funds required for the new stores of the two companies in 2005. In 2004, the capital gap of new stores in Suning and Gome reached 1.617 billion yuan and 2.221 billion yuan respectively

however, the refinancing situation of the two companies in 2005 is still blank, so where does the expansion fund come from< The financial data show that neither Gome nor Suning have made short-term loans from banks, and their liabilities are mainly short-term liabilities. Therefore, it can be inferred that the new store funds of the two companies mainly come from the occupation of supplier funds

according to the data, the debts of Gome and Suning are mainly short-term liabilities, but no long-term liabilities. In short-term debt, accounts payable and notes payable are the main body of debt (Figure 7-1, figure 7-2, appendix). Different from Suning's payment to suppliers is mainly reflected in accounts payable, Gome's payment to suppliers is mainly reflected in bills payable, which actually shows that there is a big difference between them in the time of occupying suppliers' funds. The reason is that according to the instry experience, the accounts payable is generally only postponed for 3-4 months, while the payment method of bills payable is adopted, and the payment for goods can be postponed to 6 months. This shows that Gome has stronger control over suppliers, and its capital chain is more abundant than Suning. The fundamental reason for the difference in the length of time that the two companies spend on suppliers' capital is that there is a difference in the channel value between the two companies< Moreover, there is a positive correlation between the short-term debt scale of Gome and Suning and their sales scale. According to the annual report, the main business income of Suning Electric was 1.664 billion yuan in 2001 and 9.107 billion yuan in 2004; Accordingly, its short-term loans + accounts payable + notes payable increased from 507 million yuan at the end of 2001 to 932 million yuan at the end of 2004. Gome's main revenue increased from 3.873 billion yuan in 2001 to 11.931 billion yuan in 2004. Correspondingly, short-term liabilities + accounts payable + notes payable increased synchronously, from 773 million yuan at the end of 2001 to 3.012 billion yuan at the end of 2004 (Figure 8)

in order to better understand the reality of Gome and Suning's occupation of suppliers' funds and the use of their funds, we can also focus on the analysis of the current assets and liabilities structure of the two companies, and analyze the monetary cash / current assets, (accounts payable + Notes payable + advances) / sales income, and the relationship between them (accounts payable + notes payable + advance receivables) / current assets and the matching between financial expenses and current liabilities, the results show that the two companies occupy the funds of suppliers in the process of scale expansion

monetary cash / current assets. During 2001-2004, the proportion of cash and cash equivalents / current assets on the books of the two companies increased rapidly. In 2004, the proportion of cash and cash equivalents to current assets of Gome and Suning reached 33.38% and 29.18% respectively, which actually shows that the book cash of retailers increased rapidly with the growth of their income (Figure 9)

(accounts payable + notes payable + advance receivables) / sales revenue, (accounts payable + notes payable + advance receivables) / current assets. These two indicators actually reflect the ability of retailers to occupy funds. From the performance of Gome and Suning over the years, Gome's two indicators reached 27.86% and 70.88% respectively in 2004, while Suning's two indicators were 11.03% and 55.22% respectively. This shows that the phenomenon of two companies occupying suppliers' funds is more prominent, which also confirms the judgment that Gome's ability to occupy suppliers' funds is higher than Suning's (FIG. 10, FIG. 11)

the matching between financial expenses and current liabilities. According to the financial expenses of the two companies, we can clearly see that Gome's financial revenue is greater than its financial expenditure, and the amount of financial expenditure is relatively small, which indicates that the company's current liabilities are basically interest free, or it can be said that it is interest free financing obtained by occupying the supplier's loan

in order to explain this problem more accurately, according to the current short-term loan interest rate (we choose the short-term loan interest rate of 5.58% from June to one year, because the interest rate is higher than the short-term loan interest rate of 5.22% from January to June, it is more conservative and cautious to calculate), we can get that Gome's actual interest paying liabilities are far lower than its actual current liabilities, In 2004, the difference between current liabilities and actual interest paying debts was 3.49 billion yuan. The same fact has also been effectively proved in the financial expense account of Suning Electric. According to the calculation of interest paying debt pushed back by financial expense, the book current liabilities of Suning Electric in 2004 were also higher than its actual interest paying debt, and the amount of interest unpaid debt was as high as 947 million yuan (Table 1, table 2, Figure 12)

in fact, according to the experience of home appliance chain retailers generally delaying payment from March to April, Gome's floating cash on the book is between 3-4 billion yuan. After decting about 1 billion yuan of inventory in one month, there is still about 2-3 billion yuan of floating cash available. The floating cash of Suning can reach 2.2-3 billion yuan. After decting 800 million yuan of inventory in one month, there is still 1.4-2.2 billion yuan of floating cash available

retail + real estate: the golden partner

the data analysis shows that Gome and Suning occupy a large amount of supplier funds, and also reveals the nature of their financial enterprises and the internal circulation process of their suppliers' funds as non cost financing (Figure 13). In our opinion, it is precisely because Gome and Suning occupy a large amount of supplier funds that they have a strong desire to expand the scale of their outlets and a strong impulse to diversify. Their diversified investments are generally invested in instries with large capital demand, and the typical representative is the real estate instry

this situation is actually reflected in many retailers, such as China Resources venture, Nanjing Zhongshang, etc., who are engaged in retail business and enter the real estate field at the same time

although Gome and Suning are not directly engaged in real estate business at present, we can find the operation trace of "business + real estate" mode of the two families from the structure of Zhang Jindong family and Huang Guangyu family controlling the company

we think that the two home appliance chain enterprises choose the "commercial + real estate" mode by coincidence. In fact, it also reveals the business mode that retailers hope to support real estate with the help of commercial, and at the same time provide outlets for themselves through real estate development, so as to rece the pressure of rent price rise (figures 14 and 15). For example, Suning Appliance, the second largest shareholder of Suning Appliance, and its affiliated company Suning global group both invest in real estate, and Suning Appliance has become one of the main tenants of the real estate developed by the two companies

according to the prospectus of Suning Appliance, there were frequent related party transactions between Jiangsu Suning Appliance and Suning Appliance before its listing e to the cross and overlap of business. In 2001, the accumulated amount of capital exchange between the two companies reached about 1.5 billion yuan. According to the analysis of the average monthly balance of capital occupation, since Jiangsu Suning Electric was established in November 1999, the average monthly balance of capital occupied by Jiangsu Suning Electric was 91 million yuan in 2000 and 77 million yuan in 2001. At the same time, before the listing of Suning Electric appliances, Suning Electric appliances also had large capital exchanges with its affiliated real estate companies. As of December 15, 2001, Suning Electric's receivables from Jiangsu Suning construction group, Jiangsu Suning Decoration Engineering Co., Ltd., Nanjing Suning Real Estate Development Co., Ltd., Jiangsu Wantai Investment Development Co., Ltd. and Nanjing Ninghua Real Estate Development Co., Ltd. totaled 88 million yuan

from the current information disclosure of Suning Appliance, the frequent related party transactions and capital exchanges between Suning Appliance and its affiliated companies have been graally terminated through asset restructuring before listing, but Suning Appliance is still one of the main leasing customers of the property development of its affiliated companies. For example, Yinhe International Shopping Plaza, which is newly built by Jiangsu Suning Electric Co., Ltd. with an investment of 600 million yuan, is located in the business district of Shanxi road in Nanjing. The 48 storey building will become a landmark building of the business district after completion. Among them, the eight storey building with a total area of 40000 square meters will be used as a department store, and the headquarters of Suning Electric Co., Ltd. will also be moved here. On June 1, 2005, Suning Electric announced that it plans to jointly unveil with Jiangsu Suning Electric on the land of Suning Electric's fund-raising project "Nanjing xinjiekoudian expansion project". The price of the land is 15 million yuan, plus the bid security of 3 million yuan

compared with Suning, Gome's "commercial + real estate" operation mode is more significant. Although on June 7, 2004, China Pengrun group announced the acquisition of all the issued shares of oceantown (the former holding company of Gome Electric Co., Ltd.), with a total price of RMB 8.8 billion, and changed its name to Gome, which is mainly engaged in home appliance retail, at the same time, Gome Holdings said that it would graally transfer Jinzun real estate invested by Pengrun real estate to Shanghai

8. Specifically, the "9.11 incident" (also known as "9 / 11" and "9 / 11 incident in the United States") on September 11, 2001 refers to the historical incident that the plane hijacked by terrorists hit the world trade center in New York and the Pentagon in Washington. On September 11, 2001, four civil airliners flew over the United States, but they were hijacked by hijackers. When the Americans were just about to start their day's work, a series of plane crashes occurred at the world trade center in New York. The skyscrapers of the world trade center collapsed and turned into ruins, killing more than 3000 people. Process 8:45: the Boeing 767-b-223er is hijacked shortly after leaving Boston's Logan International Airport, crashes into the North Building of the world trade center, and then collapses. Crew: 92, death: 92. 9: 03: the Boeing b-767-222 was similarly hijacked shortly after it left Boston's Logan International Airport and crashed into the South Building of the world trade center, which then collapsed. Crew: 65, victims: 65. 9: 45: Boeing 757-223 was hijacked shortly after leaving Dulles International Airport and then crashed into a corner of the Pentagon. Crew: 64, victims: 64. 10: 20: shortly after leaving Newark International Airport, Boeing b-757-222 was hijacked and flew straight to Washington. Then it crashed at a high speed in rural Pennsylvania, where it was speculated that passengers and hijackers fought to prevent the plane from hitting the target. Crew: 45, death: 45. The whole United States was shocked, people fell into extreme panic, causing shock all over the world, which is one of the most serious disasters in American history. Question: why choose this day? 911 was originally used as a police number in the United States. The terrorist's choice of September 11 is a provocation to the United States. The 911 call was born in the 1960s. In 1967, the U.S. presidential commission on law enforcement and judicial administration proposed to set up a unified telephone number throughout the country so that people can report emergencies in time. At & T soon announced the choice of 911 as the alarm number. In February 1968, the country's first 911 alarm station was set up in harryville, Alabama. After the 1970s, 911 alarm calls began to increase. In 1976, 17% of Americans could dial the number, which rose to 26% in 1979, 50% in 1987 and 85% today. About 50% of the land area of the United States has been connected to the 911 number, 95% of which is an enhanced version of the system, which can provide the name and location information of each caller. It is in this way that terrorists will choose 9 / 11 to attack it. Impact 1. To the United States: after the September 11 incident, the American economy was paralyzed, causing direct economic losses and impacts on some instries. Located in Manhattan Island, New York, the world trade center is a skyscraper built in the early 1970s, with a cost of 1.1 billion US dollars. It is the gathering place of the world's commercial forces. There are 1200 enterprises from all over the world, with 50000 people going to work at ordinary times, and about 150000 business personnel and tourists coming and going to work every day. The two skyrocketing buildings suddenly disappeared. The restoration work of the Pentagon is at least several hundred million dollars, and the loss of talents is hard to estimate. And transportation and tourism have caused serious losses. Four American domestic flights were hijacked in one day, causing huge casualties and property losses, which is indeed rare in history. The terrorist attack on September 11 is a historic shock to US President Bush, to the American people and to us politicians. Within two hours, thousands of casualties occurred in the United States. Even the White House, the president's air force one, the Department of defense building, and the world trade building in the financial center were targeted by terrorists. After the incident, Bush immediately took appropriate actions to resume the normal activities of the government and society. In order to show that he was not threatened by terrorism, he decided to return to the White House on the evening of September 11, although the White House was still threatened by attacks, and made a speech to the people of the whole country in the White House, which showed that terrorists could not block the operation of the US administrative center“ The economic impact of the September 11 incident is not limited to the direct loss of the incident itself. What's more, it has affected people's investment and consumption confidence. It has caused the depreciation of the US dollar relative to the mainstream currencies, the decline of the stock market, and the rise of the price of strategic materials such as oil. It has also affected the mainstream financial markets such as Europe and Asia in real time, causing the market's over reaction, which has slowed down the economic growth of the United States and other countries in the world. 2. What we can see from China is that the world politics and international relations before and after 9 / 11 are obviously different. The US war against terrorist activities will lead to new changes in international relations and geopolitics, as well as the interaction between major powers. The changes of international political, military and diplomatic situations will certainly affect the policy choice of China's economic and social development, and then affect China's economic development. China should follow up the development of the situation and adjust its economic policy accordingly. Therefore, for our country, in order to minimize the negative impact of the September 11 incident on our economy, we should be prepared and take precautions. We should not only pay attention to the economic impact of the "September 11 incident", but also study the long-term impact of the strategic orientation, strategic orientation and policy orientation adopted by the United States and the international community to deal with terrorist activities on China's economy. Follow up and study the changes of international politics and economy after "9 / 11 incident". As a big country, China can mainly rely on the huge domestic market to improve its economy. We should further intensify reform, take measures to stabilize people's psychological expectations, expand consumer demand, and stimulate private investment, proction and business activities. Taking advantage of the opportunity of China's accession to the WTO, we should speed up the pace of utilizing foreign capital, and attract foreign capital through institutional innovation, transparent, clean and efficient administration and booming economy. 3. For people all over the world, anti terrorist activities will be a long-term, arous and complex struggle for human society. This incident tells us that in today's civilized world, we still have a common enemy - "terrorism". It is the modern devil Satan, whose cold claws will take the precious lives of our relatives at any time. Terrorists may use various means to create trouble anytime, anywhere, to attack the world's financial and commodity markets, and to undermine people's confidence. International speculative funds will also make waves, make profits, take advantage of the opportunities provided by terrorist activities to carry out speculative activities, make huge profits by creating terrorist events, and increase financial risks. Therefore, on the one hand, we should strengthen cooperation with the international community to crack down on terrorist activities; On the other hand, we should study the issue of increasing the reserves of international strategic commodities, especially oil reserves, so as to minimize the impact of financial turmoil caused by terrorist activities on China's economy. It is our common responsibility to combat "terrorism" and protect citizens' lives. At least in this regard, China and the United States share the same interests. According to Wikipedia, in addition to 19 hijackers, including 24 missing persons, including fire rescuers, 2998 people died in the September 11 incident. The victims came from more than 80 countries, mostly civilians; the number of immediate victims totaled 2,998, the overwhelming majority of whom were civilians. The dead included nationals from over 80 different countries.[5] In addition, the death of at least one person from lung disease was ruled by a medical examiner to be a result of exposure to st from the World Trade Center' As of 8:00 a.m. on September 13, 2001, two Chinese people died in the September 11 incident. They are Zheng Yuguang, male, 65 years old; Yang Shuyin, female, 61 years old. They were all passengers on American Airlines Flight 77. In 1947, Zheng Yuguang returned from Indonesia with his family. He studied in Fuzhou Ge middle school. Later, he was admitted to the Department of chemistry of Nanjing University. After graation, he was assigned to work in Beijing Institute of nonferrous metals and retired in 1996. Yang Shuyin, from Shanghai, graated from Shanghai Medical College. The couple visited relatives in the United States last year. Family members also reported the death of one person, named Chen Xiaobing, male, 32 years old. In addition, another person, Wang Weibing, male, 41, is missing. According to some passenger lists released by American Airlines and United Airlines, some of the passengers on the four planes that were hijacked by terrorists on the 11th may also be Chinese. As for the number of Chinese casualties caused by the collapse of the world trade center, accurate statistics are not available so far. However, at least 10 people were missing in the terrorist incident of the world trade center, including Liu Mingying (male), Dong Zhengping (male), a bridge engineer working for Raytheon company on the 91st floor of Building 1, Jian Huida (male), Li Yangde (male), Wen Sihui (female) and an unnamed man working for the New York State Government on the 86th floor, Zhang Meiqin (female), Wang Qinghui (male) and Li Juncheng (male) and Mou Chung, two Taiwanese employees of New York branch of Taiwan first bank. In addition, Lei Mingyuan, the son of Lei Bairui, head of the auxiliary police force of the fifth branch of New York Chinatown, has been killed. Four other Chinese (Jenny low Wang, Yang der Lee, Winnie yur Ping Wong, Arnold LIM) are missing. The Chinese Consulate General in New York officially released the list of 51 missing Chinese on the 14th. The Chinese Consulate General in New York officially announced that 51 missing Chinese came from mainland China, including Shanghai, Beijing, Fuzhou, Dalian and Hong Kong. They are: you Yong, he Xinghong, Yu Jennie, Dong Zhengping, Tan Feng, Guo Dayong, Zheng Changguang, Gao Linyou, Wu Jie, Wang Zhigang, Yu Wengui, Lin minde and their families, Huang Shaoxiang, Wu Liang, Wu Hanqing, Hu Xianzhen, Xu Shengli, Wang Weibin, Zhou Xiaoling, Wang Yuwen, Xu Guojian, Zhang Yue, Lin Hui, Sun Jin, Lin Weirong, Xie Linjun, Wang Lihong, Ren Xiufeng, Li Guangtong Li Jinghua, Guo Peiling, Li Chongyang, Zhu Guoyao, Fang Huixin, cen Shiyu, Yuan Yuchun, Yuan Xinmei, Guo Xu, Liu Dongpei, Wu Jie, etc. On the morning of September 11 EST (evening of September 11, Beijing time), New York, Washington and other cities in the United States suffered terrorist attacks one after another, The following is the chronicle of the attack (the following time is US Eastern time): at 8:45, a Boeing 767 (Flight 11) of American airlines flying from Boston to New York was hijacked and crashed into the South Building of Manhattan World Trade Center in New York. The plane "tore" the building and caused heavy smoke about 20 floors above the ground, And there was an explosion. 9:03: another small plane rushed to the North Building of the World Trade Center at a very fast speed. The plane crashed into one side of the building and went out the other side, causing a huge explosion. The two explosions may have caused thousands of casualties. 9:21: all tunnels and bridges in New York City are closed 9:20: US President Bush said in his speech that the United States is being attacked by terrorists, and the US government will launch a comprehensive investigation into the cause of the plane crash. In addition, he announced that the world trade center was destroyed

9.

TenPay transfer refers to the transfer of funds from one's own account to another's account or bank card through TenPay. The specific operation of TenPay transfer is as follows:

1. Open QQ and log in your account number and password. After entering the QQ home page, click the TenPay logo, as shown in the figure below

note that when transferring money, you must ensure that your payment environment is secure and prevent your payment password and funds in your account from being stolen