The challenge of currency digitization to banks

1. China's digital currency pilot is leading the world, which has a great impact on banks. With the introction and graal maturity of digital currency, the business of traditional banking instry will change dramatically.

2. In fact, there is no standard answer, it depends on what you like, but I think privacy is more important than circle and revenue is more important than brand
in today's network environment, personal privacy is far more important than circle, because once your privacy is gone, your circle will also be affected, such as number theft and money fraud. Therefore, it is more appropriate to choose btchat, a social software with burning after reading and double encryption. Although there are not many friends now, it doesn't mean there won't be many in the future, It takes time to discover value
when it comes to brands, it's actually an era when brands are consumed and abused. Many software celebrity endorsements have become high-end brands, and what they actually earn is consumers' cognitive tax; However, it is difficult to make money. Not every social software can provide free money making function. Btchat can make users make money while chatting through chatting and socializing. This function can be said to be more practical and valuable than the brand.

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4. There are two main points: one is the issue right of bitcoin, but the issue volume

bitcoin shows the budding of a new currency form in the Internet era, which does not mean that it will definitely succeed
as long as the boundary of the country does not disappear and the authority of the government is needed to support social transactions, the Central Bank of the "lender of last resort" still exists, then the truly decentralized virtual currency cannot occupy the mainstream position. For regulators, only by becoming a "good boy" and avoiding risk out of control can bitcoin get the space of virtual currency experiment. Otherwise, bitcoin can only become a utopian failure case of monetary system reform
bitcoin is valuable because it is useful as a form of currency. Bitcoin has the mathematical characteristics of money (persistence, portability, interchangeability, scarcity, separability and identifiability) rather than relying on physical characteristics (such as gold and silver) or the trust of central authorities (such as fiat money). In short, bitcoin is backed by mathematics. With these characteristics, a form of money to have value requires trust and use. In contrast, this can be reflected in its growing base of users, businesses and start-ups. Like all currencies, the value of bitcoin comes directly from people who are willing to accept it as a means of payment, which is the only source.

5. There are three main points: first, the issue right of bitcoin; second, the issue volume; third, the innovation of currency issuance and the attempt of world currency

now let's take a look at the properties of bitcoin: bitcoin is a consensus network, contributing to a new payment system and a fully digital currency. It is the first decentralized peer-to-peer payment network, which is controlled by its users without a central management organization or middleman. From the user's point of view, bitcoin is much like Internet cash. Bitcoin can also be regarded as the most outstanding three style bookkeeping system. It's not issued by a central bank, it's created by bitcoin miners

the total number of bitcoin is controlled at 21 million, which will neither increase nor decrease, overcoming the problem of inflation. Bitcoin is a deflationary currency

bitcoin is valuable because it is useful as a form of currency. Bitcoin has the mathematical characteristics of money (persistence, portability, interchangeability, scarcity, separability and identifiability) rather than relying on physical characteristics (such as gold and silver) or the trust of central authorities (such as fiat money). In short, bitcoin is backed by mathematics. With these characteristics, a form of money to have value requires trust and use. In contrast, this can be reflected in its growing base of users, businesses and start-ups. Like all currencies, the value of bitcoin comes directly from people who are willing to accept it as a means of payment, which is the only source

at present, bitcoin is only a small-scale social experiment, and its success still needs to be tested by practice. But it is obvious that bitcoin is popular in the world. At present, only a few countries prohibit bitcoin, such as Russia

for more information, visit bitcoin home. For reference only.

6. There are two main points: one is the issue right of bitcoin, but the issue volume

now let's take a look at the properties of bitcoin: bitcoin is a consensus network, contributing to a new payment system and a fully digital currency. It is the first decentralized peer-to-peer payment network, which is controlled by its users without a central management organization or middleman. From the user's point of view, bitcoin is much like Internet cash. Bitcoin can also be regarded as the most outstanding three style bookkeeping system

bitcoin is valuable because it is useful as a form of currency. Bitcoin has the mathematical characteristics of money (persistence, portability, interchangeability, scarcity, separability and identifiability) rather than relying on physical characteristics (such as gold and silver) or the trust of central authorities (such as fiat money). In short, bitcoin is backed by mathematics. With these characteristics, a form of money to have value requires trust and use. In contrast, this can be reflected in its growing base of users, businesses and start-ups. Like all currencies, the value of bitcoin comes directly from people who are willing to accept it as a means of payment, which is the only source.

7. The most intuitive impact should be that after the digital currency goes online, the bank's offline business will be reced.