ABM digital currency fraud

1. You can use telegraphic transfer, UnionPay debit card or credit card, digital currency and other ways to deposit money into your account.

2.

Foreign exchange spread refers to the difference between the buying price and the selling price. Because traders tend to trade in one currency for another, the foreign exchange trading currency is often quoted for the current price compared with another currency. For convenience, these currencies are written in the form of pairing, such as aud / USD (AUD / USD - where aud is the "base currency" and USD is referred to as the "relative currency")

the spread of foreign exchange platform is different

at present, the price difference of inter-bank transactions is 2-3 points; According to their own situation, the quotation spread of banks (or dealers) to customers is quite different, or even several times different, which is mainly determined by the development degree of regional foreign exchange business and the difference of trading process

at present, the quotation spread of foreign regular margin dealers is about 5 points, that of Hong Kong is about 6-8 points, and that of domestic banks' firm offer is about 5-40 points (there will be a discount for those with large trading volume)

It is better to have a lower point difference

The larger the difference, the higher the seller's price and the lower the buyer's price. Therefore, when you buy, you need to pay more, and when you sell, you get less, which makes it difficult to make a profit

extended data:

the smallest unit "hand" of margin trading; Hand;, The smallest unit of margin trading. If it is a standard account, the trading unit provided by brokers on the general network is a lot, and the trading volume is 100000 base currency

if it is a mini account, the first-hand transaction is 1 / 10 of the standard account. For example, the actual transaction of USD / JPY is equivalent to the actual purchase (sale) of US $100000 / yen. If it is first-hand EUR / USD, the actual volume is equivalent to EUR / USD worth 100000

3. What are the channels of personal investment and financial management: (1) saving is the most chosen way of financial management, which is not considered investment. Because it will not lose money and does not need to pay attention, it has the highest degree of attention, but the income is the lowest among all financial management channels 2 Funds, trusts and bank financial procts have attracted more and more attention in recent years because of their high returns and low risks. However, many of them started with 50000 yuan, which keeps many people out of the door. And they will also have losses, so be careful not to put all the money on one proct 3 Stocks have been sought after by gambling addicted Chinese since they came out. When a group of people lost all the money they had saved for more than ten years, they realized that "speculation has always been a vampire on retail investors" 4 The harm of futures is mentioned above. The most terrible thing about futures is leverage. With leverage, people's greed and desire are magnified dozens of times or even hundreds of times, and finally they are on the road of no return, because few people can control their own demons 5 Precious metals (gold, silver, oil) in recent years, more and more people invest in gold and silver, you do not see the Chinese aunt speculation gold big game, gold and silver is rising in the long run, do not do short-term operation, buy away from the hand, want to lose are difficult, but most people in order to maximize profits, frequent transactions, the results of disastrous defeat, high fees are frightening. Here, the domestic gold and silver transaction fees are ten times higher than those of foreign countries 6 At present, foreign exchange speculation is strictly prohibited in China, so if you want to play, you can only operate on foreign platforms, but there are levers. According to statistics, only one in a thousand can make money. At present, many domestic banks can carry out online transactions of foreign exchange without leverage 7 In recent years, the real estate boom makes many people hate it. However, we have to admit that real estate is a good investment channel with high returns. In addition, those who love to collect antiques, calligraphy and paintings, and gamble on stones: in the future, there will be hundreds of times of income, but they need to have brilliant vision and rich money to buy, and they need not to rush to use money in a short time 8 Insurance is also a good financial channel, many people only pay attention to its claims, but ignore its financial effect. In the end, I wish you all success in financial management and investment, and prosperity in your life.

4. Basic knowledge of foreign exchange

foreign exchange trading and foreign exchange market
foreign exchange trading market, also known as & quot; Forex" Or & quot; FX" Market is the largest financial market in the world, with an average turnover of more than 150 billion US dollars per day, which is equivalent to more than 30 times of the total transactions of all securities markets in the United States; Foreign exchange trading & quot; Foreign exchange transactions are in the form of currency pairs, such as euro / USD or USD / JPY.

there are two main reasons for foreign exchange transactions. About 5% of daily turnover is e to companies and government departments buying or selling their procts and services abroad, The other 95% of transactions are for profit or speculation.

for speculators, the best opportunities are always to trade the most commonly traded (and therefore the most liquid) currencies, which are called "major currencies". Today, about 85% of daily transactions are in these major currencies, It includes US dollar, Japanese yen, euro, British pound, Swiss franc, Canadian dollar and Australian dollar

this is a real-time 24-hour trading market. Foreign exchange trading starts from Sydney every day. With the rotation of the earth, the business days of every financial center in the world will start in turn, first in Tokyo, then in London and New York. Unlike other financial markets, foreign exchange trading investors can react to the fluctuations of foreign exchange caused by economic, social and political events whether in the daytime or at night.

foreign exchange trading market is an over-the-counter (OTC) or "intra bank" trading market, As a matter of fact, foreign exchange trading is achieved by both parties through telephone or an electronic trading network. Unlike the stock and futures markets, foreign exchange trading is not concentrated in a single exchange.
the advantages of foreign exchange trading over other investment tools
strong leverage

the leverage provided by foreign exchange trading is the largest among many investment tools. In the U.S. Jiasheng group, customers can operate a contract with a value of 100000 basic currencies as long as they invest $1000 as a margin

commission free

we will not charge any commission because the transaction is not handled manually

limited risk

your loss will never be greater than the margin of your investment in the account, so the customer will never have arrears. You can also use our stop loss orders to control risks. We guarantee that all stop loss orders will not slip (applicable to contracts of 1000000 or below)

tradable quotation

the quotation on the trading platform is the real tradable quotation, not the reference price for market trading. Customers only need to click twice on the price to get the order quickly. There are many systems in the market that show the price is the reference price rather than the tradable price. They will quote a tradable price to the customer only after they receive the quotation request. Jiasheng trading platform is absolutely superior in this respect, customers can clearly grasp the price of entering the market or closing positions The spot foreign exchange market is a perfect market for active traders. Unlike the stock and futures markets, currency trading will not be closed, thus ensuring 24-hour uninterrupted trading and giving investors the opportunity to capture every important event. At the same time, the 24-hour uninterrupted feature ensures the minimum market short jump risk; In other words, the possibility that the opening price is dramatically higher or lower than the closing price is ruled out. In other words, because of the 24-hour market, it is impossible to open high or low< In the foreign exchange market, exchange rate is the exchange rate of two currencies. All transactions involve buying one currency and selling another at the same time. To put it simply, foreign exchange trading is to exchange one currency for another, expecting the market price to change and buying the currency whose value is expected to rise; Instead, sell the currency that is expected to depreciate first, and buy later to make a profit

in trading terms, "long" means that investors buy a currency first and hope to sell it at a higher price later to make a profit. Investors benefit from the rising market. Short means that investors sell a currency first and expect it to depreciate. In this case, investors benefit from a falling market

for example: a party bought a first-hand (100000) EUR / USD at 1.0020, and the exchange rate fell to 0.9999, which means that a party exchanged US dollars for euro at an unfavorable high price, and made a loss. In the spot foreign exchange market, the exchange rate is generally quoted in four decimal places, and the last digit term is called "point". The value of each point depends on the currency of the transaction, the price of the transaction and the amount of the transaction. The point value of EUR / USD is $10 ($100000). In the above example, a loss of 21 points is $210

in the foreign exchange market, currencies are usually quoted in pairs, so the result of all transactions is to buy one currency and sell another at the same time. The main purpose of currency transaction is to exchange one currency for another. Through the change of market exchange rate or value, the value of the currency you buy will increase compared with that you sell

in the quotation, the first currency represents the benchmark currency, which is usually set as the standard for buying or selling

suppose the selling / buying price of USD / JPY is 108.02/108.07, which means that you can buy 108.02 yen with 1 dollar or 1 dollar with 108.02 yen. If you think that the value of the US dollar against the yen is undervalued, because the US dollar is the benchmark currency, you need to buy the pair of currencies to implement this strategy. In other words, you need to buy the US dollar and sell the yen at the same time, and then wait for the exchange rate to rise

but please note that the quotation of currency pairs is usually fixed, so if you believe that the yen will appreciate against the US dollar, you should sell this pair of currencies

like other financial procts, the quotation of foreign exchange also includes the buying price and selling price. At any time ring trading, the "buy price" refers to the price that Jiasheng group is willing to pay for the foreign currency at a given time, while the "sell price" refers to the price that Jiasheng group is willing to sell the foreign currency at a given time. The difference between bid and ask prices is called bid ask spread. Jiasheng's price difference is one of the lowest in the instry
high leverage, low margin
the margin of foreign exchange trading is to protect customers' losses, with cash as a buffer. Customers can hold a much larger position than the value of margin by depositing margin. Using the foreign exchange trading platform of Jiasheng group, you can enjoy leverage trading up to 200 times. Jiasheng group adopts automatic proceres to ensure that customers will not lose more than the funds put into their accounts. The margin percentage level of the account is all recorded in the system. According to the situation of each account, Jiasheng group trading platform can calculate the funds needed for the position in real time (used margin) and the funds available for the establishment of a new position (usable margin), and display them in the account window together with the balance, net value and the profit and loss information calculated in real time. When the account exceeds the maximum allowable leverage ratio, the trading department has the right to liquidate some or all of the positions in the account. Please pay attention to monitor the margin in your account to ensure that you can stop loss on your own, especially when the market fluctuates greatly
quotation of foreign exchange transaction
it seems confusing to understand the quotation of a foreign exchange transaction. However, if you remember two things afterwards, you will find it very simple. 1) The first listed currency is the base currency. 2) Second, the value of the base currency is always in the unit of one

the US dollar is the central point in the foreign exchange market, and it is usually considered as the basic currency for quotation. In the major currencies. This includes USD / JPY, USD / CHF and USD / CAD. For these currencies and others, the quoted price is expressed as the second currency in the quoted price for each unit of US dollar. For example: the quoted price of USD / JPY is 120.01, which means that 1 USD is equal to 120.01 JPY

when the US dollar is a benchmark unit, and the quotation of one currency combination rises, it means that the US dollar appreciates while the other currency depreciates. If the quoted price of USD / JPY mentioned above rises to 123.01, the USD will strengthen because it can buy more JPY now than before

the three currencies with exception to the comparison rule are pound sterling, Australian dollar and euro. In this case, you may see a quote like GBP / USD 1.4366, which means GBP 1 equals USD 1.4366

in these three currency pairs, the US dollar is not a base price, and a rising quotation means a falling US dollar. It's going to cost more dollars to exchange for a pound or a dollar

in other words, if the quotation of a currency rises, the base currency will appreciate, and a lower quotation means that the base currency is devaluing

a currency pair that does not include the US dollar is called a cross currency combination, but its criteria are the same. For example, the euro / yen quotation is 127.95. One euro is equivalent to 127.95 yen

in foreign exchange trading, you will see a quotation on both sides, which is composed of the purchase price and the selling price. The purchase price is the price at which you want to sell the base currency (and buy the opposite currency at the same time). The selling price is the price at which you can buy the base currency and sell the opposite currency
foreign exchange vs. securities
if you are interested in trading foreign exchange online, you will find that the foreign exchange market has many advantages over the securities market< Foreign exchange trading is a 24-hour market, providing a major advantage over securities trading. Whether from 6 p.m. or 6 a.m., anywhere in the world, there are always traders actively trading foreign exchange. Traders are always quick to respond to new news, and their profits and losses are not affected by profit reports or analysts' suggestions after hours< The US stock exchange in a few hours has brought many restrictions; S (electronic communication network), commonly known as pairing system, exists to bring buyers and sellers together whenever possible. However, there is no guarantee that any transaction will be executed or that it will be at a fair price. It's very common for traders to wait until the next day to open in order to receive a closer spread

more transparency flows

with foreign exchange trading 50 times the volume of New York stock trading in one day. In the foreign exchange market, there are always brokers / dealers willing to buy and sell foreign exchange. The transparency of this market, especially those major foreign currencies, will determine the stability of the market price. Traders always open or close a position at an open market price

e to lower trading volume, investors in the stock market are more vulnerable to change transparency risk, which will lead to a wider range of price differences or changes e to any larger trading volume<

100:1 leverage ratio

100:1

5. Abstract: the choice, combination and adjustment of family investment and financing can be defined as the family's demand preference and investment tendency for one or several kinds of assets. This paper analyzes the family's investment and financing behavior, It also analyzes how to obtain income and how to avoid the risk of family investment and financial management, hoping to help the practice of family investment and financial management, Investment and financial management has become an increasingly important issue. Family investment and financial management is an effective investment in personal assets against risks, so as to maintain and increase the value of wealth and resist the economic risks in social life. Whether it is savings investment, stock investment, foreign exchange investment or insurance investment, e to the increasing variety of investment, the required professional knowledge is not the same, It is also difficult to master the investment methods. The asset selection, portfolio and adjustment behavior of a family are defined as the family's demand preference and investment tendency for one or several kinds of assets. This paper analyzes the family's investment and financial management behavior, and analyzes the way to win the family's investment and financial management, the risk and avoidance of family's investment and financial management, Hope to help the practice of family investment and financial management. 1、 The choice of family investment and financial management (1) the necessity of family investment and financial management choice when a family invests, the first thing it faces is the choice of investment mode and field. Generally, it should consider the income and risk of assets as well as the mutual restriction relationship, choose one or several kinds of assets, and determine the number and proportion of investors. Before the reform and opening up, in the eyes of most Chinese people, "investment and financial management = Bank = savings office", what personal financial investment brought to the people was only "saving money to generate interest". Today's ordinary people not only have the ability to "wear gold and silver", but also have a disposable income of tens of thousands of yuan. New investment varieties have graally become an important part of personal investment and financial management. Such as financial futures, financial options and other emerging personal investment tools emerge in endlessly, which has a great impact on modern personal financial portfolio. In many ways of asset selection, it is a kind of asset selection strategy under the condition of depressed market to guide families to make use of the depressed capital market, raise social hot money at a lower cost, and choose their own suitable way for rational investment. For example, before 2006, China's stock market was very depressed. Many sober minded and far sighted investors dared to borrow money from their relatives and friends at the interest rate of two cents and raise immature certificates of deposit. They used the certificates of deposit for bank mortgage loans, and deposited the loans and borrowed funds in the bank to buy stocks. Because of the accurate grasp of investment opportunities, they chose the right investment methods, As a result, less than a year later, the stock market boomed in the second half of 2006, and the return rate of their stock purchase reached 100%, which made them obtain amazing high returns. Theoretical and empirical analysis shows that: most of the family's asset selection criteria are to bring new income or the increase of relative income in the near future. We should diversify investment according to our financial resources and abilities, but we should avoid blindly following the crowd and borrowing money to invest. Financial investment tools are generally divided into conservative ones such as bank deposits and growth ones such as bonds and funds; High risk and high return type, such as futures, foreign exchange, real estate, etc; Fine professional knowledge, such as stamp procts, jewelry, antiques, calligraphy and painting. We should diversify our investment as much as possible, but we should not blindly follow the crowd to invest. We should give full play to our personal advantages and make diversified investment as much as possible so as to get the maximum profit 2 At present, new investment varieties have graally become an important part of personal investment and financial management. Such as financial futures, financial options and other emerging personal investment tools emerge in endlessly, which has a great impact on modern personal financial portfolio. Now the main types of family investment are: 1. Bank deposits. For ordinary people, deposit is the most basic way of investment and financial management. Compared with other investment methods, the advantages of deposit are: variety, flexibility, value-added stability and security. After deciding to deposit, investors are faced with the choice of deposit term structure. The main choice of investors is current deposit or fixed deposit. In fixed deposit, it depends on the income and expenditure in the future, as well as the expectation and grasp of other better investment opportunities in the future. 2. Stock investment. Among all the investment tools, the stock (common stock) is one of the investment tools with the highest rate of return. Especially from the perspective of long-term investment, no public investment tool provides higher return than common stock. Stock is a kind of personal stock certificate issued by a limited company to its shareholders in order to raise its own capital. It is a certificate representing the ownership of share capital and a kind of valuable securities by which shareholders can obtain dividends and bonus. Stock has become an important goal of family investment. 3. Investment funds. Many people want to invest in the stock market, but they don't know how to choose their own stocks. The most ideal way is to entrust experts to make investment choices on their behalf. This kind of investment method is fund. Investment fund refers to a kind of investment tool that through the form of trust, contract or company, through the issuance of fund securities, a large number of uncertain social idle funds are raised to form a certain scale of trust assets, which are handed over to the professionals of specialized institutions to make decentralized investment according to the principle of asset portfolio, and then shared according to the proportion of investment after obtaining income. Compared with other investment tools, the advantages of investment funds are expert management, scale advantage, risk diversification and considerable returns. It is the best investment tool for family investors who are short of time and have professional knowledge. 4. Bond investment. Bonds are between savings and stocks. They have higher interest than savings and lower risk than stocks. They are suitable for middle-income families with more idle funds. Bonds have the characteristics of fixed term, repayment of principal and interest, transferability and stable income, which are welcomed by conservative investors and the elderly. 5. Real estate investment. Real estate refers to real estate and real estate, namely housing and land. Because the purchase of real estate is a very important investment for every family, the family should make a good financial plan to invest in real estate; Reasonable arrangements for the purchase of funds and attention to the real estate market changes at any time, so that when prices rise substantially, sell cash to get the price difference. Among all kinds of investment methods, the advantage of real estate investment is that it can maintain its value. When the inflation is relatively high, it is also the time when the real estate price rises; Moreover, real estate can be used as mortgage to obtain loans from banks; In addition, investment in real estate can be left to children as a family property. 6. Insurance investment. The so-called insurance refers to a method in which the insurance company collects a certain premium from the policyholder according to the regulations, establishes a special insurance fund, and adopts the form of contract to provide economic compensation for the accidental losses and economic security needs of the policyholder. Insurance is not only a kind of preparation in advance and remedy after the event, but also an investment behavior. The insurance premium paid by the applicant in advance is the initial investment of this investment; After obtaining the right of claim, the policyholder can obtain economic compensation from the insurance company, namely "investment income", once the disaster or accident occurs or the insurance needs; Insurance investment has certain risks. Only when disasters or accidents occur and cause economic losses, can we get economic compensation. If there is no relevant situation ring the insurance period, the insurance investment will lose all. Family investment insurance mainly includes family property insurance and life insurance. At present, the major insurance companies launched a series of life insurance procts, such as disguised capital link or dividend, which makes insurance have both investment and protection functions. Insurance investment is not the most important, but it is the most necessary. 7. Futures investment. Futures trading is a standardized form of trading in which the buyer and the seller deliver a certain amount of margin through the exchange and deliver a certain quality and specification of goods at a certain time and place in the future. Futures trading is divided into commodity futures and financial futures. We should be cautious in the choice of futures trading. 8. Art investment. Overseas, art, stock and real estate have been listed as three major investment objects. Compared with other investment methods, art has the following advantages: first, the investment risk is small. Art is non renewable, so it has a very strong hedging function, and its market volatility is not very large in the short term, so investors can grasp their own destiny, with strong security. Second, the rate of return is high. The non renewable nature of artworks leads to the strong appreciation function of artworks, so the investment return rate of artworks is high. But at the same time, the defects of art investment are also more prominent: first, the lack of liquidity. Once the art is purchased, it may not be able to sell in the short term. The period between the buyer and the seller may be as long as several years, decades or hundreds of years, which is unrealistic for the average family with relatively poor capital. Second, under normal circumstances, the identification of works of art needs strong professional knowledge, and families and indivials who do not have the ability to identify are still cautious. 2、 Whether it is financial assets, physical assets or instrial assets, there is a problem of reasonable combination in family investment and financial management. From holding one kind of asset to investing in more than two kinds of assets, from only having a single asset that is not systematic to having a systematic portfolio asset, this is an important sign of the maturity of family investment and financial management behavior in China. Many families have realized that the family portfolio with real economic value is not the pursuit of maximizing the utility of a single asset, It is the maximization of the utility of the whole portfolio. Because there are substitutability and complementarity between assets, the substitutability of assets is reflected in the demand of various assets. The changes of relative price, public investment preference, and even income expectation may show the relationship between the two. The complementarity of assets shows that the demand change of one kind of assets will cause the demand change of another or several kinds of investment goods, such as the linkage relationship between housing, building materials and decoration instry. Therefore, from the perspective of economics, it is not difficult to prove that holding too much of an asset will proce adverse effects, the utility of holding will decline, the cost will rise, the risk will rise, and eventually lead to the decline of income. This is not concive to the realization of household investment goals, and the implementation of asset portfolio, the satisfaction degree of asset utility obtained by the family is much greater than that of a single asset, which can often be reflected from the aspects of asset holding cost, transaction price, expected return, security degree and so on. For example, when the market is depressed, the general investment market and the collectibles market are in a depressed state at the same time. However, the weakness of the housing market, the post market, the card market, the currency market, the stock market, the gold jewelry market and the antique treasure market is not the same. It is also possible that some are lower than the face value or the cost price, and some maintain a higher price. At this time, the investors with clear mind and discerning ability are able to, We will timely choose which of the above types of assets have great appreciation potential for portfolio investment, and we will also get considerable benefits. There are many families in our country who can not only be more comfortable