Mu Changchun Library and digital currency
as you all know, Facebook officially released the Libra white paper in June last year. Libra's value is described as linked to a basket of fiat currencies and other assets. According to two sources familiar with Libra's progress, the Libra association is considering whether it should abandon the proposed "basket of legal currencies + other assets" model and adopt the "pure US dollar" support model instead
Kristin Smith, head of blockchain Association, which promotes blockchain technology, said in a telephone interview: "I think this is a welcome change. The main concern of lawmakers about Libra is that Libra may weaken the status of the US dollar, so if Libra really turns to be supported only by the US dollar, a lot of worries can be solved. "
If Libra turns into a stable currency supported only by US dollars, in Xiaobian's view, it will really benefit him a lot in the way of issuing currency. If we don't make changes, Libra will go even harder.
I think this is just a good idea. I personally feel that Libra should not be able to compete with Alipay and WeChat for a period of time. p>
although Libra will cooperate with many other wallets in the global payment network, we still need to pay attention to the background, national conditions, user habits and so on. Therefore, under China's financial and legal system, it is almost impossible for Libra to compete with the two domestic payment giants
According to the white paper, the global borderless Libra coin has three cores: blockchain based, real asset guarantee and independent association governance. In other words, Libra coin is a "stable currency" guaranteed by the real asset reserve. Each Libra coin will have a basket of currencies or assets of corresponding value for trust endorsement, which is supervised by the founding members of Libra coin Association, and each founding member is responsible for running a verifier node. Facebook believes that there are still 1.7 billion alts in the world who are not exposed to the financial system and cannot enjoy formal financial services, and the current financial transaction costs are too high, so this pattern needs to be broken. According to its assumption, Libra is a stable currency and a super sovereign digital currency. By issuing "Libra coin", we will explore the establishment of a simple, borderless currency and financial infrastructure for billions of people
Libra is linked to a basket of currency deposits or government bonds, and it is more in line with the public's habitual thinking that it is linked to cryptocurrencies without any asset support, such as bitcoin. Therefore, the listing of Libra currency will inevitably have an impact on the online digital currency. Some of the funds were diverted to Libra
however, the impact on real money is very limited, because the right to issue digital money will inevitably be concentrated in the hands of central banks, and private companies will not be allowed to be involved in this field.
in June of this year, the world's social giant Facebook released the "digital currency" of the encrypted digital currency. Once released, it received widespread attention in the world, and the "Heaven coins" released by them will compete with WeChat and Alipay. Their goal is to hope that "Heaven currency" can become the most circulated currency in the world. So for WeChat and Alipay, this is also a very difficult challenge. p>
When it comes to digital currency, your first reaction may be bitcoin or Libra, which Facebook plans to launch
from the perspective of usage scenarios, the central bank's digital currency does not pay interest, and can be used in small, retail and high-frequency business scenarios, which is no different from paper money. At the same time, the use should comply with all the existing regulations on cash management, anti money laundering and anti-terrorism financing
the Xueshuo innovation blockchain Technology Workstation of Lianqiao ecation online is the only approved "blockchain Technology Specialty" pilot workstation of "smart learning workshop 2020 Xueshuo innovation workstation" launched by the school planning, construction and development center of the Ministry of ecation of China. Based on providing diversified growth paths for students, the professional station promotes the reform of the training mode of the combination of professional degree research, proction, learning and research, and constructs the applied and compound talent training system