Facebook came up with digital currency
China does not issue digital currency, and all the existing digital currencies are illegal
the central bank pointed out that no legal digital currency has been issued, and no institutions and enterprises have been authorized to issue legal digital currency. At present, the so-called "digital currency" in the market is not legal digital currency
virtual currency is the electronization of illegal currency, and its original issuer is not the central bank. This kind of virtual currency is mainly limited to circulation in a specific virtual environment. Digital currency can be used for real goods and services transactions, but only the digital currency issued by the state is legal digital currency
"the legal currency of our country is RMB." In the risk warning, the monetary Bureau of the people's Bank of China once again stressed that RMB is uniformly printed and issued by the people's Bank of China
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with the soaring price of virtual currency represented by bitcoin, digital currency and the blockchain technology behind it have attracted great attention of the global financial community. In fact, legal digital currency has not yet been issued in China. Recently, the official website of the monetary Bureau of the people's Bank of China (PBOC) released the risk warning on issuing or promoting digital currency in the name of the people's Bank of China
in 2013, the central bank, together with five ministries and commissions, issued the notice on prevention of bitcoin risks, which clearly defined non legal digital currencies such as bitcoin as virtual commodities, which do not exist in the form of currency and legal currency
At the same time, digital money is different from electronic payment. In the actual use experience, digital money and electronic payment may feel similar, but they are still quite different in essence. Before digital currency, the financial instry has been highly informationizedsuch as Internet banking, WeChat, Alipay and other payment electronic popularization graally, physical cash accounts for only a very small part of all circulating currencies. In spite of this, because the money used in the transaction comes from the bank account, it actually corresponds to the banknotes
currently, digital currency in the market involves multi-level marketing
digital currency is a new technology that can improve the efficiency of transaction, but it is targeted by lawless elements to carry out pyramid selling and fraud in its name
the official website of the monetary Bureau of the people's Bank of China issued the risk warning on issuing or promoting digital currency in the name of the people's Bank of China. The central bank pointed out that recently, indivial enterprises falsely used the name of our bank to label relevant digital procts as "authorized issuance by the people's Bank of China", or falsely claimed that the digital currency promotion team of the central bank issued, in an attempt to deceive the public and take the opportunity to make huge profits
in the risk warning, the central bank stressed that the bank has not issued legal digital currency, nor authorized any institutions and enterprises to issue legal digital currency, and there is no promotion team. At present, the so-called "digital currency" in the market is not legal digital currency
at the same time, the so-called "digital currency" launched by some institutions and enterprises and the so-called promotion of the central bank's issuance of digital currency may involve pyramid selling and fraud. The general public should raise their risk awareness, invest rationally and prudently, and prevent the interests from being damaged
Ruian took the bus to Wenzhou passenger transport center, told the driver to get off at Wenzhou University (a place called gooseneck head), there are many buses to Medical University, B104, 103, 53, 54 can take bus line: B104, the whole journey is about 3.7km, Get to the medical school station (or take bus 53)
an exchange named rosex was set up in the name of the people's Bank of China
according to the report of the securities times, recently, some institutions pretended to be the people's Bank of China, and branded their digital currency as "DC / EP" or "DCEP" for trading on the platform. Several erc20 tokens called DCEP suddenly appeared on Ethereum, and even a weird DCEP payment interface website, which seems quite suspicious
in view of this, the central bank immediately dismissed the rumors yesterday, stating that legal digital currency has not yet been issued
the central bank clarified that there was no issue of DCEP, which was intercepted from the microblog of chinanews.com
even though the central bank claims that DCEP has been studied for a long time and is likely to be the first national organization in the world to launch digital currency, so far, people still can't see the detailed launch time and process. Only a few central bank officials have explained several key points at various conferences, and even there is no white paper
it's no wonder that some outlaws will take advantage of the DCEP fire to set up scams to deceive the ignorant people The daily economic news also warned that because the blockchain technology is still in the exploratory stage, many applications are being developed, and this kind of new technology with "cutting-edge concept" is easy to be used as a gimmick by interested people
in the currency circle, you can often hear the news of money disk and MLM money running away, and this kind of behavior is usually difficult to safeguard rights. Many weird blockchain projects memorize the distributed storage, encryption algorithm and consensus mechanism thoroughly. However, when you actually read the white paper, you find that he may be ing the works of bitcoin, Ethereum and other predecessors, There are not many projects that can really solve the problem. You can hardly even see their money on the mainstream exchanges
since the release of Libra white paper by Facebook, many countries and instrial giants have suddenly paid attention to digital currency, and many regulatory policies have been introced one after another, even the domestic policy of accelerating the development of legal digital currency. As one of the "most practical" applications of blockchain in the past decade, what changes will digital currency bring to the world's monetary system
digital currency may enter the era of the Three Kingdoms
according to coindesk, Jeremy Allaire, CEO of circle, a blockchain start-up company, said that e to the rapid development of blockchain and smart contracts, a new economic system has emerged. For example, Ethereum, with network protocols such as TCP / IP and HTTP, allows legal tender or token to be issued above. In terms of the existing form of issuing currency, the future digital currency will enter the "Three Kingdoms era":
1. Open finance is the original ecosystem of encryption. For example, companies such as circle and coinbase have issued usdcoin (usdc) based on US dollar reserves on the public chain. By using open finance, enterprises and developers can build an advanced financial structure, In order to better lead the payment and bond markets, but also subject to strict government regulation. At the same time, the open financial instry is faced with the big question of blockchain. How can it have strong anonymity and privacy while maintaining openness and transparency
2. National digital currency: this kind of digital currency is quite popular in the near future, especially after China plans to launch DCEP, many countries are also thinking about whether to follow up. However, when more and more countries are involved in the field of digital currency, does this mean that financial innovation will be strictly controlled? Can China give fair conditions for foreign enterprises or institutions to use DCEP for transactions
3. Private digital currency: a typical example is Facebook's Libra or JP Morgan's jpcoin. However, the concept of Libra is more cutting-edge because it tries to put all the world's legal currencies into a basket and create a global digital currency. However, this is a great challenge for developers. It is very difficult to be open and restricted for countries to visit. From the current situation, national regulators also try their best to block the issuance of Libra, and believe that it may threaten national currency sovereignty
Facebook's push scan code payment technology in China's domestic rotten streets, which is only now used in the United States, is actually faced with many considerations: first, because the U.S. market is huge and the standards are not unified, and each state has its own policy, the promotion of Facebook's unified payment function will certainly be hindered by many aspects. The second reason is that in foreign countries, the security may need to be verified before it can be put into the market. Combined with the above two reasons, the face recognition technology of domestic rotten streets is only now used in the United States{ RRRRR}
to return to the truth, no matter how Facebook popularize sweep code payment, in fact, it has nothing to do with us. After all, our WeChat payment and Alipay payment are still good enough. p>
Facebook has paid $650 million to 1.6 million users for violating their privacy, leading to a joint appeal. This is also a wake-up call for other social media platforms. When using social media, users should not infringe on their privacy unless necessary. On February 26 local time, a federal judge in California officially approved the settlement agreement in the case of Facebook's invasion of users' privacy. The settlement is worth $650 million. The judge also ordered Facebook to pay compensation to nearly 1.6 million users in Illinois as soon as possible, at least $345 per person
Third, Facebook compensates the plaintiff< p> A representative of Facebook said in a statement: & lt; We are happy to be able to resolve this matter through reconciliation, which is in the best interests of our community and shareholders& rdquo; Facebook has denied all allegations of wrongdoing. In addition to the $1.6 million compensation, the court ordered Facebook to pay $97.5 million in attorney fees and about $915000 in other expenses to collective law firms. Facebook will also have to pay $5000 to each of the three plaintiffs in a named lawsuitFacebook is a famous Internet company in the world. It has a very high download rate all over the world. As a social software, it is very successful, but also exposed a lot of problems. Facebook has been standing still in recent years. Now it is testing the function of QR code payment. It can only be said that Facebook has lost its so-called innovation ability and can only maintain its position by ing the advantages of its competitors. From this point of view, Western Internet companies have been unable to keep up with the pace of domestic Internet companies, which also shows that domestic Internet companies will lead the world trend in the future and become the object of competing imitation. Facebook launched the corresponding payment function, the main purpose is to seize the market share of mobile payment in Europe and the United States