Digital currency of Royal Bank
as we all know, bitcoin can realize point-to-point value transmission. In addition to bitcoin blockchain, there are many other blockchains, such as Ethereum blockchain. Therefore, we should distinguish the concepts of bitcoin, bitcoin blockchain, blockchain and blockchain technology
blockchain, which is first accompanied by the emergence of digital currency, has recently been widely discussed in the instry for its subversive impact on the existing financial field, and is known as a new round of change after the Internet technology revolution. As a distributed general ledger, this technology will first break out a huge force of change in the financial field: clearing, settlement, remittance, payment, value transmission, innovation and inclusive of the whole financial network, including all income groups, connecting regions and people separated by physical borders, and reshaping the whole economy and society
because blockchain is an open, transparent, traceable and tamper proof distributed general ledger system, blockchain technology can effectively rece the error rate of payment, clearing and settlement steps, and monitor the inflow and outflow of funds in each step, which is an effective means to promote the establishment of an honest society. Therefore, if the regulatory authorities can effectively use this technology, it will help to control the asset status and possible risks of the financial instry
China's blockchain enterprises continue to emerge
since 2015, China's attention and Research on blockchain technology has graally expanded
from the perspective of government departments, Zhou Xiaochuan, governor of the central bank, pointed out in February 2016 that digital currency must be issued by the central bank, and blockchain is an optional technology. Prior to that, the people's Bank of China also held a seminar on digital currency. In addition to the central bank, Zhejiang Province, Beijing and other relevant government departments also expressed their support for blockchain application research last year
from the perspective of enterprises, Wanxiang Group has established a blockchain laboratory, and many blockchain innovation and entrepreneurship enterprises continue to emerge< In addition, a number of instry alliances are being established. In December 2015, blockchain research alliance and blockchain Application Research Center were established; In February 2016, Zhongguancun blockchain instry alliance was established; In April, China ledger officially announced its establishment in Beijing<
blockchain concept stocks become the wind outlet
blockchain is like a database ledger, recording all transaction records. Because of its safety and convenience, this technology has graally attracted the attention of the banking and financial instry. According to the survey report of the world economic forum, it is predicted that by 2025, 10% of the relevant information in the global GDP will be preserved by blockchain technology. Blockchain technology is facing a blue ocean, and related concept stocks are becoming the wind. In A-share listed companies, it is suggested to focus on the concept leading stocks: Feitian integrity, Yuyin shares. In the future, with the fermentation of speculation, other concept stocks are expected to follow suit
according to the analysis of wind information, the brief comments of blockchain concept stocks are as follows:
Feitian integrity: the password technology interactive platform means to follow up the blockchain
Yu Yin Co., Ltd. is organizing a team to follow up the blockchain
win time: introce team to develop blockchain procts
China kejincai: integrated IT services for government banks
Tongfang shares: trusted computer integration
New Capital: password technology interactive platform means follow-up
Zhaori Technology: cryptography
Hang Seng Electronics: financial transaction information application
financial securities: financial securities software integrator
hailimeda: the company's shareholders participated in the round a financing of blockstream. Blockstream is the first company whose main business is to expand bitcoin protocol, leading the research and development of side chain expansion mechanism, connecting bitcoin and blockchain
SHUNFA Hengye: a company of Wanxiang Group
Westone: interactive platform means to follow up technology business and R & D
* ST Gongxin: Cloud Computing Security Technology (Han Technology)
Radio and television express: the interactive platform means to follow up technology business and R & D
mayabaco: electronic data forensics
torth: Tianxing network security - data exchange security
ASUS information: credit risk management
Blue Shield: security technology.
Let's talk about professional red brother. The game of funds also needs a tuyere. Of course, the biggest tuyere in our market comes from policy. The earning rate of stocks is probably that there is a tuyere and the price is low
digital currency is an alternative currency in the form of electronic currency, which has become legal tender, such as bitcoin, Leyte coin, bitstock, etc. Our digital currency started its pilot at the beginning of the year, and in the future, it will play a part in the function of current circulating currency, so that some related listed companies will benefit.
last week, the concept of digital currency rose collectively. In fact, following red brother, we know that the market is in a downturn after the Spring Festival. In fact, red brother has repeatedly hinted that when they are in a downturn, Can bargain layout. This plate is also a lot of analysis
The impact of the planned listing of the world's largest digital currency exchange is as follows:
1 3. The transaction of digital currency is more secure and convenient with the continuous popularization of the Internet, more and more people begin to pay attention to digital currency. As the outlet of emerging instries, digital currency has attracted many people's attention. Digital currency is also the proct of instrial change, which will affect the future development. The world's largest digital currency exchange is going to be listed. Its listing will let more people know about digital currency and popularize digital currency knowledge. More people can buy and sell digital currency through the stock exchange, which will be more safe and convenient and not easy to be cheated. This is a very good thing for digital currency lovers
in the future, personal bank accounts will be divided into three levels: type I, type II and type III. Class I account has the highest authority and has all the functions of traditional bank account. Each person can only have one class I account in the same bank. Class II account and class III account are electronic accounts, which are mainly used for payment
among them, class III accounts have attracted the attention of many netizens, because according to the regulations, the single consumption amount of such accounts should not be higher than 1000 yuan, and the daily cumulative transaction amount is also controlled below 5000 yuan. This is interpreted by some media as the future WeChat payment and Alipay will also be subject to this limitation, and the user can not make large payments.
so, is that really the case
in fact, the three types of accounts proposed by the central bank are only for the internal bank, which is for the convenience of user account management and fund security, and does not involve the third-party payment platform
that is to say, whether the user's Alipay or WeChat payment is limited is entirely determined by the type of bank account tied.
if your Alipay or WeChat payment is bound to I class accounts, then there will be no payment limit, and if you are bound to II or III accounts, you will be forced to be bound by the corresponding account type limit.
however, in some docking details for the third party payment platform, there are still some things worth paying attention to in the new regulation, such as
- WeChat and Alipay's single day transfer limit of 100. If the accumulated amount in a single day is more than 50000 yuan, a safe and reliable payment instruction verification method such as digital certificate or electronic signature shall be adopted; If the amount exceeds 300000 yuan, the bank will make a large transaction reminder, which needs to be confirmed again
- a bank card can bind many payment platforms such as WeChat wallet, Alipay, network wallet and so on, but it can not bind different accounts of the same payment platform at the same time. In other words, if you have two wechat, two wechat cannot be bound to the same card.