Digital currency in mid September
On November 9, 2019, the central bank has not launched digital currency
in 2014, the Central Bank of China set up a special research team to conct in-depth research on the framework of digital currency issuance and business operation, key technologies of digital currency, issuance and circulation environment, and legal issues
in January 2017, the central bank officially established the digital currency Research Institute in Shenzhen
in September 2018, the Institute of digital currency built a trade finance blockchain platform
On July 8, 2019, at the launching ceremony of the digital finance open research program and the first academic seminar, Wang Xin, director of the Research Bureau of the people's Bank of China, disclosed that the State Council has officially approved the research and development of the central bank's digital currency, and the central bank is engaged in corresponding work in organizing market institutions 
extended data:
benefits of digital currency
the digitalization of central bank's currency helps to optimize the central bank's monetary payment function, improve the central bank's monetary status and the effectiveness of monetary policy. The central bank's digital currency can become an interest bearing asset to meet the holder's reserve demand for safe assets, and can also become the lower limit of bank deposit interest rate. It can also become a new monetary policy tool
at the same time, the central bank can affect the bank deposit and loan interest rate by adjusting the digital currency interest rate of the central bank, and help to break the zero interest rate lower limit
1. Enjin (enj)
in the near future, the game instry is the instry most likely to adopt blockchain on a large scale. Enjin coin is the cryptocurrency of virtual goods created by Enjin. Enjin is the "largest online gaming community platform" with more than 250000 gaming communities and 18.7 million registered gamers
Cardano (ADA)compared with Ethereum, EOS and Tron, Cardano is the third generation of decentralized app (DAPP) and smart contract platform. Cardano's design philosophy has the following points:
scalability: with the growth of users, the transaction processing speed is not affected or even faster, such as P2P protocol
interoperability: in the future, there will be countless devices connected to each other, instead of only connecting and forwarding through routers. All kinds of devices can communicate directly through standard general protocol
Sustainability: like bitcoin, Cardano project will not be controlled and influenced by a certain company or organization, which is a safe, decentralized and sustainable development platform
With the popularity of sto (security token offers), Nash also plays an important role. Nash is a kind of registered security token. In the past, Nash participated in and led the development of many projectsNash exchange is a decentralized exchange. If you hold nex token, you can calculate the dividend here
4. Basic attention token (BAT)
bat mainly solves the problem of advertising:
user information is abused: large companies such as Google and Facebook track and use user information and behavior, and sell without the knowledge of users
the effect of advertising is restrained: middlemen earn most of the fees, a large number of advertisements are blocked by users using software, and advertisements are fake
in the past six to 12 months, the number of publishers using the brand browser (Note: the brand browser supports bat token) has grown rapidly, and almost no blockchain ecosystem has grown so fast
5, chainlink (link)
chainlink mainly solves the problem that each blockchain has and the smart contract cannot obtain external data. In order to introce external data into the blockchain, the concept of Oracle is proposed in smart contract
companies including Google are supporting the development of chainlink. Here is a list of chainlink partners
one of the main problems of chainlink is similar to Ethereum. The development team has reserved 650 million link tokens, while only 350 million are in circulation at present
Ethereum (ETH)Ethereum has long occupied the second place in the top 100 cryptocurrencies. Its ecology is so big that we can't call it altcoin now. To tell you the truth, I'm not optimistic about Ethereum in the long run, but it will flourish in the short run
The current U.S. license is much lower than a few months ago, which is related to the relaxed application conditions of the U.S. license
of course, although it's better and cheaper to apply now, it doesn't mean that those who handle it early will lose money. After all, the earlier compliance, the better the credibility of the platform. Fire money for MSB costs more than most of the applicants, but fire money 18 years of decision to make money. The earlier you apply for a license, the more trustworthy it is to the customer, which means that you are a compliance platform at the beginning, so many long-term license transfers are also valuable
to put it simply, the advantages of compliance license are mainly considered from three aspects:
1. Platform compliance. As we all know, after the development of blockchain in recent years, although it is becoming more mature, the regulatory policy is still not very perfect and clear. If we do not make more efforts in compliance, we may be interviewed by relevant departments at any time. Therefore, some farsighted exchanges and project parties attach great importance to the compliance layout
2. Reflect the strength of the platform and play a role of packaging and publicity. In today's society, we all pay attention to packaging. The head platform and mainstream exchanges, like license collectors, collect licenses from various countries as much as possible. Some not very well-known exchanges will be announced as soon as they get the relevant licenses. Everyone has it. If you don't, you will be at a disadvantage in the competition
3. Increase the confidence of investors and make them more confident to trade on your platform or invest in your projects. Platform and license are one of the important factors for investors to choose when making investment. Under the same circumstances, investors will definitely prefer to choose licensed exchanges and projects
application for MSB license in the United States: the information required for the application of MSB license needs a complete set of information of a company (preferably an American company)
registration process of American companies: provide company name: unlimited, no plicate name can provide director information: Identity Zheng or passport registered capital: no capital verification is required, and then the company will apply for MSB license,
license application includes:
1. Financial business scheme design of MSB license
2. Preparation and writing of application materials
3. Submission of application for MSB license to the U.S. Treasury Department
4. Answering questions raised by the U.S. Treasury Department and FinCEN ring the application process
5, We will be responsible for writing and submitting, such as proct closure statement
for example, the following are the same world cards. Let's show them to you