The impact of digital currency issuance on the international mon
Publish: 2021-04-23 16:32:18
1. The future world will be a digital world, and money will develop from paper money in the past to digital money in the future, which is a trend. Because in order to adapt to the digital world, the future currency must also be digital. It can be predicted that digital currency will be safer, faster and more convenient in the future. Now many blockchain technology procts, although its name is what currency, but in fact it is not currency. Under the guise of digital currency investment, it is a Ponzi scheme. Even some of them don't even have blockchain technology, which is just a fake number to cheat people.
2.
The digital RMB red envelope of 10 million yuan issued by Shenzhen city has brought the development of e-money back to the people's vision
in fact, since April 2020, small-scale pilot projects of digital RMB have been carried out in Shenzhen, Cheng, Suzhou and xiong'an, and the pilot scale will be expanded to 28 provinces and cities in August 2020
as a socially recognized "super outlet", in addition to the high investment of digital currency related enterprises, its impact on the financial market is also of great research value
Policy evolution of the development of digital RMBas early as 2014, the central bank has concted research layout on digital RMB, and discussed the development framework of digital RMB with major international financial institutions and research institutions in the 2016 digital currency seminar
after six years of development, China has initially developed the "pbctfp blockchain platform" and continuously promoted the pilot activities of digital RMB. It can be predicted that as today's technology and policy outlet, digital RMB will have excellent development prospects and extremely fast development speed in the next few years
Figure 1: Policy Evolution of digital RMB
with the improvement of China's national strength, digital RMB provides an opportunity to establish a "new system of RMB cross border settlement", which can promote RMB payment activities around the world and realize the internationalization of RMB
3.
as far as I know, there is a big difference between the use of digital currency and traditional paper currency. The purpose is the same, but the technology, security and application are different. The simplest difference is that one is printed on paper, and the other is printed on the blockchain information system in digital form
there are two simple understandings: currency digital currency is in the form of e-wallet, and RMB is paper currency. When it is used, one is to exchange currency and goods directly, and the other is to use digital currency wallet for transaction and transfer. Digital currency is certainly more convenient, while paper currency will have many problems, such as ring the epidemic, We should try our best to rece the risk of paper money transaction
4. Digital currency exchange brings a lot of influence to the financial circle, because it is very convenient if there is no cash currency in the future.
5. On January 20, 2016, the people's Bank of China announced on its website that it held a seminar on digital currency. At the meeting, the central bank asked its digital currency research team to "strive for the early launch of the digital currency issued by the central bank". Similarly, central banks such as the Bank of England and the Bank of Canada are planning or considering issuing their own digital currencies. After the advent of bitcoin triggered a wave of private issue and de nationalization of digital currency, the digital currency issued by the central bank seems to have become a global trend
digital currency is a new technology, which is different from the traditional electronic payment tools used by online banking and third-party payment companies. It is developed on the basis of a series of new technologies - they are not tools to transmit money; They are money in themselves. Among them, digital currency based on cryptography is also called cryptocurrency. Bitcoin is a model of this kind of digital currency. After its birth, it inspired many similar systems. Some commercial banks and central banks have also begun to develop their own digital currency. According to the different issuers, we can divide digital currency into three types:
1. Digital currency issued by non-financial institutions
in November 2008, a man named Nakamoto Tsung invented a new technology called blockchain and designed a point-to-point e-cash system, namely bitcoin, for the first time. On January 3, 2009, Nakamoto completed the code development of bitcoin. Due to its point-to-point and electronic nature, bitcoin can be passed directly between two people without the need for a centralized settlement institution. Therefore, it is a fast, low-cost, borderless payment system
2. Digital currency issued by commercial banks
some large international financial institutions have taken a fancy to the low-cost, fast and safe characteristics of digital currency, and began to try to use its underlying technology, namely blockchain technology, to develop their own digital currency. For example, four of the world's largest banks, UBS, Deutsche Bank, Santander bank and New York Mellon bank, are already involved. Their digital currencies are similar to those mentioned above, but their issuers are different. It is particularly noteworthy that financial institutions develop digital currency to meet the needs of their own rapid clearing transactions, rather than challenge the financial situation by replacing the legal currency issued by the central bank. The domestic Puyin group also launched Puyin
3. Digital currency issued by the central bank
some central banks, such as the people's Bank of China and the Bank of England, also plan to launch their own central bank digital currency after some research on digital currency. Technically, CBDC is the same as the above two, but e to its special identity, CBDC will have a greater economic impact, which is the reason why the central bank wants to introce CBDC.
digital currency is a new technology, which is different from the traditional electronic payment tools used by online banking and third-party payment companies. It is developed on the basis of a series of new technologies - they are not tools to transmit money; They are money in themselves. Among them, digital currency based on cryptography is also called cryptocurrency. Bitcoin is a model of this kind of digital currency. After its birth, it inspired many similar systems. Some commercial banks and central banks have also begun to develop their own digital currency. According to the different issuers, we can divide digital currency into three types:
1. Digital currency issued by non-financial institutions
in November 2008, a man named Nakamoto Tsung invented a new technology called blockchain and designed a point-to-point e-cash system, namely bitcoin, for the first time. On January 3, 2009, Nakamoto completed the code development of bitcoin. Due to its point-to-point and electronic nature, bitcoin can be passed directly between two people without the need for a centralized settlement institution. Therefore, it is a fast, low-cost, borderless payment system
2. Digital currency issued by commercial banks
some large international financial institutions have taken a fancy to the low-cost, fast and safe characteristics of digital currency, and began to try to use its underlying technology, namely blockchain technology, to develop their own digital currency. For example, four of the world's largest banks, UBS, Deutsche Bank, Santander bank and New York Mellon bank, are already involved. Their digital currencies are similar to those mentioned above, but their issuers are different. It is particularly noteworthy that financial institutions develop digital currency to meet the needs of their own rapid clearing transactions, rather than challenge the financial situation by replacing the legal currency issued by the central bank. The domestic Puyin group also launched Puyin
3. Digital currency issued by the central bank
some central banks, such as the people's Bank of China and the Bank of England, also plan to launch their own central bank digital currency after some research on digital currency. Technically, CBDC is the same as the above two, but e to its special identity, CBDC will have a greater economic impact, which is the reason why the central bank wants to introce CBDC.
6. It doesn't belong to
the objects of special ecation include blind children's ecation, deaf children's ecation, mentally retarded children's ecation, gifted children's ecation, speech disorder children's ecation, emotional and behavioral disorder children's ecation, multiple disabled children's ecation, etc., excluding attention deficit children.
the objects of special ecation include blind children's ecation, deaf children's ecation, mentally retarded children's ecation, gifted children's ecation, speech disorder children's ecation, emotional and behavioral disorder children's ecation, multiple disabled children's ecation, etc., excluding attention deficit children.
7.
the basic threshold of Minstry is a little high. Let me talk about the new strategy today< 1. Defense facilities: basic technology, necessary items for defense
according to size, it can be divided into small (1x1), medium (2x2), large (3x3) and super large (4x4)< The attack targets can be roughly classified as ground, air, land and air joint
2. Mineral drill: the only way to obtain materials except hand drill can be divided into electric drill and non electric drill. The mining intensity of each miner is different. Let's talk about the mineral hardness. Different minerals have different hardness, and the corresponding mining speed is different. For example, if the mining intensity of dart is one, it can only dig minerals (copper, lead) with hardness less than or equal to one, but not minerals (coal, titanium, thorium) with hardness higher than one
3. The transportation system (solid) does not have one of the necessary materials for each bureau
it can be roughly divided into conveyor belt, conveyor bridge, material cannon and connecting equipment
conveyor belt: directional three-way access, basic transport materials (attachment: transport speed is directly related to distance, and can be accelerated)
conveyor bridge: directional multi terminal access, basic transport materials (attachment: transport speed is not related to distance, and can be accelerated), No acceleration)
material Cannon: directional single end entry, advanced transport material (attachment: transport speed has an indirect relationship with distance, which can be accelerated)
connecting device: non directional four side entry, basic transport material (attachment: transport speed has a direct relationship with arrangement, which can not be accelerated (warning: simultaneous router is extremely not recommended))
4, The details are the same as above, but the simultaneous router will not affect too many speed 5, power, extremely important resources in the later period The key points of drawing are connection points. The hubs that can be connected with multiple objects have upper limit of connection (Note: the connection points are connected with each other to occupy the connection space), battery, temporary power storage unit, rectifier effect diode with reference to actual capacitance, anti negative power (I'll do the tutorial next time, this is the new strategy) power station, power generation unit. There is the nature of blood loss (Note: power generation materials are explosive, the higher the probability and rate of blood loss), and the priority of new technology is pump and turbine. 6. Walls are defense units that block bullets. Some penetrating ammunition can't block them. They can be roughly divided into three categories. Ordinary, special effect, door ordinary, is the literal meaning of anti injury, there is no other special effects. For special effects, the plastic steel wall (absorbing arc, including its own side (Note: it can be used as a small battery without reserve (maybe the next tutorial), the special effects of small plastic steel and large plastic steel are the same), the fabric wall (rebounding most bullets), and the alloy wall (being hit will be blebbing discharge) are extremely not recommended to be used with the plastic steel wall. Door, own door, click to switch (disappear) 7, factory, used to upgrade the raw materials of advanced items The only thing to be reminded is that routers should not be put together with factories. Because the router is not directional. The material from the factory will flow back into the router. You'll get stuck in your purchase belt 8, arms factory, input materials and electricity to build troops. There's nothing to introce. The command post is an offensive unit. There are three commands (attack (start to the enemy's core, no, just go to the nearest monster's birthplace), assemble (circle around the command post), and retreat (circle around the factory)) to repair the unit. The injured unit will automatically go to the repair device and turn around. 9. Transform the platform to change your armor. The basic data of each set is different. See for yourself in detail 10. Other items, a mess of things, repair instrument (knock on the blackboard), give the surrounding friendly building units the percentage health value every second Accelerator (tapping on the blackboard). The point is that the official introction letter is wrong. It can accelerate almost all items (I have marked those that can't be accelerated) and can be superimposed with other acceleration effects (such as the water of the mining machine or the coolant of the battery). The shield is superimposed by multiplication. The absorbing bullet (note that the absorbing bullet) has shield capacity and threshold, (shield capacity: as the name suggests, it is the upper limit of the damage a shield can take) (the threshold is the amount of recovery per second of the shield capacity (which can be accelerated by liquid)) (cooling is the recovery speed of the shield after being blasted (which can be accelerated by liquid)). It can't be accelerated by accelerators to store goods and materials. There's nothing to introce about this use. Expand the core capacity, Next to the core manufacturing complex (I think the biggest use is to increase the core interface) launch pad, launch materials (to your space station, you can unlock the technology tree, or bring it down (start)). This launch material (next to the core manufacturing complex) is not easy to introce. When it is powered on, it can be launched as a percentage of all materials (only basic technology can, other mod's are quantitative launch)
the basic threshold of Minstry is a little high. Let me talk about the new strategy today< 1. Defense facilities: basic technology, necessary items for defense
according to size, it can be divided into small (1x1), medium (2x2), large (3x3) and super large (4x4)< The attack targets can be roughly classified as ground, air, land and air joint
2. Mineral drill: the only way to obtain materials except hand drill can be divided into electric drill and non electric drill. The mining intensity of each miner is different. Let's talk about the mineral hardness. Different minerals have different hardness, and the corresponding mining speed is different. For example, if the mining intensity of dart is one, it can only dig minerals (copper, lead) with hardness less than or equal to one, but not minerals (coal, titanium, thorium) with hardness higher than one
3. The transportation system (solid) does not have one of the necessary materials for each bureau
it can be roughly divided into conveyor belt, conveyor bridge, material cannon and connecting equipment
conveyor belt: directional three-way access, basic transport materials (attachment: transport speed is directly related to distance, and can be accelerated)
conveyor bridge: directional multi terminal access, basic transport materials (attachment: transport speed is not related to distance, and can be accelerated), No acceleration)
material Cannon: directional single end entry, advanced transport material (attachment: transport speed has an indirect relationship with distance, which can be accelerated)
connecting device: non directional four side entry, basic transport material (attachment: transport speed has a direct relationship with arrangement, which can not be accelerated (warning: simultaneous router is extremely not recommended))
4, The details are the same as above, but the simultaneous router will not affect too many speed 5, power, extremely important resources in the later period The key points of drawing are connection points. The hubs that can be connected with multiple objects have upper limit of connection (Note: the connection points are connected with each other to occupy the connection space), battery, temporary power storage unit, rectifier effect diode with reference to actual capacitance, anti negative power (I'll do the tutorial next time, this is the new strategy) power station, power generation unit. There is the nature of blood loss (Note: power generation materials are explosive, the higher the probability and rate of blood loss), and the priority of new technology is pump and turbine. 6. Walls are defense units that block bullets. Some penetrating ammunition can't block them. They can be roughly divided into three categories. Ordinary, special effect, door ordinary, is the literal meaning of anti injury, there is no other special effects. For special effects, the plastic steel wall (absorbing arc, including its own side (Note: it can be used as a small battery without reserve (maybe the next tutorial), the special effects of small plastic steel and large plastic steel are the same), the fabric wall (rebounding most bullets), and the alloy wall (being hit will be blebbing discharge) are extremely not recommended to be used with the plastic steel wall. Door, own door, click to switch (disappear) 7, factory, used to upgrade the raw materials of advanced items The only thing to be reminded is that routers should not be put together with factories. Because the router is not directional. The material from the factory will flow back into the router. You'll get stuck in your purchase belt 8, arms factory, input materials and electricity to build troops. There's nothing to introce. The command post is an offensive unit. There are three commands (attack (start to the enemy's core, no, just go to the nearest monster's birthplace), assemble (circle around the command post), and retreat (circle around the factory)) to repair the unit. The injured unit will automatically go to the repair device and turn around. 9. Transform the platform to change your armor. The basic data of each set is different. See for yourself in detail 10. Other items, a mess of things, repair instrument (knock on the blackboard), give the surrounding friendly building units the percentage health value every second Accelerator (tapping on the blackboard). The point is that the official introction letter is wrong. It can accelerate almost all items (I have marked those that can't be accelerated) and can be superimposed with other acceleration effects (such as the water of the mining machine or the coolant of the battery). The shield is superimposed by multiplication. The absorbing bullet (note that the absorbing bullet) has shield capacity and threshold, (shield capacity: as the name suggests, it is the upper limit of the damage a shield can take) (the threshold is the amount of recovery per second of the shield capacity (which can be accelerated by liquid)) (cooling is the recovery speed of the shield after being blasted (which can be accelerated by liquid)). It can't be accelerated by accelerators to store goods and materials. There's nothing to introce about this use. Expand the core capacity, Next to the core manufacturing complex (I think the biggest use is to increase the core interface) launch pad, launch materials (to your space station, you can unlock the technology tree, or bring it down (start)). This launch material (next to the core manufacturing complex) is not easy to introce. When it is powered on, it can be launched as a percentage of all materials (only basic technology can, other mod's are quantitative launch)
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