Money digital financial equipment
Publish: 2021-04-21 08:46:02
1.
It's illegal
the central bank indicated that it has not issued legal digital currency, nor authorized any institutions and enterprises to issue legal digital currency, and there is no promotion team. At present, the so-called "digital currency" in the market is not legal digital currency
In addition, the so-called "digital currency" launched by some institutions and enterprises and the so-called promotion of the central bank's issuance of digital currency may involve pyramid selling and fraud 
extended information:
virtual currency is the electronization of illegal currency, and its original issuer is not the central bank. This kind of virtual currency is mainly limited to circulation in a specific virtual environment. Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency
in 2013, the central bank, together with five ministries and commissions, issued the notice on prevention of bitcoin risks, which clearly defined non legal digital currencies such as bitcoin as virtual commodities, which do not exist in the form of currency and legal currency
2.
Hello, where are the first batch of pilot cities of the central bank's digital currency? Do you think they are well deserved super first tier cities "Beijing, Shanghai, Guangzhou and Shenzhen"? I want to tell you that it's not all right. Except Shenzhen, the other three cities are Cheng, Suzhou and xiong'an new area. At present, Shenzhen is the earliest city to launch digital currency. On October 9, Shenzhen issued 10 million digital currency. 50000 people, 200 yuan per person, can enjoy the welfare, which is distributed to everyone free of charge through the way of wagging number. Here, I can only envy you. The implementation of digital currency is so fast. The friends in the pilot cities are lucky. I just want to watch you win the lottery
the first batch of pilot cities are selected in these four cities, which is the first step for digital currency to go to the whole country. When it matures in the future, it will be promoted to more pilot cities. So don't worry, just wait. Even if our city is not a pilot, it doesn't matter. Next time it will be our city. The pilot is just to test the stability of the system, and we don't have a great chance to get the red envelope of digital currency. There are so many people in Shenzhen, and only 50000 numbers are selected. Here we would like to express our support and thanks to the cities selected as the pilot cities of digital currency
3. Financial machines and tools refer to the machines and tools commonly used by banks and other financial institutions, such as anti-counterfeiting counting machine, banknote checking machine, multiple counting machine, POS machine, intelligent terminal, coin sorter, banknote sorter, bundling machine, binding machine, shredder, ID card discriminator, etc
4. 1 monetary policy tool, open market business
it refers to the central bank's policy behavior of trading securities in the financial market to regulate the market money supply. When the central bank thinks that the money supply should be increased, it will buy securities (mainly government bonds) in the financial market; On the contrary, they sell the securities they hold
with the increasing importance of the central bank's macro-control role, monetary policy tools tend to be diversified, so there are some alternative measures, which are called "selective monetary policy tools". There are two kinds of selective policy instruments: direct credit control and indirect credit guidance< (1) direct credit control means that the central bank directly controls the credit activities of financial institutions, especially commercial banks, by administrative order or other means. The specific means include: stipulating interest rate limit and credit quota, credit condition limit, stipulating liquidity ratio of financial institutions and direct intervention, etc< (2) indirect credit guidance means that the central bank indirectly influences the behavior of commercial banks and other financial institutions through moral advice and window guidance
2. Commercial banks are the only banks that can absorb current deposits. The deposit of commercial bank consists of two parts: one is original deposit, the other is derivative deposit
original deposits refer to the deposits formed by commercial banks accepting customers' cash deposits and rediscount or refinance from the central bank
derivative deposit refers to the deposit derived from the loan business of commercial banks, which is also the part of deposit expanded on the basis of the original deposit, also known as derivative deposit
3.1. Advantages and disadvantages of direct financing and indirect financing
the advantages of direct financing: (1) the supply and demand of funds are closely linked, which is concive to the rapid and reasonable allocation of funds and the improvement of efficiency
(2) the cost of financing is low, but the investment income is large
disadvantages of direct financing (1) both sides of direct financing are limited in the amount of funds, term, interest rate and so on
(2) the liquidity of financial instruments used by direct financing is weaker than that of indirect financing, and the cashing ability is lower< (3) the risk of direct financing is high< The advantages of indirect financing (1) flexibility and convenience< (2) high security< (3) it improves the scale economy of finance
the disadvantages of indirect financing (1) the direct connection between the supply and demand of funds is cut off, which will rece the investors' attention to the proction of enterprises and the pressure and binding force of the fund raisers on the use of funds to a certain extent
(2) intermediary agencies charge a certain fee to provide services, which increases the cost of financing
the discussion question is a little difficult, ha ha, sorry.
it refers to the central bank's policy behavior of trading securities in the financial market to regulate the market money supply. When the central bank thinks that the money supply should be increased, it will buy securities (mainly government bonds) in the financial market; On the contrary, they sell the securities they hold
with the increasing importance of the central bank's macro-control role, monetary policy tools tend to be diversified, so there are some alternative measures, which are called "selective monetary policy tools". There are two kinds of selective policy instruments: direct credit control and indirect credit guidance< (1) direct credit control means that the central bank directly controls the credit activities of financial institutions, especially commercial banks, by administrative order or other means. The specific means include: stipulating interest rate limit and credit quota, credit condition limit, stipulating liquidity ratio of financial institutions and direct intervention, etc< (2) indirect credit guidance means that the central bank indirectly influences the behavior of commercial banks and other financial institutions through moral advice and window guidance
2. Commercial banks are the only banks that can absorb current deposits. The deposit of commercial bank consists of two parts: one is original deposit, the other is derivative deposit
original deposits refer to the deposits formed by commercial banks accepting customers' cash deposits and rediscount or refinance from the central bank
derivative deposit refers to the deposit derived from the loan business of commercial banks, which is also the part of deposit expanded on the basis of the original deposit, also known as derivative deposit
3.1. Advantages and disadvantages of direct financing and indirect financing
the advantages of direct financing: (1) the supply and demand of funds are closely linked, which is concive to the rapid and reasonable allocation of funds and the improvement of efficiency
(2) the cost of financing is low, but the investment income is large
disadvantages of direct financing (1) both sides of direct financing are limited in the amount of funds, term, interest rate and so on
(2) the liquidity of financial instruments used by direct financing is weaker than that of indirect financing, and the cashing ability is lower< (3) the risk of direct financing is high< The advantages of indirect financing (1) flexibility and convenience< (2) high security< (3) it improves the scale economy of finance
the disadvantages of indirect financing (1) the direct connection between the supply and demand of funds is cut off, which will rece the investors' attention to the proction of enterprises and the pressure and binding force of the fund raisers on the use of funds to a certain extent
(2) intermediary agencies charge a certain fee to provide services, which increases the cost of financing
the discussion question is a little difficult, ha ha, sorry.
5. The machines and tools are mainly cash detector, and the most important thing is to rely on experience
6. Focus on the concept stocks of financial institutions: Huijin (300368), Julong (300202), new Beiyang (002376), Yuyin (002177), etc
Huijin (300368) is one of the main suppliers and service providers of financial equipment procts in China's banking instry, which has the design and manufacturing capacity of various financial equipment in the field of cash processing, including sorting machine, counting and checking machine, serial bundling machine and binding machine, RMB anti-counterfeiting propaganda workstation, etc. In 2012, the company's bundling procts ranked first in the instry, the binding equipment ranked third in the instry, and the business of sorter and counting and checking machine graally expanded. Closely around the "cash processing equipment" instry chain, the company develops and proces four series of procts, including "checking, sorting, binding and binding", establishes a after-sales service network covering all parts of the country, and forms a "one network and four lines" business pattern of "proct + service"
Julong Co., Ltd. (300202) is a leading supplier of currency security operation and digital management solutions in China, and a leader in China's local sorter instry, with both technical strength and service advantages. At present, class a banknote detector, small banknote sorter, RMB circulation management system and other related procts based on branch business upgrading have been widely promoted throughout the country, and have become an important part of the company's main business. Note sorter and class a note counter are financial machines with the highest accuracy of counterfeit identification. The issuance of the new version of RMB is expected to stimulate the improvement of demand
New Beiyang (002376) is the largest supplier of special printing equipment and scanning procts in China. In 2013, the company invested 150 million yuan to acquire bozong technology and enter the market of banknote sorter. The company said that it can make full use of the advantages of mastering the core technology of special printing and scanning and the experience of many market segments. At the same time, combined with the good business foundation and technical strength of bozong technology in the field of banknote sorting equipment in the financial field, through resource integration, it can quickly cut into the emerging markets in the financial field such as banknote sorting machine and cultivate new profit growth points. In 2014, the company's banknote sorter, instrial barcode printer and portable printer were successfully moulded, and the coin exchange all-in-one machine has been launched in key provinces and cities in China.
Huijin (300368) is one of the main suppliers and service providers of financial equipment procts in China's banking instry, which has the design and manufacturing capacity of various financial equipment in the field of cash processing, including sorting machine, counting and checking machine, serial bundling machine and binding machine, RMB anti-counterfeiting propaganda workstation, etc. In 2012, the company's bundling procts ranked first in the instry, the binding equipment ranked third in the instry, and the business of sorter and counting and checking machine graally expanded. Closely around the "cash processing equipment" instry chain, the company develops and proces four series of procts, including "checking, sorting, binding and binding", establishes a after-sales service network covering all parts of the country, and forms a "one network and four lines" business pattern of "proct + service"
Julong Co., Ltd. (300202) is a leading supplier of currency security operation and digital management solutions in China, and a leader in China's local sorter instry, with both technical strength and service advantages. At present, class a banknote detector, small banknote sorter, RMB circulation management system and other related procts based on branch business upgrading have been widely promoted throughout the country, and have become an important part of the company's main business. Note sorter and class a note counter are financial machines with the highest accuracy of counterfeit identification. The issuance of the new version of RMB is expected to stimulate the improvement of demand
New Beiyang (002376) is the largest supplier of special printing equipment and scanning procts in China. In 2013, the company invested 150 million yuan to acquire bozong technology and enter the market of banknote sorter. The company said that it can make full use of the advantages of mastering the core technology of special printing and scanning and the experience of many market segments. At the same time, combined with the good business foundation and technical strength of bozong technology in the field of banknote sorting equipment in the financial field, through resource integration, it can quickly cut into the emerging markets in the financial field such as banknote sorting machine and cultivate new profit growth points. In 2014, the company's banknote sorter, instrial barcode printer and portable printer were successfully moulded, and the coin exchange all-in-one machine has been launched in key provinces and cities in China.
7. Brief introction: Chongqing Yintong Zhongchao currency Equipment Co., Ltd. was established on February 20, 2009. Its main business scope is sales and maintenance: banknote counter, counterfeit banknote detector, financial equipment, etc
legal representative: Tian Jianwei
time of establishment: February 20, 2009
registered capital: RMB 100000
Instrial and commercial registration number: 500106000043240
enterprise type: limited liability company
address: no.124-1, xinjian'er village, Shapingba District, Chongqing
legal representative: Tian Jianwei
time of establishment: February 20, 2009
registered capital: RMB 100000
Instrial and commercial registration number: 500106000043240
enterprise type: limited liability company
address: no.124-1, xinjian'er village, Shapingba District, Chongqing
8. The people's Bank of China announced on the 10th that it is scheled to issue the fifth set of 100 yuan banknotes in 2015 from November 12 this year. On the premise of keeping the main pattern and main tone of the 2005 version of 100 yuan note unchanged, some patterns of the new version of 100 yuan note were adjusted, which significantly improved the overall anti-counterfeiting performance< According to the relevant person in charge of the central bank, it has been ten years since the issue of the 2005 version of the 100 yuan note. In the past decade, with the rapid development of vending equipment and automatic cash processing equipment, higher requirements have been put forward for the machine-readable performance of RMB, and some criminals have constantly used new technologies to forge RMB. In order to better protect the interests of RMB holders, it is necessary to continuously improve the anti-counterfeiting technology and printing quality of banknotes according to the development of science and technology, so as to issue the 2015 version of 100 yuan banknotes. According to the relevant person in charge of the central bank, the 2015 version of the 100 yuan note added anti-counterfeiting features with high anti-counterfeiting performance, such as lustrous light variable number, light variable hollowed out window safety line, magnetic fully buried safety line, improved the anti-counterfeiting performance of portrait watermark, changed the original crown number font and added vertical number, and the anti-counterfeiting technology level was significantly improved compared with the previous version of the 100 yuan note
instry insiders pointed out that the current banking information technology work is facing challenges such as limited core technology, severe network security situation, and increased financial innovation pressure. The upgrading of RMB is an important measure to protect the national financial security, which will release a lot of demand for software and hardware of financial IT enterprises, and local financial IT enterprises are expected to usher in batch growth in the future. The CBRC has previously stressed accelerating the process of independent control of the banking instry, pointing out that the risk management of the banking instry needs to cooperate with strengthening network security management, enhancing independent core technology and accelerating financial innovation. And the banking instry to enhance independent and controllable risk management means can not do without the close cooperation of upstream hardware and software suppliers
it is worth noting that note sorter and class a banknote counting machine, as financial machines with the highest counterfeit identification accuracy, have 100% counterfeit identification accuracy, which can fully meet the bank's requirements for high counterfeit identification standards, so they are favored by the central bank and commercial banks. Under the background of RMB upgrading, the paper currency sorter and class a banknote counter will replace the cash processing equipment with low counterfeit identification accuracy. In addition, with the investment opportunities brought by the upgrading of ATM and other financial equipment, the instry expects that the market scale will exceed 100 billion yuan, and the relevant indivial stocks deserve special attention
Huijin (300368) is one of the main suppliers and service providers of financial equipment procts in China's banking instry, which has the design and manufacturing capacity of various financial equipment in the field of cash processing, including sorting machine, counting and checking machine, serial bundling machine and binding machine, RMB anti-counterfeiting propaganda workstation, etc. In 2012, the company's bundling procts ranked first in the instry, the binding equipment ranked third in the instry, and the business of sorter and counting and checking machine graally expanded. Closely around the "cash processing equipment" instry chain, the company develops and proces four series of procts, including "checking, sorting, binding and binding", establishes a after-sales service network covering all parts of the country, and forms a "one network and four lines" business pattern of "proct + service"
Julong Co., Ltd. (300202) is a leading supplier of currency security operation and digital management solutions in China, and a leader in China's local sorter instry, with both technical strength and service advantages. At present, class a banknote detector, small banknote sorter, RMB circulation management system and other related procts based on branch business upgrading have been widely promoted throughout the country, and have become an important part of the company's main business. Note sorter and class a note counter are financial machines with the highest accuracy of counterfeit identification. The issuance of the new version of RMB is expected to stimulate the improvement of demand
New Beiyang (002376) is the largest supplier of special printing equipment and scanning procts in China. In 2013, the company invested 150 million yuan to acquire bozong technology and enter the market of banknote sorter. The company said that it can make full use of the advantages of mastering the core technology of special printing and scanning and the experience of many market segments. At the same time, combined with the good business foundation and technical strength of bozong technology in the field of banknote sorting equipment in the financial field, through resource integration, it can quickly cut into the emerging markets in the financial field such as banknote sorting machine and cultivate new profit growth points. In 2014, the company's banknote sorter, instrial barcode printer and portable printer were successfully moulded, and the coin exchange all-in-one machine has been launched in key provinces and cities in China.
instry insiders pointed out that the current banking information technology work is facing challenges such as limited core technology, severe network security situation, and increased financial innovation pressure. The upgrading of RMB is an important measure to protect the national financial security, which will release a lot of demand for software and hardware of financial IT enterprises, and local financial IT enterprises are expected to usher in batch growth in the future. The CBRC has previously stressed accelerating the process of independent control of the banking instry, pointing out that the risk management of the banking instry needs to cooperate with strengthening network security management, enhancing independent core technology and accelerating financial innovation. And the banking instry to enhance independent and controllable risk management means can not do without the close cooperation of upstream hardware and software suppliers
it is worth noting that note sorter and class a banknote counting machine, as financial machines with the highest counterfeit identification accuracy, have 100% counterfeit identification accuracy, which can fully meet the bank's requirements for high counterfeit identification standards, so they are favored by the central bank and commercial banks. Under the background of RMB upgrading, the paper currency sorter and class a banknote counter will replace the cash processing equipment with low counterfeit identification accuracy. In addition, with the investment opportunities brought by the upgrading of ATM and other financial equipment, the instry expects that the market scale will exceed 100 billion yuan, and the relevant indivial stocks deserve special attention
Huijin (300368) is one of the main suppliers and service providers of financial equipment procts in China's banking instry, which has the design and manufacturing capacity of various financial equipment in the field of cash processing, including sorting machine, counting and checking machine, serial bundling machine and binding machine, RMB anti-counterfeiting propaganda workstation, etc. In 2012, the company's bundling procts ranked first in the instry, the binding equipment ranked third in the instry, and the business of sorter and counting and checking machine graally expanded. Closely around the "cash processing equipment" instry chain, the company develops and proces four series of procts, including "checking, sorting, binding and binding", establishes a after-sales service network covering all parts of the country, and forms a "one network and four lines" business pattern of "proct + service"
Julong Co., Ltd. (300202) is a leading supplier of currency security operation and digital management solutions in China, and a leader in China's local sorter instry, with both technical strength and service advantages. At present, class a banknote detector, small banknote sorter, RMB circulation management system and other related procts based on branch business upgrading have been widely promoted throughout the country, and have become an important part of the company's main business. Note sorter and class a note counter are financial machines with the highest accuracy of counterfeit identification. The issuance of the new version of RMB is expected to stimulate the improvement of demand
New Beiyang (002376) is the largest supplier of special printing equipment and scanning procts in China. In 2013, the company invested 150 million yuan to acquire bozong technology and enter the market of banknote sorter. The company said that it can make full use of the advantages of mastering the core technology of special printing and scanning and the experience of many market segments. At the same time, combined with the good business foundation and technical strength of bozong technology in the field of banknote sorting equipment in the financial field, through resource integration, it can quickly cut into the emerging markets in the financial field such as banknote sorting machine and cultivate new profit growth points. In 2014, the company's banknote sorter, instrial barcode printer and portable printer were successfully moulded, and the coin exchange all-in-one machine has been launched in key provinces and cities in China.
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