The impact of currency digitization on international trade
many procts of blockchain technology are not currency, although they are called currency. Under the guise of digital currency investment, it is a Ponzi scheme. Even some of them don't even have blockchain technology, which is just a fake number to cheat people.
Digital money drives economic consumption. People have no concept of money, only material needs. At the same time, digitization facilitates people's communication
the unified social credit code / registration number of Taizhou Chuangye Mining Machinery Manufacturing Co., Ltd. is 9132120469446655xf, and the enterprise legal person is Hong Yunbo. At present, the enterprise is in business
the business scope of Taizhou Chuangye Mining Machinery Manufacturing Co., Ltd. is mining and quarrying equipment
1. For commercial banks and other financial institutions, it is both an opportunity and a challenge. In the future, more innovations such as digital credit, digital assets and digital liabilities will be derived from digital currency, while the non sovereign "digital right currency" will graally cool down. In addition, the central bank can improve the efficiency of monetary operation monitoring and enrich monetary policy means after the issuance of digital currency
2. Issuing the legal digital currency of the central bank will make it possible to collect the data of money creation, bookkeeping and flow in real time. After data desensitization, it will conct in-depth analysis through big data and other technical means, so as to provide a useful reference for money supply, formulation and Implementation of monetary policy, and provide a useful means for economic regulation and control
extended data:
characteristics of digital currency
Central Bank digital currency is quite different from electronic payment in some functions. In the past, the fund transfer of electronic payment instruments must be completed through the traditional bank account, which adopts the way of "account tightly coupled"
and the central bank's digital currency is "account loose coupling", which can be separated from the traditional bank account to realize the value transfer and greatly rece the dependence of the transaction link on the account. The digital currency of the central bank can be as easy to circulate as cash, which is concive to the circulation and internationalization of RMB. At the same time, it can realize controllable anonymity
The digital currency issued by the central bank can indeed increase the process of RMB globalization to a certain extent, which is positive and powerful for the current global currency diversification. However, to replace the current U.S. dollar as the mainstream or the most hard currency in the world, even the digitized RMB needs a considerable part of the time cycle, which we need to maintain a very clear understanding
plus the Chinese dollar are only a matter of time. But this time period may start in five or ten years. The road is tortuous but the prospects are bright. br />