1. Dog money has been out for several years. The value of digital money lies in the number of people it participates in and the volume of transactions, as well as the liquidity in the entity. The real decentralization of digital money also determines that its price is determined by the market and players! I also bought this one, so I can communicate with you
2. Online banking should have a consumption record, but it will be one or two days later, which is reflected in the consumption record. At present, RMB has been used as the settlement currency in many countries, so it will calculate the amount of RMB consumption converted into local currency (your Canadian currency) according to a benchmark interest rate set by the bank, when it is returned, Then you deposit with the Canadian dollar and the exchange rate of the day with the RMB, the bill repayment, I hope to help you, give a satisfaction!
3. If your credit card is MasterCard brand al identity credit card, currency includes: RMB + US dollar or RMB + Euro. For example, the currency of MasterCard multi currency credit card includes: RMB + US dollar / euro / Hong Kong dollar / Canadian dollar / British pound / Australian dollar / Singapore dollar / Japanese yen / Swiss Franc / New Zealand dollar, and the main foreign currency is US dollar. When you use and trade in the UnionPay network, the system will automatically convert the transaction currency into RMB and record it into the RMB account. When you use and trade in the MasterCard network, the system will record it into the corresponding foreign currency account according to the transaction currency. If there is no foreign currency account corresponding to the transaction currency, the system will automatically convert the transaction currency into the main account currency and record it into the main account currency account
(answer time: January 20, 2020, in case of business change, please refer to the actual situation.)
4. Well, MasterCard is called al currency card in China, which means that you can pay for other currencies (such as US dollar, euro and pound) other than your own currency.
MasterCard can trade foreign currency as long as it has the function of foreign currency payment The potential lies in Europe and North America. You can choose MasterCard for those who often go to Europe and America.
5. Theoretically, yes, but some banks will restrict foreign currency transactions. For example, if the foreign currency limit is zero, foreign currency transactions need to contact the bank for authorization
6. Don't you know how to use money? Binding Alipay can be changed out of cash.
7. If MasterCard is a single identity single currency card, it can not be used in domestic consumption, only the bank card with UnionPay identity can be used; According to the notice on defining the use scope of single mark foreign currency credit cards, according to the regulatory requirements, the use scope of visa, MasterCard, JCB, American Express and other single mark foreign currency credit cards issued by banks is as follows: they are only used outside China and in Hong Kong, Macao and Taiwan
according to Article 33 of the measures for the administration of bank card business, except for the scope and regions designated by the State Administration of foreign exchange, foreign currency cards are not allowed to handle foreign currency pricing and settlement in China in principle
extended information:
Article 30 of the measures for the administration of bank card business, the funds in the foreign currency card account of a unit shall be transferred and deposited from the foreign currency account of the unit, and the foreign currency cash shall not be deposited or withdrawn in China. Its foreign exchange account shall meet the following conditions:
(1) it shall be opened in accordance with the relevant provisions of the people's Bank of China on the administration of domestic foreign exchange accounts
(2) there are corresponding payment contents within the income and expenditure scope of its foreign exchange account
Article 32 the funds in an indivial foreign currency card account shall be deposited in his own foreign currency cash or transferred from his foreign exchange account (including foreign currency account). The transfer and deposit of the account are handled in accordance with the indivial foreign exchange management measures of the State Administration of foreign exchange. The withdrawal of foreign currency cash by indivial foreign currency card in China shall be handled in accordance with China's indivial foreign exchange management system
8. The international settlement rates of MasterCard and visa are different. As long as there is a merchant who recognizes MasterCard or visa, they can swipe the card for consumption. If cash is withdrawn, there will be an international settlement fee. The international settlement fee of MasterCard is slightly higher than visa. In other words, for cash withdrawal, the cost of visa route is relatively low
if the landlord goes to Hong Kong, it is the most cost-effective way to swipe the card and take the UnionPay route. There is no international settlement fee in the middle. Most businesses in Hong Kong can use UnionPay. Hong Kong dollars still need to be exchanged in advance in the mainland, because you need to buy a temporary octopus, which is convenient for travel. You can only buy it in Hong Kong dollars
I hope I can help you_ ∩)O~
9. If the former is completely different from UnionPay, it cannot be used in China, but can only be used abroad. If it is MasterCard + UnionPay double standard card, there is no difference with UnionPay card in actual use, but because this kind of card is often magnetic stripe card, it does not support flash payment.
10. Hello! The full currency credit card of our bank is only for overseas use, not for domestic use. Please use it on visa or Mastercard
if you still have questions, it is recommended that you solve the credit card problems anytime and anywhere through the credit card intelligent service platform. Click here for details & gt& gt; http://cc.cmbchina.com/Common/Default.aspx?pageid=zxkf1
