Please talk about the difference between digital currency and tr
1. Application of different
digital currency: fast, economic and safe payment and settlement; Bill finance and supply chain finance; The real right of collateral is digitalized
e-money: the seller sends the buyer's payment instructions to the seller's acquiring bank through the payment gateway; The acquiring bank obtains the authorization from the issuing bank through the bank card network, and sends the authorization information back to the seller through the payment gateway; After obtaining the authorization, the Seller shall send the buyer the shopping completion information. If payment acquisition and payment authorization cannot be completed at the same time, the seller should send payment acquisition request to the acquiring bank through the payment gateway, and transfer the transaction funds from the buyer to the seller's account. The final inter-bank settlement is completed by the payment system between banks
2. Different characteristics
digital currency is characterized by low transaction cost, fast transaction speed and high anonymity
e-currency is characterized by anonymity, saving transaction cost, saving transmission cost, small holding risk, flexible and convenient payment, anti-counterfeiting and anti repetition, and non traceability
Digital currency can be divided into three categories: completely closed, unrelated to the real economy and only used in specific virtual communities, such as world of warcraft gold; It can be purchased in real currency but not converted back to real currency, and can be used to purchase virtual goods and services, such as Facebook credit; It can exchange and redeem with real currency according to a certain ratio. It can purchase both virtual goods and services and real goods and services, such as bitcoine-money: e-cash based on the Internet environment and keeping the binary data representing the value of money in the hard disk of the computer terminal; An electronic wallet that keeps the value of money in an IC card and can be circulated out of the bank payment system
even if it's live broadcasting, it's no problem. Live broadcasting is mainly about processor and memory. You can satisfy it, but you need to ensure the network speed
the central bank's digital currency has national credit and is equivalent to legal currency. Its functional attributes are exactly the same as those of traditional paper currency, but it is in digital form. Digital currency is concive to recing transaction costs, improving financial efficiency, and preventing money laundering and other illegal transactions
warm tips: the above explanation is for reference only
response time: January 6, 2021. Please refer to the official website of Ping An Bank for the latest business changes
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Consumers pay traditional money to the issuers of electronic money, and the issuers store the equal value of traditional money in electronic devices held by consumers
related introction:
e-money can transfer the balance in the bank through some electronic ways, so that transactions can be carried out. The anti-counterfeiting of traditional currency depends on the specific essence, while the anti-counterfeiting of electronic currency can only be realized by electronic technology, communication technology and encryption or authentication system
extended data
in the field of modern economy, only a small part of the currency field is displayed in the form of real currency, that is, most transactions use checks or electronic currency
As far as the intrinsic commodity value of money is concerned, it is not a choice with or without two breaks, but a process of graal quantitative change. The commodity value of e-money is almost zero, that of paper money is close to zero, that of coins and copper plates is slightly higher, and that of precious metal currencies such as gold and silver is higherthis process of quantitative change reveals the unity of the essence of different forms of money, that is, as the proct of contract, the exchange value of money is agreed by contract. When the market is stable and the trust is high, people accept paper money and other nominal money. When the market is unstable and the trust is low, people tend to accept metal money
in physics, mass m = density of object ρ× The volume of the object is V, so it is necessary to measure the length, width and thickness (CM) of the iron plate first, and multiply the three to get the volume in cubic centimeter. And then multiply it by the density of iron, 7.86 grams per cubic centimeter
for example, the size of iron plate is 500 * 100 * 10cm
the mass m of iron plate is: 500 * 100 * 10 * 7.86 = 3930000 g = 3930 kg = 3.93 t