Can I buy foreign exchange with digital currency

1. Can also be used, there is a digital currency does not mean that the RMB can not be used

2.

Digital currency is a general term used to describe all forms of electronic currency, whether it is virtual currency or cryptocurrency. It is a form of data expression of value. Through data transaction, it plays the functions of transaction medium, accounting unit and value storage, but it is not the legal currency of any country or region

the concept of digital currency was first put forward in 1983. They only exist in digital or electronic form. Different from the actual paper money or coins, they are invisible. They can only be owned and used on the Internet through e-wallet or designated network. The advantage of digital currency is that there is no bank, the transaction is instant, and the transaction cost is very low. So: coin, token and virtual currency belong to digital currency

the main characteristics of digital currency

1. In terms of payment and settlement, it does not rely on institutions. It is a publicly accessible digital general ledger maintained by the whole distributed network, which is called "blockchain"

2. In terms of issuance and proction, the essence is to keep accounts on a mutually verified public accounting system. Under a certain algorithm mode, find out a string of random codes that meet the conditions, and then package this string of codes with other transaction information into a block and record them in this account book, so as to obtain a certain amount of digital currency

(3) it has no national boundaries, which makes it flow around the world. Virtual world corresponds to the real world, through the exchange relationship between digital currency and traditional currency, under certain conditions, specific digital currency can buy physical goods, and traditional currency can also buy specific virtual goods

In theory, its distributed general ledger system can prevent any participant from forging digital currency and rece transaction risk

The lower transaction cost of digital currency will promote banks and other financial institutions to improve service level and rece transaction costs

Digital currency and mobile financial business model can promote the development of Inclusive Finance

3.

In recent years, a series of policies and measures have been implemented to rece the cost and increase the efficiency of logistics, and remarkable results have been achieved. From 2013 to 2020, the ratio of total social logistics cost to GDP shows a downward trend. From January to September 2020, the ratio of total social logistics cost to GDP in China will drop to 14.4%, which has made a positive contribution to improving the development environment of the real economy and enhancing the operation efficiency of the national economy

however, behind the rapid development of the instry, there are still many problems to be solved, including commodity authenticity, logistics data island (data isolation leads to high interaction cost between enterprises, low efficiency of process collaboration), logistics credit rating (no standard, difficult financing), etc

blockchain technology helps the transformation and upgrading of logistics finance

through blockchain technology, we believe that the pain points of relevant instries can be continuously improved and optimized. For example, it involves commodity traceability, multi-agent collaboration, credit reference, supply chain finance, etc., and integrates "business flow, information flow, capital flow, and logistics". The logistics instry has become an important deployment of the logistics instry

for the future integration development direction, enterprises can combine logistics technology process optimization, logistics package traceability, financial application scenarios based on logistics and supply chain, supply chain and logistics related credit reference needs, rely on blockchain technology and existing logistics network, truly and reliably record and transmit capital flow, logistics and information flow, Optimize the utilization of resources, improve the overall efficiency of the instry, and promote the sustainable development of the logistics instry

through the combination of blockchain and logistics finance application scenarios, in essence, it is through mortgage property and data cross node sharing, and finally, it is to achieve logistics credit rating, so as to obtain financing convenience and interest rate level close to that of large institutions

with the implementation of new digital infrastructure technology represented by 5g, blockchain technology will be combined with AI, Internet of things, cloud computing and other cutting-edge technologies, enabling the construction of economic fields including logistics and other real instries

through the blockchain network, we can change the traditional management and service mode, promote department collaboration and business process optimization, rece communication and information costs, and improve management efficiency. The four major applications in the direction of process optimization, logistics tracking, logistics finance and logistics credit will be graally implemented in the fields of e-commerce logistics, shipping logistics, special logistics and logistics finance

for more planning and information about logistics instry, please refer to the forward looking Logistics Instry Research Institute

4. The digital currency issued by the state, namely RMB, can handle anything.

5. Will not detain you, you can rest assured to go, is to discuss how to return the interest.

6. Attitude is very important. Take the initiative to explain the actual situation to the local Card Department of the issuing bank. Do not evade, otherwise the bank will think you are in malicious default. Even if we can't repay in full, we should try our best to repay part of it and show sincerity
2. In case of credit card debt, a lawsuit can be filed to the court:
a the collection by other collection methods is invalid, and the overdraft principal and interest exceed 1000 yuan
b to master the deposit and other property information of customers in arrears, which needs to be frozen and judged by the court
C those who are sued by the same trade for not paying the debts and need to participate in the settlement together
3. Overe records will automatically enter the credit information system of the people's Bank of China, and banks do not need to report. The bad records will not be cancelled after clearing the arrears, but will be covered in the system 24 months after clearing. The credit information system can only query the records of the last 24 months.