KYC's digital currency

1.

The digital currency of the central bank is DCEP

the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency

The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous

extended data

Application of digital currency

I. fast, economic and safe payment and settlement

cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed

At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:

3. Bill finance and supply chain finance

in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs

reference materials

network digital currency

2.

1. Bithumb

bithumb is the largest digital currency exchange in South Korea and the top ten in the world in terms of trading volume. Its daily trading volume exceeds 13000 bitcoins, accounting for about 10% of global bitcoin trading volume. It promises to provide the lowest handling charge in the world. Bithumb accounts for 75.7% of South Korea's bitcoin market, 10% of the global bitcoin market, and 50% of South Korea's Ethereum market

Bitmex is established in the Republic of Seychelles as a leading leverage trading platform. It can operate cryptocurrency derivatives trading as high as 100 times leverage, and also provide high leverage for other digital currency procts. Bitmex offers more than a dozen futures and swap procts. Bitcoin is one of the most active trading varieties, which can be divided into three types: xbtz17 (bitcoin / USD futures), xbjz17 (bitcoin / yen futures) and xbtusd (bitcoin / USD perpetual swap)

to register a bitmex account, just fill in the email, password and country. The name can be left blank. Bitmex does not accept the recharge and withdrawal of legal currency, so it does not have to follow the bank's KYC / AML requirements to obtain the user's personal information

Okex

3, okex

okex mainly provides global users with spot and derivative trading services of digital assets such as bitcoin, lightcoin and ethereal currency, which is subordinate to okex Technology Company Limited. Since 2014, we have been committed to providing bitcoin, lightcoin, ethercoin and other digital asset currency and derivatives trading services to global users, adopting advanced technologies such as GSLB, distributed server cluster, distributed storage, high-speed memory trading engine with multi machine mutual backup, cold wallet, hot money package with private key offline, etc

As one of the most concerned companies in the international blockchain instry, Qian'an is jointly founded by Zhao CHANGPENG, former blockchain CTO, a well-known blockchain company, and He Yi, former vice president of science and technology, to provide users with more secure and convenient digital currency exchange services and aggregate global high-quality digital currencies, It is committed to building a world-class blockchain asset trading platform. Only 50 days after its launch, the company's users have covered more than 180 countries around the world. This is the first time that the company has disclosed its financing information

5. Hotcoin is one of the three major exchanges in China. Headquartered in Beijing, it also has many exchanges, including domestic stations, international stations, quantitative trading, etc. hotcoin is a domestic station. Since its establishment in 2013, the accumulated trading volume of hotcoin has exceeded $100 billion, once becoming the largest digital asset trading platform in the world, It occupies 50% of the global share of digital asset transactions, and has been invested by Zhenge fund and Sequoia Capital

fire coin group has invested in more than 10 upstream and downstream enterprises, and has completed the establishment of compliance service teams in Singapore, South Korea, Hong Kong, Thailand, Australia, Canada, Brazil, Britain and other countries and regions, providing secure and reliable digital asset trading and asset management services for millions of users in more than 130 countries

6, bibox

bibox is the world's first artificial intelligence digital asset trading platform, which innovatively realizes transaction security, platform stability and operation convenience; Financial derivatives services are well-known in the instry. The platform not only provides spot trading, but also provides financing, currency financing and contract trading business. Investors can carry out long short two-way operation. They can obtain the income from the rise in the price of digital assets by buying long and obtain the income from the fall in the price of digital assets by selling short, which is convenient for traders to invest and hedge

Hitbtc

7, hitbtc

hitbtc was established in 2013 and obtained 6 million euro venture capital. Headquartered in Europe, it is a bitcoin trading platform in the UK, supporting the current mainstream encrypted digital currency portfolio trading, including BCC / BTC, ETH / BTC, XmR / BTC, LTC / BTC, EOS / BTC, EOS / eth, etc. at present, there are 762 trading pairs. Hitbtc is operated by hit Solutions Limited in Hong Kong and has a dedicated support and communications office in Santiago, Chile

Digifinex

digifinex is a block chain Digital Asset Exchange registered in Seychelles, which mainly provides currency trading services of bitcoin, Ethereum, lightcoin and other digital assets for global users. According to non trumpet data, there are 103 platform trading pairs at present. Digifinex is founded by blockchain and digital asset enthusiasts, with core teams from Xunlei, Tencent and Internet. It is operated by digifnex limited, which is registered in Seychelles, and its current operation center is located in Singapore

ZB network is a global digital currency exchange. Currently, there are 168 platform trading pairs, which support OTC and spot trading. At present, it has obtained the exchange license of Thailand and Du, and has set up operation centers in Switzerland, Canada, the United States, Bangkok, Du and other places. ZB focuses on providing global customers with safe, convenient and compliant blockchain asset trading services

10, coin win international station

coin win is a global digital asset trading platform set up by Chinese state-owned enterprises in Hong Kong. It adopts bank level security technologies such as cold storage, SSL and multiple encryption to ensure the security and stability of virtual currency transactions. It mainly provides transaction services of digital assets such as ether currency and HSR for global users, and is subordinate to citicash Hong Kong Investment Limited. Currently, there are 51 platform trading pairs, which support OTC and spot trading

3. KYC is the abbreviation of know your customer, which means to know your current customers. In the regulations of the international anti money laundering law, organizations are required to have a comprehensive understanding of their customers, so as to predict and discover the irrationality and potential illegal activities in business activities.

4. Kyc2 is one of the common levels of KYC authentication system in the financial field. KYC authentication system is similar to the real name authentication system in China. When users register transactions in okcoin, they need to provide the user's identity certificate, and they can carry out transactions only after the identity is confirmed correctly. Okcoin introces KYC authentication system into its platform, and divides it into three levels, each of which corresponds to the trading authority of different trading limits.

5. KYC's Chinese meaning is to know your customers, including: most of the foreign anti money laundering laws require natural persons, legal persons and other organizations, including accounting firms, to have a comprehensive understanding of their customers, that is, to know your customers' principles& quot; Know your customers & quot; The main goal of the company is to effectively detect and report suspicious behaviors through the verification of customers' identities and understanding of business behaviors, because unless you have a full understanding of customers and can predict their business behaviors, you will not be able to reasonably and effectively detect abnormal or suspicious behaviors from customers' daily and habitual behaviors. Usually, this kind of understanding is obtained through proper and e diligence investigation on the beneficiary, source and capital use of the transaction, as well as the appropriateness and rationality of the enterprise's behavior and transaction form after considering the business history of the enterprise
according to the requirements of the 40 recommendations of the financial action task force, the review proceres for understanding the customer principle include:

(1) confirming the identity of the direct customer, that is, knowing who the customer is or what subject it is

(2) reliable and independent documents, data or materials should be used to verify the identity of customers

(3) confirmation of actual ownership and control -- confirmation of the natural person who ultimately owns and controls the direct customer and / or the actual beneficiary of the transaction

(4) verify the identity of the actual owner of its customers and / or the actual beneficiary of the transaction

(5) conct continuous e diligence and detailed review - conct continuous detailed inspection on transactions and accounts ring the existence of business relationship with customers, so as to ensure that the ongoing transactions are consistent with the financial institutions' understanding of customers, customers' business and customers' risk status, and confirm the source of funds if necessary

at present, the principle of understanding your customers is increasingly extended to include & quot; Get to know your employees& quot; Know your agent & quot; And & quot; Know your related parties & quot;, Even & quot; Get to know your third party service provider & quot; In recent years, experience has shown that by deceiving employees and similar parties, it will help to implement and carry out money laundering.

6. KYC policy

KYC policy (i.e. fully understanding your customers) and enhanced scrutiny of accounts of politically sensitive persons are the institutional basis for anti money laundering to prevent corruption<

KYC policy not only requires financial institutions to implement the account real name system, understand the actual controller of the account and the actual beneficiary of the transaction, but also requires full understanding of the customer's identity, permanent address or business engaged in by the enterprise, and take corresponding measures.

7. No trouble, I'm kyc2. I think it's the most cost-effective KYC certification level on okcoin, and the amount is enough for my daily investment. At present, I support many countries to use ID cards and driving licenses as kyc2 certification materials, and the audit time is relatively fast.

8. Know your customer
the enhanced examination of account holders by KYC policy (i.e. fully understanding your customers) is the institutional basis for anti money laundering to prevent corruption
KYC policy not only requires financial institutions to implement the account real name system, understand the actual controller of the account and the actual beneficiary of the transaction, but also requires full understanding of the customer's identity, permanent address or the business of the enterprise, and take corresponding measures
understand the legitimacy of the source of funds

but in many marketing systems, KYC also refers to understanding the needs of customers, making good adaptability of proct promotion, and helping customers make good financial investment planning.

9. These currencies are not recognized by the Chinese government. How can they be passed? Be careful

10. Many must be re invested once before they can counter buy. If you don't re invest, you can't sell the things in it.