What is the money number in wechat
the three party payment tools such as digital currency and Alipay and WeChat payment are different. The payment of Alipay and WeChat is a well-known third party payment tool in China. Digital money is also possible in theory, but the market share of digital money in the field of payment is still very low.
Digital RMB (DC / EP) "ready", how will the future payment field usher in changes
in addition, for the areas that the central bank's digital currency can do but the third-party payment can not cover, Wang Zhicheng said that digital currency may have a great connection with the convergence of digital assets in the future, which means that shopping and selling use the same media, and things with similar media will have a better matching degree, which is easy to be accepted by everyone, "In the future, for example, for any financial procts and transactions between virtual assets, the matching degree and convenience of using the central bank's digital currency will be much higher than the current third-party payment."
now, the central bank has also issued RMB and digital currency. What is the difference between the digital Renminbi and our daily WeChat Alipay payment? p> First, the essence of the concept is different
the digital currency issued by the central bank is legal tender, compensable and real money. If someone refuses to accept digital RMB, it is an illegal act and can directly report to the police. WeChat and Alipay, which we use everyday, are data. They do not represent money. They are just a transfer station between banks and users. They only represent a way of payment. In other words, digital money is money, which can be directly consumed. Alipay and WeChat will no longer have the function of paying for consumption without money. p>
you can also use the money in wechat. Direct to the bank card. And then take it out, so it's a solid coin
it is understood that the digital RMB adopts a two-tier operation system, that is, the people's Bank of China first converts the digital currency to banks or other operating institutions, and then these institutions convert it to the public, so that the public can use it directly. The single tier operation system is that the people's Bank of China issues digital currency directly to the public< What is the difference between br />
Digital Renminbi and Alipay and WeChat?
at present, many cities across the country are experimenting with digital RMB red packets, and the use scenarios have expanded from the initial support of offline scenarios to online payment scenarios. As long as the mobile phone is equipped with digital RMB app and personal digital wallet, residents can use digital RMB
some people also compare the digital Renminbi with Alipay and WeChat payment. For this reason, mu Changchun also mentioned in the second the Bund financial summit held in October last year that WeChat, Alipay and digital RMB are not in one dimension. WeChat and Alipay are financial infrastructure and wallet, while digital renminbi is the payment tool and the content of the wallet. Br />
mu Changchun said that in the electronic payment scenario, WeChat and Alipay's wallet contained commercial bank deposit money. After the issuance of the digital renminbi, they could still pay with WeChat and Alipay, but the contents contained in the purse increased the central bank's currency. At the same time, Tencent and ant's respective commercial banks are also operating institutions, so there is no competition with digital RMB
Since the concept of digital RMB was introced, it has been concerned by the masses. Although I have heard about it, there are still many people who do not know much about the digital renminbi, and it is not clear what the difference between the digital Renminbi and the Alipay and WeChat now used. p> The R & D and application of legal digital currency can effectively meet the public's demand for legal currency under the condition of digital economy, improve the convenience, security and anti-counterfeiting level of retail payment, and accelerate the development of China's digital economy. So look forward to it
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digital RMB is different from WeChat Alipay, but it is also convenient and relatively safe. First, the funds do not go through the third-party platform when transferring in digital RMB and WeChat Alipay needs to be transferred to the platform before making cash withdrawals, which also requires fees. The number of RMB is very friendly to users who transfer to large amounts. There is no need to pay any fees. p> Secondly, digital RMB doesn't need network when paying if you don't have a wireless network, you can pay the merchant. You don't need to worry about it. There is no problem of poor network signal. WeChat Alipay needs to transfer payment when the user has a network. RRRRR}
moreover, after the issuance of digital RMB, the cost of banknote printing paper can be greatly reced, and a series of accidents such as paper aging or burning after being gnawed off by mice can be completely prevented, which is more convenient than bank cards, because bank cards need to be carried and hidden, and sometimes they may not be found, But now all you need is a cell phone