Four big banks are testing digital currency internally
so, what's the significance of this digital currency? Why do you have to work hard to do this? For most people, it really won't have any impact, but for a small number of people, it will have a great impact. This small group of people are those who engage in illegal activities
for example, if some people are corrupt and accept bribes, they specify that they can't let others put money on the bank card. That means they are directly arrested, but they can't be found with cash. If we restrict the large amount of cash consumption in the future, for example, if you have to spend more than 5000 at one time, you can't use cash, you need to use digital currency. In this way, those who have bribed tens of millions of cash in their families may not want to spend all their money in their lifetime. And their illegal income doesn't go to the society. It's just paper. They still occupy space at home. Once they start to spend money in digital currency, it's easy to find out. That is to say, all our income will be counted. Once they are involved in crimes, it's easy to be caught. At that time, there will be less Telecom fraud, This is the meaning of digital currency
Look at the memory, the server
in the past, I had a Diablo mod version, but it changed the settings of hackmap after installation. At that time, ETH equipment became scarlet letter, and weather effects still existed after hackmap was turned on, which made me angry. It was useless to reload hackmap. Finally, I reloaded the Diablo, which made me angry when I thought about it~~~~
No, although many of us will rarely use offline stores. Do some of our account transactions, but we need to know that ATM has a substantial and fundamental value for the actual significance of our life. Although the four major banks have reced the number of ATMs by more than 80000 in the past five years, it is only because the number of ATMs is relatively small now. It is not that they have completely lost their functions{ RRRRR}
we don't know what kind of state we can develop into in the future, and we don't know for ourselves, but we know that the current mode of getting along and living habits are completely acceptable to many of us. So many of us are looking forward to the future development. Looking forward to life can become better and better at the same time, we also want to do a security guarantee for some of our daily online account management. After all, now face recognition technology is to see people, abusing the information of everyone, and it seems that it is easy to obtain
In any case, for most of us, we must pay special attention to these messages in order to do a good job. Protection and preparation, and even if ATM is decreasing year by year, it does not mean that it will disappear completely in the future. It still has some useful services in essence
the digital currency (CBDC) led by the central bank ushers in new progress once again, including the instrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, construction bank and other four state-owned banks are concting large-scale internal testing, and considering the system load and other factors, there is no plan for large-scale promotion
the so-called CBDC, namely the central bank digital currency, is a kind of legal digital currency dominated by the central bank and controlled by the central bank. The central bank hopes to strengthen the management and control of social liquidity by introcing its own leading digital currency. In the future, CBDC may have the opportunity to replace cash in circulation, promote further internationalization of RMB, and make electronic payment more secure and convenient. You can interpret it as a national version of Alipay / WeChat payment. Br />
, but unlike Alipay / WeChat payment, CBDC is a digital currency for the future statutory circulation of the country, while Alipay / WeChat is an electronic payment method for the existing RMB settlement method, CBDC settlement is the Chinese people's Bank, and Alipay / WeChat payment settlement is a general commercial bank. But in terms of use, there is little difference between them in consumption
the digital currency Research Institute of the people's Bank of China said that at the current stage, digital RMB will be tested in Shenzhen, Suzhou, xiong'an, Cheng and the future Winter Olympic Games to continuously optimize and improve its functions. As for when ordinary users can use it, there is no arrangement at present
Wechat is not a company. It will not go bankrupt. The parent company of wechat is Tencent. In fact, all the money put in wechat is invested out through Tencent's financial account
only when Tencent goes bankrupt will money be affected. Wechat may be upgraded or replaced by other procts in the future, but it will not affect money as long as Tencent is still there
by the second quarter of 2016, wechat had covered more than 94% of China's smart phones, with 806 million monthly active users, covering more than 200 countries and more than 20 languages
in addition, the total number of wechat public accounts of various brands has exceeded 8 million, the number of mobile application docking has exceeded 85000, the advertising revenue has increased to 3.679 billion yuan, and the number of wechat payment users has reached about 400 million
extended materials
basic functions
1. Chat: it supports sending voice messages, videos, pictures (including facial expressions) and text. It is a chat software and supports multi group chat (up to 40 people, group chat of 100 people and 200 people is under internal test)
2. Real time walkie talkie function: users can talk to a group of people through the voice chat room, but different from sending voice in the group, the messages in this chat room are almost real-time, and will not leave any records, and can still chat in real time when the mobile phone screen is turned off
3. Wechat app: on April 17, 2017, the app opened the ability of "long press to identify the QR code to enter the app". After Tencent technology test, this function can be used in IOS and Android. If you can't open it normally, please update wechat to the latest version