How to use bank digital currency
the DCEP issued by the central bank is a digital currency, which is very similar to Alipay and WeChat payment. But it is different from Alipay and WeChat, because it is more like paper money, and the third party can not get the information from both sides of the transaction. It is anonymous and centralization, and the endorsement of the state can be assured.
what is the use of central bank digital currency
from the perspective of the central bank, if the central bank wants to put in funds, it doesn't need these scientific and technological means to trigger conditions, and it could have done it
for users, they have one more option when paying. Users only need to download the central bank's digital currency wallet app, and then associate with their existing bank accounts to exchange the previous banknotes into the corresponding digital currency
for the current mobile payment, users are still accustomed to using Alipay and WeChat to pay. But how to say? Personally, Alipay was originally a professional payment software, but after all these years of development, the Alipay interface is extremely complex, and the user experience is not very friendly.
as for wechat payment, wechat started from social networking at first, and has evolved from professional social software to comprehensive software in recent years. To put it plainly, whether it is Alipay or WeChat, it seems that it has deviated from its original intention. This may bring opportunities to the central bank's digital currency
when will central bank digital currency become popular
according to the bank, considering that the early digital RMB is only limited to the pilot, it will not be issued in large quantities and promoted comprehensively in the short term, and the speed of currency circulation will also maintain a normal level
many people say that digital money has no effect on Alipay. I beg to differ. As Ma Yun said, sometimes it's just a document that beats you. What is the impact of the central bank's digital currency on Alipay? Let's wait and see.
Yao Qian, head of the preparatory group of the digital currency Research Institute of the people's Bank of China, said a few days ago that the prototype scheme for the central bank to issue legal digital currency has completed two rounds of revision, and is expected to be tested in relatively closed application scenarios such as the bill market in the future. The prototype system of legal digital currency is being developed. As for when the legal digital currency of the people's Bank of China can be launched, there is no timetable
from the start of digital currency research two years ago, to the digital currency seminar held by the central bank in January this year, to the establishment of the digital currency Research Institute and the recruitment of professionals by the central bank in the near future, digital currency is graally approaching.
a few days ago, Indian Prime Minister modi announced the issuance of a new currency aimed at combating tax evasion and money laundering. In fact, if the central bank issues digital currency with perfect technology and mature mechanism, it will have better effect. Because the digital currency, in addition to anti-counterfeiting, with the help of blockchain technology, makes the capital data traceable and highly transparent. These features can also be used for macro data statistics and monitoring, which has positive significance for big data risk control
as for what bank digital currency is, the central bank requested at the meeting on January 20 this year that the research team of the people's Bank of China should actively absorb the important achievements and practical experience of digital currency research at home and abroad, continue to promote on the basis of preliminary work, establish a more effective organizational guarantee mechanism, and further clarify the strategic objectives of the central bank in issuing digital currency, Do a good job in tackling key technologies, study the multi scenario application of digital currency, and strive to launch the digital currency issued by the central bank as soon as possible.
China's digital currency is as long as there is a mobile phone, no network, as long as the touch can be paid, and with detailed transaction records, it is very helpful to combat money laundering crime; This currency is mainly aimed at grabbing shares for Alipay, WeChat and POS terminals. It can also pave the way for RMB internationalization. Digital currency is not only safe and endorsed by the state, but the global central bank is pushing digital money. Now the digital currency is still in the testing stage. What time will it be popularized? It will have to wait until the Beijing Winter Olympic Games in February 2022 to fully promote the use
China's central bank's digital currency can be used for daily micro payments. Because it will be more stable with the endorsement of the state, the central bank's digital currency is different from bitcoin and Libra launched by Facebook. I give digital currency legal effect, and indivials can't refuse to accept it. At the same time, it is very convenient to use. It can be paid without binding any bank account. Digital currency will not cause inflation. Now it can be implemented and used in Shenzhen, xiong'an, Cheng, Suzhou and other cities. It also shows that the era of paperless is coming. Digital currency is a new concept with high technology content. In the future, RMB will enter the 3.0 era. Although the current digital currency is more powerful, it is still unable to put an end to money laundering and corruption
the DCEP issued by the central bank is a digital currency, which is very similar to Alipay and WeChat payment. But it is different from Alipay and WeChat, because it is more like paper money, and the third party can not get the information from both sides of the transaction. It is anonymous and centralization, and the endorsement of the state can be assured.
what is the use of central bank digital currency
from the perspective of the central bank, if the central bank wants to put in funds, it doesn't need these scientific and technological means to trigger conditions at all, it could have done it
for users, they have one more option when paying. Users only need to download the central bank's digital currency wallet app, and then associate with their existing bank accounts to exchange the previous banknotes into the corresponding digital currency
for the current mobile payment, users are still accustomed to using Alipay and WeChat to pay. But how to say? Personally, Alipay was originally a professional payment software, but after all these years of development, the Alipay interface is extremely complex, and the user experience is not very friendly.
as for wechat payment, wechat started from social networking at first, and has evolved from professional social software to comprehensive software in recent years. To put it plainly, whether it is Alipay or WeChat, it seems that it has deviated from its original intention. This may bring opportunities to the central bank's digital currency
when will central bank digital currency become popular
according to the bank, considering that the early digital RMB is only limited to the pilot, it will not be issued in large quantities and promoted comprehensively in the short term, and the speed of currency circulation will also maintain a normal level
many people say that digital money has no effect on Alipay. I beg to differ. As Ma Yun said, sometimes it's just a document that beats you. What is the impact of the central bank's digital currency on Alipay? Let's wait and see.
President of Dalong group: Feng Jianfeng, English Name: Kevin Fenn, President of Dalong (China) Co., Ltd
graated from Tongji University in Shanghai, and then studied in McGill University in Canada. He has rich knowledge and business management theory in the field of computer and Internet
in 1996, Beijing beltec Technology Co., Ltd., a pioneer of IP telephony technology in China, was founded in Beijing. Later, he went to Japan, Singapore, Canada and other countries to study. During this period, he established aimoo online community, which ranked in the top five of North America online forum traffic for three consecutive years
in 2005, he returned to China and founded Shanghai Dingxin shuteng, soft Island technology and other Internet enterprises. Igxe trading platform is one of the top three global virtual currency trading companies, with annual sales revenue of several hundred million yuan
in 2009, Feng Jianfeng founded dalong.com. Through API docking, dalong.com provides proct SKU, procurement, quality inspection, warehousing decomposition, logistics services and other supply chain solutions, realizes VIP one-to-one broker service system, and localized services for overseas retail terminals and large and small wholesalers
vice president of Research Institute of Dalong group: Wang Kun
Wang Kun, vice president of Dalong Research Institute of Dalong (China) Co., Ltd< In 2002, he took the post of chief technology officer of Liaoning Baotian group.
in 2004, he founded global shareware, a global sharing software company.
in 2009, he joined dalong.com, successively held the posts of CTO and coo, and presided over the important work of dalong.com, such as technical architecture design, pricing system design, and establishment of PPS sales mode.
since 2012, he has been the vice president of dalong.com Research Institute< In 2014, he served as vice president of marketing center of Dalong group
vice president of sales system (osell) of Dalong group: Zhu Fuxing
ZHU Fuxing, vice president of sales system (osell) of Dalong group
graated from Dalian Ocean Science and Technology University with a bachelor's degree in management< In 2004, bygamer was founded to engage in virtual goods trading business, and the first online opening operation mode was established.
in 2006, the website was acquired by soft Island technology led by Feng Jianfeng, and Zhu Fuxing served as vice president of Chongqing soft Island company
he has ten years of working experience in the field of cross-border e-commerce, successfully operated many e-commerce websites, and accumulated rich experience in B2B / B2C instry operation and management
in 2009, he founded dalong.com with Feng Jianfeng, and successively served as the director of proct center and vice president of sales system. During this period, he created the category management system and intelligent proct selection system of dalong.com, and is now fully responsible for the management of sales system<
Deng Fengyun, vice president of supply chain system (18985) and director of investment promotion center of Dalong group
Deng Fengyun, vice president of supply chain system (18985) and director of investment promotion center of Dalong group<
graated from Chongqing Institute of technology, majoring in computer information management,
led the proction process information construction of China Aerospace 43 Institute,
CRM construction and other large projects of China Mobile Chongqing company< In 2007, 8cdkey website was founded to provide CDKEY serial number trading services and related information services.
in 2009, he joined dalong.com and successively served as it director, planning center director and supplier management center director
he is now the vice president of supply chain system, who is fully responsible for the management of supply chain system. At the same time, he also serves as the director of China Merchants Center to supervise the business of China Merchants Center<
Cui Kai, director of purchasing audit and logistics channel management department and director of purchasing center of Dalong group, is the person in charge of Shenzhen Branch of Dalong group, director of purchasing audit and logistics channel management department and director of purchasing center of Dalong group
Master of electronic engineering, University of electrical and communications, Japan
led the construction of Fuxin electric power automatic meter reading system, Anshan second national grain reserve grain delivery and monitoring alarm system
he studied in Japan in 2002. During his study abroad, he opened a toy store at Yahoo auction,
he directly sold toys from Dongguan, China to Japan,
the sales volume of toys in Japan ranked in the top ten of Yahoo's toy sales volume
in 2009, he joined dalong.com as a proct manager and director of material control, ring which he planned and built the "cloud warehouse" storage and sorting system of dalong.com
director of sales and overseas market internationalization: Zheng Bowen, director of sales and overseas market internationalization of dalong.com<
graated from Zhongnan University of economics and law, chief underwriter and risk control manager of Ping An Property Insurance Company of China
immigrated to Canada in 2002, founded azureusgame game download and sharing platform, with thousands of popular end games and page games
in 2009, he returned to China and joined dalong.com as an overseas market promoter. In the early days of dalong.com, he participated in business model testing, system testing, and the construction of the company's management structure, proposed the initial corporate culture direction and ideas of dalong.com, and participated in the planning of domestic image and overseas corporate image of dalong.com, At present, he is the director of sales and overseas market internationalization and assistant to the president: Wang Yujun, master degree of electronic engineering of McGill University in Canada in 2000, outstanding entrepreneur of Xi'an hi tech Zone and angel investor of IT instry in 2008
in 1995, Beijing online info. & amp; Invest. Co., vice president of technology marketing; In 1996, he moved to Canada and worked as ASIC project manager of Matrox graphics Inc. (7 years)
in 2004, he participated in the establishment of softisland Co. Ltd., now Chongqing softisland Technology Co., Ltd
while working in Canada and the United States, I participated in the design, development and management of prism WMS international logistics freight forwarding system,
providing IT technical support for traditional logistics transshipment and e-commerce logistics demand in the United States and Canada
in 2007, he returned to China and founded microwise System Inc. in Xi'an as executive vice president and chief engineer< In 2009, Chongqing dalongwang Technology Co., Ltd. was founded as an angel investor of the company.
he successively served as vice president of administration and director of purchasing logistics center.
at the end of 2009, he founded a proct center in Shenzhen and concurrently served as the first proct director and director of strategic center.
he is now assistant to the president< Mr. Wu Qi, vice president of Internet Finance and payment director, Ph.D. in Computer Engineering, Carnegie Mellon University. Founder of bemindr investment and Consulting LLC, founder of ether fund. He has worked for Microsoft Asia Research Institute, general motors and other enterprises, and has five patents in the United States
smartdou was founded in 2010 to engage in Internet finance instry
in 2012, he joined dalong.com and was responsible for the financial strategic cooperation of dalong.com and the construction and management of domestic and international payment and settlement system. He developed dalong.com's payment system in small language regions and less developed countries, making dalong.com's international payment and settlement capacity cover more than 85% of the countries and regions in the world