Is Digital Money Wallet transfer traceable
Publish: 2021-04-21 13:19:43
1. The digital development of money is an inevitable trend in the use of money, and it is also the internal demand of money in the performance of monetary functions.
2. The transfer process of digital currency issued by different institutions is different. It is recommended that you contact the digital currency issuing institution for consultation
response time: October 22, 2020. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
response time: October 22, 2020. Please refer to the official website of Ping An Bank for the latest business changes
[Ping An Bank I know] want to know more? Come and see "Ping An Bank I know" ~
https://b.pingan.com.cn/paim/iknow/index.html
3. The answer is yes
when transferring money, the receiver only needs to send the address of the wallet to the other party, and the other party can transfer the digital currency to the address. When trading in the exchange, the user should also enter the digital currency into the address designated by the exchange, that is, the wallet, to complete the transaction. At the time of withdrawal, the exchange will also enter the digital currency into the user's wallet address accordingly. This is how the money should be transferred to the wallet.
when transferring money, the receiver only needs to send the address of the wallet to the other party, and the other party can transfer the digital currency to the address. When trading in the exchange, the user should also enter the digital currency into the address designated by the exchange, that is, the wallet, to complete the transaction. At the time of withdrawal, the exchange will also enter the digital currency into the user's wallet address accordingly. This is how the money should be transferred to the wallet.
4.
Digital currency carrier is digital currency wallet
digital currency is an alternative to paper money
functions and properties are exactly the same as banknotes, but the form is digital
Therefore, it can be seen that the use of digital currency will be more secure In addition, digital currency has unique coding, and there is no way to forge itand whose wallet digital currency enters may generate traceable information codes, including the identity information of the wallet owner. In this way, as long as the digital currency is spent or transferred, it is very easy to trace
even in the future, if big data and Internet of things technology are further upgraded, where you spend digital currency may be traceable, including spending a few yuan and so on, which can be easily known and traceable
in this case, your mobile phone is lost. On the one hand, it is difficult for the person who finds it to crack many passwords on the mobile phone. If the person who finds it takes a lot of effort to break the password, then if he wants to spend money or transfer money, it is also traceable
5. What you lost is your mobile phone, not your account number. Just find the account number holding the currency
6. Recently, digital currency has attracted the attention of the market. It is said that in the future, the central bank will try to use digital currency in relatively closed application scenarios such as the bill market. What is digital currency? What impact will digital currency bring to our payment
digital currency is a kind of legal tender, which must be issued by the central bank. Both digital gold coin and cryptocurrency belong to digital currency, which is not a network virtual currency, because it is not limited to virtual space, but is often used for real goods and services transactions, such as bitcoin, Wright coin, bitstock, etc. at present, there are thousands of digital currencies issued around the world
in daily use, what are the differences between digital currency and bank transfer payment? According to instry analysis, the digital currency launched by the central bank is a national sovereign currency, which is based on the digital currency of RMB. This is a piece of data generated by a complex algorithm, which contains blockchain and encryption technology, making it unique. The payment of Alipay and WeChat is not digital money, but only based on the payment realized by electronic accounts. Compared with the current pattern of "payment transfer collection" with the help of third-party payment, what digital currency needs to achieve is "decentralization", that is, to cancel the transfer link and directly hand over the money from the payer's account to the payee, so as to rece the payment cost in currency circulation
according to the introction, digital currency has the main characteristics of network packets. This kind of data package is composed of data code and identification code. The data code is the content we need to transmit, while the identification code indicates where the data package comes from and goes. That means every penny is traceable. The "trace" and "traceability" of digital currency can improve the convenience and transparency of economic transactions, and will curb money laundering, tax evasion and other criminal activities. At the same time, with the application of blockchain technology, a national or even global unified account book will be established, so that every sum of money can be traced. Tax evasion and money laundering will be within the scope of supervision, and it is even possible to realize automatic tax dection on the card machine
according to the introction, from the perspective of ordinary consumers, everyone may have two "wallets" in the future. In reality, the money in the wallet is used for emergency payment, while the wallet in the mobile phone can be directly used for consumption and payment without the "second hand" of third-party payment, so as to realize point-to-point payment and effectively rece costs, In theory, it will also change the existing payment system with banks as the main channel
even with digital currency, paper money will not end. There is a long process to launch digital currency, which can not replace paper currency immediately. Digital currency is only a change of form, and the scale of currency issuance is still controlled by the central bank, so the purchasing power of paper money will not be affected in the short term.
digital currency is a kind of legal tender, which must be issued by the central bank. Both digital gold coin and cryptocurrency belong to digital currency, which is not a network virtual currency, because it is not limited to virtual space, but is often used for real goods and services transactions, such as bitcoin, Wright coin, bitstock, etc. at present, there are thousands of digital currencies issued around the world
in daily use, what are the differences between digital currency and bank transfer payment? According to instry analysis, the digital currency launched by the central bank is a national sovereign currency, which is based on the digital currency of RMB. This is a piece of data generated by a complex algorithm, which contains blockchain and encryption technology, making it unique. The payment of Alipay and WeChat is not digital money, but only based on the payment realized by electronic accounts. Compared with the current pattern of "payment transfer collection" with the help of third-party payment, what digital currency needs to achieve is "decentralization", that is, to cancel the transfer link and directly hand over the money from the payer's account to the payee, so as to rece the payment cost in currency circulation
according to the introction, digital currency has the main characteristics of network packets. This kind of data package is composed of data code and identification code. The data code is the content we need to transmit, while the identification code indicates where the data package comes from and goes. That means every penny is traceable. The "trace" and "traceability" of digital currency can improve the convenience and transparency of economic transactions, and will curb money laundering, tax evasion and other criminal activities. At the same time, with the application of blockchain technology, a national or even global unified account book will be established, so that every sum of money can be traced. Tax evasion and money laundering will be within the scope of supervision, and it is even possible to realize automatic tax dection on the card machine
according to the introction, from the perspective of ordinary consumers, everyone may have two "wallets" in the future. In reality, the money in the wallet is used for emergency payment, while the wallet in the mobile phone can be directly used for consumption and payment without the "second hand" of third-party payment, so as to realize point-to-point payment and effectively rece costs, In theory, it will also change the existing payment system with banks as the main channel
even with digital currency, paper money will not end. There is a long process to launch digital currency, which can not replace paper currency immediately. Digital currency is only a change of form, and the scale of currency issuance is still controlled by the central bank, so the purchasing power of paper money will not be affected in the short term.
7. How about setting the balance of the money b account in the money wallet? Transfer to the OTC account, which generally requires an exchange rate settlement or a conversion
8. Safe and reliable digital wallet should be designed from at least five dimensions:
1. Security risk of running environment
the core file of encrypted digital currency Wallet - private key / mnemonics is stored on the terminal device, whether it is PC or mobile terminal, if the terminal device appears unsafe phenomenon, it has a very high security risk for private key / mnemonics
at the beginning of design, a secure digital wallet can avoid the possibility of private key / mnemonics being stolen e to the running environment. The security problems of the running environment on the terminal mainly include virus software, operating system vulnerabilities and hardware vulnerabilities
2. The security risk of network transmission
the security of network transmission is more reflected in the ability to resist man in the middle attack. Man in the middle attack means that the attacker creates independent contact with both ends of the communication and exchanges the data they receive, so that both ends of the communication think that they are talking directly with each other through a private connection, but in fact the whole conversation is completely controlled by the attacker
although most digital wallet applications use the HTTPS protocol to communicate with the server, the man in the middle attack method is to get the content of the HTTPS protocol by installing a digital certificate in the user terminal
a secure digital wallet needs to be able to scan the legality of all the digital certificates in the terminal, check the proxy settings in the network transmission process, and ensure the security of the basic network communication environment
in the development of digital wallet, whether to use two-way verification for communication verification at the network transmission level is also an important criterion to measure the security of a digital wallet application
3. The security risk of file storage mode
for the private key / mnemonics of digital wallet, the storage mode of terminal device also needs to be paid attention to in the security design. The access right of private key / mnemonic file directory, the form of private key / mnemonic file storage and the design of encryption algorithm all need to be strictly designed
when we analyze the security of several mainstream digital wallets, we find that even the well-known digital wallets are random in the storage of private key / mnemonic words. There are both plaintext storage and encrypted storage, but the decryption key is fixed in the code, which can not play any role in security defense
4. The security risk of the application itself
the security risk of the application itself mainly focuses on the security defense of the application installation package itself
whether the application installation package has the ability of anti tampering is a very core technical ability. In addition, memory security, anti debugging ability, life cycle management of private key / mnemonics, security of debugging log and security of development process also need to be enhanced
5. Security risk of data backup
if the mobile application can be backed up, it can use the machine with more powerful computing performance to brutally crack the private key / mnemonics. For example, if android:allowBackup Property is set to allow backup, then the backup mechanism of the system can be used to back up the application data files, and the private key / mnemonics of the encrypted digital currency will be backed up to the external media, which breaks the security boundary design of the operating system from another direction
for the majority of users, the security of digital wallet also means the security of wealth, so we must be careful when choosing digital wallet.
1. Security risk of running environment
the core file of encrypted digital currency Wallet - private key / mnemonics is stored on the terminal device, whether it is PC or mobile terminal, if the terminal device appears unsafe phenomenon, it has a very high security risk for private key / mnemonics
at the beginning of design, a secure digital wallet can avoid the possibility of private key / mnemonics being stolen e to the running environment. The security problems of the running environment on the terminal mainly include virus software, operating system vulnerabilities and hardware vulnerabilities
2. The security risk of network transmission
the security of network transmission is more reflected in the ability to resist man in the middle attack. Man in the middle attack means that the attacker creates independent contact with both ends of the communication and exchanges the data they receive, so that both ends of the communication think that they are talking directly with each other through a private connection, but in fact the whole conversation is completely controlled by the attacker
although most digital wallet applications use the HTTPS protocol to communicate with the server, the man in the middle attack method is to get the content of the HTTPS protocol by installing a digital certificate in the user terminal
a secure digital wallet needs to be able to scan the legality of all the digital certificates in the terminal, check the proxy settings in the network transmission process, and ensure the security of the basic network communication environment
in the development of digital wallet, whether to use two-way verification for communication verification at the network transmission level is also an important criterion to measure the security of a digital wallet application
3. The security risk of file storage mode
for the private key / mnemonics of digital wallet, the storage mode of terminal device also needs to be paid attention to in the security design. The access right of private key / mnemonic file directory, the form of private key / mnemonic file storage and the design of encryption algorithm all need to be strictly designed
when we analyze the security of several mainstream digital wallets, we find that even the well-known digital wallets are random in the storage of private key / mnemonic words. There are both plaintext storage and encrypted storage, but the decryption key is fixed in the code, which can not play any role in security defense
4. The security risk of the application itself
the security risk of the application itself mainly focuses on the security defense of the application installation package itself
whether the application installation package has the ability of anti tampering is a very core technical ability. In addition, memory security, anti debugging ability, life cycle management of private key / mnemonics, security of debugging log and security of development process also need to be enhanced
5. Security risk of data backup
if the mobile application can be backed up, it can use the machine with more powerful computing performance to brutally crack the private key / mnemonics. For example, if android:allowBackup Property is set to allow backup, then the backup mechanism of the system can be used to back up the application data files, and the private key / mnemonics of the encrypted digital currency will be backed up to the external media, which breaks the security boundary design of the operating system from another direction
for the majority of users, the security of digital wallet also means the security of wealth, so we must be careful when choosing digital wallet.
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