Will digital currency be popularized

China's digital currency is as long as there is a mobile phone, no network, as long as the touch can be paid, and with detailed transaction records, it is very helpful to combat money laundering crime; This currency is mainly aimed at grabbing shares for Alipay, WeChat and POS terminals. It can also pave the way for RMB internationalization. Digital currency is not only safe and endorsed by the state, but the global central bank is pushing digital money. Now the digital currency is still in the testing stage. What time will it be popularized? It will have to wait until the Beijing Winter Olympic Games in February 2022 to fully promote the use

China's central bank's digital currency can be used for daily micro payments. Because it will be more stable with the endorsement of the state, the central bank's digital currency is different from bitcoin and Libra launched by Facebook. I give digital currency legal effect, and indivials can't refuse to accept it. At the same time, it is very convenient to use. It can be paid without binding any bank account. Digital currency will not cause inflation. Now it can be implemented and used in Shenzhen, xiong'an, Cheng, Suzhou and other cities. It also shows that the era of paperless is coming. Digital currency is a new concept with high technology content. In the future, RMB will enter the 3.0 era. Although the current digital currency is more powerful, it is still unable to put an end to money laundering and corruption

1. In the case of poor network signal, the payment function of online banking and payment platform is often paralyzed, but even if the central bank has no network, as long as two mobile phones with DC / EP digital wallet touch, the transfer or payment function can be realized

2. Digital currency doesn't need to bind any bank account, which gets rid of the control of traditional bank account system

3. Paper currency may be lost or stolen, but digital RMB is completely electronic. Even if the mobile phone is lost, digital RMB will not be lost, and the security index is very high

Although the central bank issued tens of millions of yuan of digital currency red envelopes in Shenzhen, Suzhou and other cities last year for testing and promotion, for most consumers, digital currency is still in the stage of only listening to the stairs, but no one comes down

how many times does digital currency have to be tested

since the central bank announced the internal test of digital currency last year, the process of digital currency landing will be completed for one year

recently, Beijing, Shanghai and Guangdong have rarely made synchronous statements to promote digital currency, indicating that the promotion of digital currency will reach a new level this year

the purpose of this series of application-side digital currency test promotion is to solve this problem, the current effect is obviously not yet completely solved this problem, so we should promote digital currency from a higher angle and strength

different from the bottom-up promotion of marketization, the promotion of digital currency by the central bank has a certain government will. Although the early promotion also has a bottom-up form, from the perspective of promotion strength, similar to the Beijing, Shanghai and Guangdong governments, they plan and promote the use of digital currency from the administrative level, Will greatly accelerate the digital currency into ordinary people's homes

In fact, it has to be said that in terms of the current social development, digital currency may indeed replace paper money in the future, but for us, paper money still plays an irreplaceable role, just because of this, it will not disappear completely. In some sense, the diversification of payment forms is more concive to improving people's quality of life, So just because of this, we can look at the problem from the following aspects{ RRRRR}