Is digital currency interconnected with banks

1.

Fourth, in terms of financial services, it mainly refers to various intermediary businesses such as collection and payment, consulting and so on. For example, the collection of water, electricity and coal is small and the number of users is huge. These companies will still entrust the bank to collect, and they still need to open an account in the bank, so the impact of digital currency issuance on financial services is small. Fifthly, the function of credit creation mainly refers to that the loan is re deposited in the bank, waiting for investment or use, resulting in derivative deposits and currency multiplier effect, which has nothing to do with the issue of digital currency

the issuance of digital currency will not rece the number of bank outlets, because the basic function of the bank is far from the payment intermediary function, as well as macroeconomic regulation, the development of deposit and loan business, as well as financial services, intermediary business, and so on. What's more, many people still insist on using cash to pay and transfer. Therefore, the issue of digital currency can not eliminate the outlets of banks. The real impact on bank outlets is the rise of Internet finance. Banking business moves from offline to online. People generally accept using mobile banking app to deal with business, and then the physical outlets of banks will be canceled

2.

Hello, the replacement of paper-based RMB by digital RMB is basically certain. Just as the era goes from entity to e-commerce, RMB also goes from offline to online. Its function is exactly the same as paper money, that is, the digital version of paper money

at present, China's digital currency is a leading technology, which is bound to accelerate its digital currency construction in the short term, in order to find the gap with DCEP. However, DCEP can ultimately promote the nationalization of RMB, still depends on the steady growth of domestic economy and the international circulation ability of RMB itself, not only on the digital technology of RMB, but also has a long way to go

3. The virtual currency we use on the Internet, such as q-coin or other game currency, is strictly virtual goods or intermediate goods. It is not money and does not have the purchasing power of legal tender. Bitcoin, which is more talked about in the market, is also different. It is a decentralized virtual currency realized by using blockchain technology, which is easy to facilitate money laundering. Therefore, the application of blockchain technology should not be copied. If the central bank issues digital currency, it should be a kind of centralized currency. The legal currency issued by the central bank, encrypted and supported by national credit, should meet the regulatory requirements
a few days ago, Indian Prime Minister modi announced the issuance of a new currency aimed at combating tax evasion and money laundering. In fact, if the central bank issues digital currency with perfect technology and mature mechanism, it will have better effect. Because the digital currency, in addition to anti-counterfeiting, with the help of blockchain technology, makes the capital data traceable and highly transparent. These features can also be used for macro data statistics and monitoring, which has positive significance for big data risk control
as for what bank digital currency is, the central bank requested at the meeting on January 20 this year that the research team of the people's Bank of China should actively absorb the important achievements and practical experience of digital currency research at home and abroad, continue to promote on the basis of preliminary work, establish a more effective organizational guarantee mechanism, and further clarify the strategic objectives of the central bank in issuing digital currency, Do a good job in tackling key technologies, study the multi scenario application of digital currency, and strive to launch the digital currency issued by the central bank as soon as possible.

4. Now the country does not issue digital currency at all, all digital currencies are scams! Don't believe that you can make a lot of money by investing in digital currency, remember! It's not easy to make money!

5. There should be some impact.

6. What's your husband's idea? If he really wants to do things by himself, he should learn from his uncle and go shopping. At the beginning, he must do more chores, but he should be careful. He should not be willing to do this. He should timely put forward his idea to his uncle and ask to be involved in many aspects of engineering construction, such as procurement, negotiation, acceptance and so on

the roads are all made by yourself and planned by yourself. It is basically impossible to wait for others to plan for you. Your husband must have a heart to start his own business or work with his uncle.

7. If you don't know the way, talk to the guards and click professional (professional training? I forget that it's all the same. I'll do it by myself) - then I click mining, end the conversation, open the map, and see an exclamation point. The flag is the place to learn mining, that is, the location of the mining trainer.

8. If digital currency is fully popularized, then there is still a need for commercial banks to exist.

9. 1. Digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy
2. China UnionPay was established in March 2002 with the approval of the State Council and the approval of the people's Bank of China
response time: October 21, 2020. Please refer to the official website of Ping An Bank for the latest business changes

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