Can central bank digital currency be spent abroad

1.

The digital currency of the central bank is DCEP

the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency

The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous

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Application of digital currency

I. fast, economic and safe payment and settlement

cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed

At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:

3. Bill finance and supply chain finance

in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs

reference materials

network digital currency

2. The central bank's digital currency is the legal digital currency approved by the State Council. The central bank organizes market institutions to engage in the corresponding work of the central bank's digital currency research and development

2019 August 21st, the official account of WeChat central bank released two articles on digital currency.

3. You don't need any procere. You can send it whatever you want. What the central bank has clearly announced is that all digital currencies are illegal and can't be traded. If you catch them, you will be punished. So, there's no formality.

4. China's legal digital currency DCEP (digital currency electronic payment) is still under test and has not been officially issued. The specific scope and method of use have not yet been announced
recently, the central bank refuted the rumor that DCEP has not been issued and no asset trading platform has been authorized to conct transactions. At present, the legal digital currency is still in the process of research and testing, and the launch time of online legal digital currency is inaccurate.

5. Recently, a senior real estate investor named Alec has received calls from countless buyers from all over the world, including Italy and China, who want to buy the house Alec is selling, although they don't know the specific address of the house

the market is so hot because Alec released such a message before:

Auckland (located in the west coast of the United States, California, San Francisco, less than half an hour's drive), a set of four rooms and two bathrooms, which has recently been renovated and sold for $648000, accept payment in bitcoin, Ethereum or other cryptocurrencies

as soon as the news spread, telephone calls and e-mails for consultation flooded in

as we all know, houses near San Francisco are always in short supply. Usually, a house can receive more than ten offers

this is a market where sellers have an absolute advantage. In fact, Alec doesn't worry about not being able to sell

so why did he choose to accept cryptocurrency payment? The answer is only two words: try fresh

from 2017 to the present, blockchain is in a period of vigorous development, and Alec also wants to try something new. As a senior real estate investor, his first thought is, of course, how to connect cryptocurrency with real estate

to this end, he visited a large number of blockchain start-ups in Silicon Valley, involving property rights records, cross-border transactions, crowdfunding investment, equity transfer, and learning about cryptocurrency

in the end, he decided to experience the cryptocurrency market in the simplest way: accepting buyers to pay for cryptocurrency

as for the pros and cons of trying fresh food, Alec analyzes it as follows: "the price of cryptocurrency is constantly fluctuating for a house of more than 700000 yuan. If all the houses accept cryptocurrency, the fluctuation is not a small number; The harvest is that you do a lot of homework when you try new ideas, and you can learn about a brand new market. "

in the end, he accepted a hybrid scheme: more than half of the money was paid in US dollars, and the remaining half in ether. This part of etheric currency is calculated according to the currency price on the end of the transaction, and is paid according to the exchange value between us dollar and etheric currency

Yes, Ethereum is the popular eth in 2017, and its market value is second only to bitcoin.

6.

On October 8, Shenzhen Municipal People's government and the people's Bank of China jointly launched a pilot project of digital RMB red envelope

after the news was sent out, it has aroused warm repercussions from all walks of life across the country. At this stage, people are most concerned about the impact of digital RMB on our daily life? Will it replace Alipay and WeChat? Due to the lack of introction and promotion of digital RMB by authoritative institutions, the citizens and businesses participating in the activities also have many questions about digital RMB. According to the official announcement, the red envelope activity of digital RMB is a routine test in the process of digital RMB research and development. It can be seen that there is still a certain distance from the official implementation of digital RMB

7. Zero3 international settlement center adopts blockchain technology to complete cross-border payment through valuable digital assets euz. Compared with the traditional use of foreign exchange purchase and exchange between international banks, in 2018, ant financial services has actually tried to use blockchain technology in the field of international cross-border payment, so it is very good to use blockchain technology in Cross-border payment.

8. Edison (1847-1931) was a famous American inventor. He was diligent, studious, thoughtful and hardworking all his life. At the age of 75, he also went to the laboratory on time every day to check in for work. For decades, he worked for more than ten hours every day and read for three to five hours in his study at night. If we calculate by the activity time of ordinary people's life, his life has been doubled. So Edison, on his 79th birthday, said to people with pride, I'm 135 years old. He lived to be 84 years old. He made 1100 inventions in his life. His greatest contributions were the invention of phonograph and automatic telegraph, the experiment and improvement of incandescent lamp and telephone. Edison began to study electric lamps in his early twenties. It took him more than 10 years. He used thousands of different materials, such as bamboo, cotton, graphite, tantalum, and so on, as filament materials to carry out experiments. He often reached the top of the sky. Once, he and his assistants worked continuously for five days and nights. In 1879, Edison used carbon filament as incandescent filament and ignited it for 40 hours. Because the surface of carbon fiber is porous, brittle and low strength. It was soon replaced by tungsten wire< In 1883, Edison discovered the phenomenon of hot electron emission, also known as "Edison effect", that is, some electrons or ions near the metal surface get enough kinetic energy e to the high temperature, so as to overcome the binding of the surface and escape from the metal. Edison effect is very important for the operation of all vacuum tubes. The cathode, as the emitting surface, is often coated with alkaline earth metal oxide to facilitate electron emission, and heated by electric current to maintain high temperature< In 1900, Edison invented the iron nickel battery, which is an alkaline battery with electromotive force of about 1.3-1.4 V, long service life and low efficiency.