500msc financial digital currency
Publish: 2021-04-24 06:32:02
1. Generally, this income is calculated on an annual basis, which should be 3.9% per year, that is, 500 * 3.9% = 19.5. The annual income is 19.5, which is unlikely to be 3.9% per day. If you give you 19.5 per day, it will be more than 7000 per year? It's no joke
2. At present, CMB's personal financial procts are announced on the home page. You can go to the home page and click "financial procts" - "personal financial procts" - "search" to classify the proct information you need. For advice, please contact your account manager Warm tips: please read the proct manual carefully before purchasing)
personal financial procts of CMB:
expected income type: e income = principal * financial days * annualized rate of return / 365 days
net value type: return to maturity = net value on redemption day * redemption share * (1-redemption fee)
please refer to the proct manual for specific revenue calculation
[warm tips] ① ring the period from the purchase to the establishment of financial procts, that is, before the establishment of financial procts, the interest is calculated according to the current; ② The sales fee, custody fee and management fee will be dected in the operation of the proct, which will not affect the actual income.
personal financial procts of CMB:
expected income type: e income = principal * financial days * annualized rate of return / 365 days
net value type: return to maturity = net value on redemption day * redemption share * (1-redemption fee)
please refer to the proct manual for specific revenue calculation
[warm tips] ① ring the period from the purchase to the establishment of financial procts, that is, before the establishment of financial procts, the interest is calculated according to the current; ② The sales fee, custody fee and management fee will be dected in the operation of the proct, which will not affect the actual income.
3. It depends on your choice of financial procts. If it is Huobao financial management, the annual income is 12%, which was 6% in the previous month. 10% in terms of volatility. 500 a month, the principal should be 60000. 60000*10%/12=500
4. 500 per month and 6000 per year. If you choose low-risk financial procts, your financial income will be about 5%. Regardless of your slow investment every month, your income will be 300 at the end of the year. During this period, you will pay attention to the financial income. Is it worth making 300 yuan in a year? In fact, your income may not be 300. Considering the inflation rate of about 7% in recent years, your income is not enough to cope with inflation
if you invest in high-risk financial procts, your income will be about 20%. If you increase the annual income of 1200 yuan and the possible loss of 1200 yuan, will it bring you more happiness or more pain after making a loss? I personally feel that most of the high-risk financial procts earn less than the loss. For people with only 500 yuan a month for financial management, once the loss is absolutely more painful than happy
your investment ability is too low, so you are not recommended to play financial procts. The principal base is too small, low risk can not make money, and the time cost is not cost-effective. Once the high risk is lost, it is hard to bear. In terms of the current economy, most people who play financial procts do not make much money
if you want to generate economic benefits through this, you have to have at least 1 million, and 5% of 1 million is also worth your time and effort. That's why those who engage in business always mention the first pot of gold, the first one million. Below this number, playing financial management is a waste of time
the best investment way is to invest the 500 yuan in yourself and buy 500 yuan books for yourself, even if you only read 1% of them every month at the end of the month. After a year, what you read will bring you more income than financial procts, even if there is no material, at least there will be spiritual. Or sign up for a study class to learn a musical instrument, cooking, calligraphy, painting, dancing, and fitness. Is the income no higher than financial management? Compared with gambling in the financial market, that little money is more cost-effective for self-improvement.
if you invest in high-risk financial procts, your income will be about 20%. If you increase the annual income of 1200 yuan and the possible loss of 1200 yuan, will it bring you more happiness or more pain after making a loss? I personally feel that most of the high-risk financial procts earn less than the loss. For people with only 500 yuan a month for financial management, once the loss is absolutely more painful than happy
your investment ability is too low, so you are not recommended to play financial procts. The principal base is too small, low risk can not make money, and the time cost is not cost-effective. Once the high risk is lost, it is hard to bear. In terms of the current economy, most people who play financial procts do not make much money
if you want to generate economic benefits through this, you have to have at least 1 million, and 5% of 1 million is also worth your time and effort. That's why those who engage in business always mention the first pot of gold, the first one million. Below this number, playing financial management is a waste of time
the best investment way is to invest the 500 yuan in yourself and buy 500 yuan books for yourself, even if you only read 1% of them every month at the end of the month. After a year, what you read will bring you more income than financial procts, even if there is no material, at least there will be spiritual. Or sign up for a study class to learn a musical instrument, cooking, calligraphy, painting, dancing, and fitness. Is the income no higher than financial management? Compared with gambling in the financial market, that little money is more cost-effective for self-improvement.
5. Alipay's balance treasure, trick treasure financial procts can be assured of buying, there is no loss at present, the system has not seen what major security problems. Note: balance treasure is Alipay's service for indivial users to pay funds through the balance. Transferring funds to yu'ebao means purchasing corresponding financial procts from fund companies and other institutions. Yu'ebao first supported Tianhong fund "yu'ebao" Monetary Fund. Monetary funds are mainly used to invest in bonds, bank deposits and other securities with high security and stable returns. In 2012, the average 7-day annualized yield of domestic monetary funds was about 3.8%. On the whole, as a kind of fund procts, monetary fund may suffer losses in theory, but from the historical data, the risk of income stability is minimal. Zhaocaibao platform is a financial information service platform independently operated by Shanghai zhaocaibao Financial Information Service Co., Ltd. All kinds of financial institutions such as banks, insurance companies, fund companies, etc. can release low-risk financial procts with fixed term and stable income set up and managed by them according to law through zhaocaibao platform, and users can obtain simple, fast, safe and reliable regular financial services in zhaocaibao. At present, the procts on the platform mainly include three categories: SME loans, fund procts and insurance procts.
6. If you don't want to take too much risk, you can buy bank financial procts. The interest rate is not too high. The annualized rate of return is about 5%. If you can take a bigger risk, you can borrow from other banks. The interest rate will be much higher. The cycle is also flexible.
7.
Wechat money is actually a money fund. The investment targets of the monetary fund mainly include short-term treasury bonds, central bank bills, bank certificates of deposit and other procts with high security. Therefore, the security of the monetary fund is very high, and the situation you are worried about will not appear
the income measurement standard of monetary fund is the seven-day annualized rate of return and 10000 shares of income
the seven day annualized rate of return is the annualized rate of return of the last seven days. The seven days of each day are different. It will fluctuate and change. It can only be used as a reference standard, and it does not mean that you will get this return every day after you buy it
ten thousand income refers to every ten thousand income, because the net value of monetary fund is always 1, so ten thousand income is the income that can be obtained by buying ten thousand yuan
because the income is floating every day, the annual income is also floating, about 3.5% - 4.5%
8. Financial management is actually to make more and more money, you take care of it, have a plan, rather than blindly spend, even financial management
as for monthly deposit 500, I think if you just put it in the bank and deposit it in a fixed or current account, under the current situation in our country, the bank interest rate can't cover the speed of price rise. In this case, saving 500 can't bring real income. Of course, it will be better than spending it directly without saving money
therefore, the purpose of financial management is to keep and increase the value of money. On the premise of safety, the larger the appreciation space, the better
two ways are recommended here. One is to invest in fixed income financial procts, such as P2P. Generally speaking, the annualized rate is 10%. If you are not willing to bear the risk, the P2P platform backed by Ping An Group, such as lufax, is relatively safe. Although the interest rate is very low, it is also better than the existing banks
the other is fixed investment. On the one hand, it plays the role of compulsory savings; on the other hand, according to the law of China's stock market, a bull and bear market cycle will be completed in three to seven years. That is to say, the fixed investment will invest some money every month, and it will buy the average price of a cycle on average. It is better to sell it when the market is relatively good, and you can make a profit, The annual interest rate of fixed investment of the fund can reach about 15%
come on! Little makes much, stick to it and you'll see what you're trying to do.
as for monthly deposit 500, I think if you just put it in the bank and deposit it in a fixed or current account, under the current situation in our country, the bank interest rate can't cover the speed of price rise. In this case, saving 500 can't bring real income. Of course, it will be better than spending it directly without saving money
therefore, the purpose of financial management is to keep and increase the value of money. On the premise of safety, the larger the appreciation space, the better
two ways are recommended here. One is to invest in fixed income financial procts, such as P2P. Generally speaking, the annualized rate is 10%. If you are not willing to bear the risk, the P2P platform backed by Ping An Group, such as lufax, is relatively safe. Although the interest rate is very low, it is also better than the existing banks
the other is fixed investment. On the one hand, it plays the role of compulsory savings; on the other hand, according to the law of China's stock market, a bull and bear market cycle will be completed in three to seven years. That is to say, the fixed investment will invest some money every month, and it will buy the average price of a cycle on average. It is better to sell it when the market is relatively good, and you can make a profit, The annual interest rate of fixed investment of the fund can reach about 15%
come on! Little makes much, stick to it and you'll see what you're trying to do.
9. Hello, if you buy through CMB, our bank's financial procts are published on the home page. Open the personal financial page, and you can classify the financial procts you need through "search" (if you need corresponding financial planning suggestions, please go to our bank's outlets or contact your customer manager directly to try to understand.) Warm tips: please read the proct manual carefully before purchasing
the formula for calculating the held to maturity yield of financial procts: principal * financial management days * annualized yield / 365 days. For details, you can also check the introction in the proct manual for detailed calculation instructions.
the formula for calculating the held to maturity yield of financial procts: principal * financial management days * annualized yield / 365 days. For details, you can also check the introction in the proct manual for detailed calculation instructions.
10. Not much, according to the income formula: income = principal * annualized interest rate * term / 365, where the term is calculated in days. This is also a year of investment, so the income = 500 * 4% * 365 / 365 = 20 yuan.
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