How to use CCB digital currency

1.

there is no . In response to the online transmission of China Construction Bank mobile app online digital currency in personal wallet, CCB responded on the evening of August 29 that CCB carried out relevant function test in mobile banking system on the evening of August 28, at present, this test has ended . At present, Internet information is the testing content in the process of technology research and development, does not mean that digital RMB is officially launched

it is reported that recently, the app of China Construction Bank launched the digital currency wallet, which surprised people. Users only need to bind their own bank card on the digital currency wallet to open it. In addition, the app of China Construction Bank has added two submenus of digital wallet recharge and digital currency, indicating that users can use the digital RMB wallet to recharge, It is mainly divided into app wallet and hardware wallet

extended information:

many companies speed up the layout

recently, there are many rumors about digital RMB, which are also reflected in the capital market. Judging from the performance of the digital currency sector, it recently hit a new high this year

some listed companies revealed that they would pay attention to the field of digital currency and actively lay out their plans. On the e interactive platform of Shanghai Stock Exchange, Qi an Xin said that the pilot test of digital currency has brought more market opportunities for security manufacturers from the new security project opportunities brought by the upgrading of financial IT system, and the company has been paying attention to and actively arranging

The company has been paying close attention to and actively following up the technology and application trends related to digital currency, and has continued to make layout in technology R & D and proct development. In the process of promoting the implementation of digital currency by the central bank, Youbo will also contribute to the digitalization of RMB and the implementation of offline merchant payment scenarios

Shenzhou Holdings said in the China Daily News that its Shenzhou information has participated in the central bank's digital currency (DC / EP) test and related promotion work of a commercial bank, involving the electronic payment scenario test of encrypted digital currency. As one of the important systems required for the later promotion of DC / EP, Shenzhou information has completed relevant technical reserves, In the future, it can help commercial banks realize the implementation and promotion of digital currency

2. The only way to get the money out is to close the account and cancel the whole card
2 if you don't want to do this, you can only go to the places where CCB's cooperative merchants support chip card auction and consumption.
3 in addition, this e-cash account doesn't need to be opened. It's an account with each chip card. After the money is deposited, you don't need to enter the password when consuming, you just need to clap it, It's also for convenience ~ ~ however, e to security problems, only small amount of
e-cash is supported at present. Its full name is electronic cash. Also known as e-money or digital cash, it is a very important electronic payment system. It can be regarded as the electronic or digital simulation of real money. E-cash exists in the form of digital information and circulates through the Internet. But it is more convenient and economical than real money. Its simplest form includes three main bodies: business, user and bank; And four security protocol processes: initialization protocol, withdrawal protocol, payment protocol, deposit protocol. The first e-cash scheme was proposed by Chaum [2] in 1982. It uses blind signature technology to realize it, which can completely protect the privacy of users. But this kind of completely anonymous e-cash also provides convenience for many criminals. They use the complete anonymity of e-cash to carry out some illegal and criminal activities, such as corruption, illegal purchase (such as buying drugs, arms, etc.), extortion, etc. Even if the police get the stolen money, they can't catch the criminals. For this reason, a reasonable e-cash system should be incomplete or conditional anonymous. In 1995, Stadler et al. [3] proposed the concept of fair blind signature, which can be used in conditional anonymous payment system. In 1996, Camenisch et al. [4] and Frankel et al. [5] independently proposed the concept of fair off-line electronic cash for the first time, and gave two schemes. The anonymity of users in fair e-cash is incomplete. It can be revoked by a trusted third party (TTP), so as to prevent criminal activities by using the complete anonymity of e-cash.

3.

With the rapid development and popularization of network technology, people's life has almost undergone earth shaking changes. Many things that were extremely cumbersome and impossible in the past have become extremely convenient in today's changing network technology. Take the payment method as an example, the goods transactions of all dynasties are inseparable from the issue of coins, which is also the case for us in modern times. RMB, which is the most inseparable in our life, has been issued since 1948 for more than half a century, and its position in our daily life is needless to say

first of all, for the public, digital currency makes up for the defect that mobile payment needs online payment, and the birth of digital currency means that we can not only pay offline as cash, but also avoid the trouble of cash change and loss. For banks, digital currency reces the liquidity cost of paper money, improves operational efficiency, and also helps the bank to carry out various online businesses. In addition, it can also rece the circulation costs, such as the issuance, transportation, circulation and scrap of RMB. Needless to say, transportation requires armed escort, circulation is damaged, bank recovery of counterfeit and resial money will also have costs, and finally scrap also need special machine to make pulp. In the case of digital currency, none of these problems exist< br />

4. It depends on what kind of digital currency you hold. Generally, it's investment, waiting for appreciation. Some of the more common ones can be purchased on some websites, such as bitcoin, lightcoin, etc.

5.

The usage of CCB e-wallet is as follows:

1. Open the mobile CCB app and click the top right corner of the page

6.

Through POS (supporting e-cash) and micro payment terminal for consumption

the e-cash account funds in CCB's financial IC card can be withdrawn through the counter under normal conditions, card replacement (non loss reporting, card replacement) and account cancellation (non loss reporting, account cancellation), and you can also consume the e-cash account funds through POS (supporting e-cash) and small amount payment terminal

if the balance of the e-cash chip is readable, the funds will be transferred to the main account ring card replacement; If it is unreadable, the fund will be transferred to the main account after 30 days. During this period, the new card that has been renewed is not allowed to close the account, and the e-cash account can not be used temporarily

< H2 > extended information:

precautions

1. E-cash account is a debit account with non real name, no secret verification, no loss reporting and no interest calculation. It only supports the functions of deposit, consumption and query

2. No password or signature is required for consumption. It is suitable for small retailers or places requiring quick payment. The specific places supporting the use of e-cash should be determined according to different branches

3. If there is a balance in the e-cash account of dragon card credit card UnionPay chip card, e-cash consumption will be carried out on the acceptance terminal with UnionPay flash payment logo within the validity period of the card

7. Modi has four things to look at: fighting corruption, cracking down on black money, cracking down on counterfeit banknotes, and cracking down on terrorism. There is a large amount of cash in the private sector of India, and the people are used to cash transactions, especially when offering and accepting bribes. The circulation of new banknotes will be monitored, and there will be no escape from the cash in the hands of bribed officials. Previous reports of USA today pointed out that India ranked fourth among developing countries in terms of "black money" transactions, with 51 billion US dollars of black money flowing in India every year from 2004 to 2013<

modi's new deal will have three impacts on India's economy:
1. Those assets linked to currency will increase in value, such as the exchange rate fluctuation of Rupee against US dollar
2. In the short run, India's economy will fall into a certain degree of chaos, but in the long run, the positive impact will become the mainstream. Especially for Indian start-up projects, the financing of start-up projects mostly comes from the "white money" that has been taxed. After Prime Minister modi's new deal, the "white money" pool will be greatly supplemented, and the start-up projects will get more financial support. Further development is inevitable
3. Mobile payment enterprises, mobile payment gateway enterprises and even bitcoin business will be greatly developed.