What is the use of digital money for Alipay WeChat?

1、 Different monetary attributes

1. Digital currency:

digital currency belongs to legal tender

2. Wechat:

wechat belongs to the third-party payment instrument

3, Alipay:

Alipay belongs to the third party payment tool. p>

2. Different issuers

1. Digital currency:

the issuer of digital currency is the central bank

2. Wechat:

the clearing Party of wechat is a commercial bank

3, Alipay:

Alipay's settlement party is commercial bank. p>

extended data

in the third-party payment mode, the buyer uses the account provided by the third-party platform to pay for the goods (to the third party), and the third party notifies the seller of the arrival of the goods and requires delivery; After receiving the goods, inspecting the goods and confirming, the buyer shall notify the third party for payment; The third party transfers the money to the seller's account

digital currency can be considered as a virtual currency based on node network and digital encryption algorithm. The core characteristics of digital currency are mainly reflected in three aspects:

1. Due to some open algorithms, digital currency has no issuing subject, so no one or organization can control its issuing

3. Because the transaction process needs the approval of each node in the network, the transaction process of digital currency is safe enough

Digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy

digital currency is an unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of a specific virtual community. The European Banking authority defines the virtual currency as the digital representation of value, not issued by the central bank or the authorities, nor linked to legal tender. But because it is accepted by the public, it can be used as a means of payment, and can also be transferred, stored or traded in electronic form.

Alipay (China) Network Technology Co., Ltd. is the third party payment platform in China. Committed to providing "simple, safe and fast" payment solutions. Since its establishment in 2004, Alipay has always regarded "trust" as the core of procts and services. It has two independent brands: "Alipay" and "Alipay wallet". Since the second quarter of 2014, it has become the largest mobile payment manufacturer in the world

With & lt; Digital currency;, People will continue to use WeChat and Alipay. The emergence of digital money will not affect WeChat and Alipay. The reasons are as follows:

digital currency has begun to promote, but it still takes time to fully popularize it. After all, digital currency is a new way of payment, consumers need to fully accept it. Alipay is able to get users to trust and accept, and it has also been a long time. WeChat also has the user base to achieve the current popularity, but digital money has no such foundation. P>

but Alipay and WeChat do not have counterfeit software. From this point of view, at least WeChat and Alipay's security is guaranteed. Moreover, it is not easy for consumers to change their habits, especially for the same kind of things. There is no need to change them at all. In theory, digital money is just like paper money. Alipay and WeChat are only third party payment platforms, but there is not much difference as long as they can complete the payment. p>

President of Dalong group: Feng Jianfeng, English Name: Kevin Fenn, President of Dalong (China) Co., Ltd
graated from Tongji University in Shanghai, and then studied in McGill University in Canada. He has rich knowledge and business management theory in the field of computer and Internet
in 1996, Beijing beltec Technology Co., Ltd., a pioneer of IP telephony technology in China, was founded in Beijing. Later, he went to Japan, Singapore, Canada and other countries to study. During this period, he established aimoo online community, which ranked in the top five of North America online forum traffic for three consecutive years
in 2005, he returned to China and founded Shanghai Dingxin shuteng, soft Island technology and other Internet enterprises. Igxe trading platform is one of the top three global virtual currency trading companies, with annual sales revenue of several hundred million yuan
in 2009, Feng Jianfeng founded dalong.com. Through API docking, dalong.com provides proct SKU, procurement, quality inspection, warehousing decomposition, logistics services and other supply chain solutions, realizes VIP one-to-one broker service system, and localized services for overseas retail terminals and large and small wholesalers
vice president of Research Institute of Dalong group: Wang Kun
Wang Kun, vice president of Dalong Research Institute of Dalong (China) Co., Ltd< In 2002, he took the post of chief technology officer of Liaoning Baotian group.
in 2004, he founded global shareware, a global sharing software company.
in 2009, he joined dalong.com, successively held the posts of CTO and coo, and presided over the important work of dalong.com, such as technical architecture design, pricing system design, and establishment of PPS sales mode.
since 2012, he has been the vice president of dalong.com Research Institute< In 2014, he served as vice president of marketing center of Dalong group
vice president of sales system (osell) of Dalong group: Zhu Fuxing
ZHU Fuxing, vice president of sales system (osell) of Dalong group
graated from Dalian Ocean Science and Technology University with a bachelor's degree in management< In 2004, bygamer was founded to engage in virtual goods trading business, and the first online opening operation mode was established.
in 2006, the website was acquired by soft Island technology led by Feng Jianfeng, and Zhu Fuxing served as vice president of Chongqing soft Island company
he has ten years of working experience in the field of cross-border e-commerce, successfully operated many e-commerce websites, and accumulated rich experience in B2B / B2C instry operation and management
in 2009, he founded dalong.com with Feng Jianfeng, and successively served as the director of proct center and vice president of sales system. During this period, he created the category management system and intelligent proct selection system of dalong.com, and is now fully responsible for the management of sales system<
Deng Fengyun, vice president of supply chain system (18985) and director of investment promotion center of Dalong group
Deng Fengyun, vice president of supply chain system (18985) and director of investment promotion center of Dalong group<
graated from Chongqing Institute of technology, majoring in computer information management,
led the proction process information construction of China Aerospace 43 Institute,
CRM construction and other large projects of China Mobile Chongqing company< In 2007, 8cdkey website was founded to provide CDKEY serial number trading services and related information services.
in 2009, he joined dalong.com and successively served as it director, planning center director and supplier management center director
he is now the vice president of supply chain system, who is fully responsible for the management of supply chain system. At the same time, he also serves as the director of China Merchants Center to supervise the business of China Merchants Center<
Cui Kai, director of purchasing audit and logistics channel management department and director of purchasing center of Dalong group, is the person in charge of Shenzhen Branch of Dalong group, director of purchasing audit and logistics channel management department and director of purchasing center of Dalong group
Master of electronic engineering, University of electrical and communications, Japan
led the construction of Fuxin electric power automatic meter reading system, Anshan second national grain reserve grain delivery and monitoring alarm system
he studied in Japan in 2002. During his study abroad, he opened a toy store at Yahoo auction,
he directly sold toys from Dongguan, China to Japan,
the sales volume of toys in Japan ranked in the top ten of Yahoo's toy sales volume
in 2009, he joined dalong.com as a proct manager and director of material control, ring which he planned and built the "cloud warehouse" storage and sorting system of dalong.com
director of sales and overseas market internationalization: Zheng Bowen, director of sales and overseas market internationalization of dalong.com<
graated from Zhongnan University of economics and law, chief underwriter and risk control manager of Ping An Property Insurance Company of China
immigrated to Canada in 2002, founded azureusgame game download and sharing platform, with thousands of popular end games and page games
in 2009, he returned to China and joined dalong.com as an overseas market promoter. In the early days of dalong.com, he participated in business model testing, system testing, and the construction of the company's management structure, proposed the initial corporate culture direction and ideas of dalong.com, and participated in the planning of domestic image and overseas corporate image of dalong.com, At present, he is the director of sales and overseas market internationalization and assistant to the president: Wang Yujun, master degree of electronic engineering of McGill University in Canada in 2000, outstanding entrepreneur of Xi'an hi tech Zone and angel investor of IT instry in 2008
in 1995, Beijing online info. & amp; Invest. Co., vice president of technology marketing; In 1996, he moved to Canada and worked as ASIC project manager of Matrox graphics Inc. (7 years)
in 2004, he participated in the establishment of softisland Co. Ltd., now Chongqing softisland Technology Co., Ltd
while working in Canada and the United States, I participated in the design, development and management of prism WMS international logistics freight forwarding system,
providing IT technical support for traditional logistics transshipment and e-commerce logistics demand in the United States and Canada
in 2007, he returned to China and founded microwise System Inc. in Xi'an as executive vice president and chief engineer< In 2009, Chongqing dalongwang Technology Co., Ltd. was founded as an angel investor of the company.
he successively served as vice president of administration and director of purchasing logistics center.
at the end of 2009, he founded a proct center in Shenzhen and concurrently served as the first proct director and director of strategic center.
he is now assistant to the president< Mr. Wu Qi, vice president of Internet Finance and payment director, Ph.D. in Computer Engineering, Carnegie Mellon University. Founder of bemindr investment and Consulting LLC, founder of ether fund. He has worked for Microsoft Asia Research Institute, general motors and other enterprises, and has five patents in the United States
smartdou was founded in 2010 to engage in Internet finance instry
in 2012, he joined dalong.com and was responsible for the financial strategic cooperation of dalong.com and the construction and management of domestic and international payment and settlement system. He developed dalong.com's payment system in small language regions and less developed countries, making dalong.com's international payment and settlement capacity cover more than 85% of the countries and regions in the world