Does digital currency have interest

1.

Nowadays, with the development of the Internet age, the era of digital currency is coming. Digital currency obviously provides convenience for people's life, and there are many advantages. However, digital currency has no advantages of real currency and no interest{ RRRRR}

Third, digital currency has no interest

but the promotion of digital currency also has certain obstacles, for example, our payment platform today, and these mobile payment also need network, once the network problems, then even can not complete the payment. However, digital currency is different, not only does it need no network, but also will not be limited by time and space, and even does not need handling charges< it's just that digital currency has no interest of real currency, which is also the case that many people are reluctant to use digital currency

2. Can also deposit, with now is the same, you buy money on Taobao, the same interest.

3. There's still interest
there is no difference between digital currency and RMB paper currency
the first mock exam will be to keep money in banks and banks to lend.

4.

Oh, in the absence of interest, it's no different from putting it at home, but it's not necessarily the same in other aspects, such as currency conversion, etc.

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5. WeChat Alipay has interest, digital money has no interest, and money in wallet has no interest, so the reason why digital money is used is that the use of digital money will be safer because it is guaranteed by the credibility of the country.

6.

if the money is to be put on the bank card, or there is WeChat or Alipay (WeChat money and Alipay balance does not have interest), this is the freedom of the indivial. However, the use of digital renminbi will be very convenient, WeChat and Alipay can not transfer each other, , and some places do not support WeChat or Alipay, while the digital renminbi is legal tender, and no one can refuse it.

Mu Changchun, director of the digital currency Research Institute of the people's Bank of China, once described such a use scenario: as long as you and I have digital RMB digital wallets on mobile phones, we don't even need the network. As long as the mobile phone has power, two mobile phones touch each other, we can transfer the digital currency in one person's digital wallet to another person

extended materials

Digital RMB can combat money laundering and tax evasion, etc.

as we all know, cash has the characteristics of anonymity and untraceability. Large amount of cash often provides convenience for corruption, tax evasion, terrorist acts, money laundering crimes, endangering the national economic and financial order, and even national security

Digital RMB adopts controllable anonymity mechanism, and the people's Bank of China can grasp the full amount of information. It can use big data, artificial intelligence and other technologies to analyze transaction data and capital flow, prevent and combat money laundering, terrorist financing, tax evasion and other illegal and criminal acts, and effectively maintain financial stability

Digital RMB should also comply with laws and regulations such as large amount cash management, anti money laundering and anti-terrorism financing. For example, according to the notice of the people's Bank of China on carrying out large amount cash management pilot, in order to cooperate with the anti money laundering related work, the digital RMB in the pilot areas should also be registered for large amount deposit and withdrawal, and the relevant institutions should report the large amount and suspicious transactions of digital RMB to the central bank