Is digital currency equal to electronic currency
digital currency is also different from virtual currency. For example, the well-known Q coin and the money recharged in various games are virtual currency. These virtual currencies can only be purchased with real currency, but cannot be converted into real currency
in the world, bitcoin is probably the most famous digital currency. In addition, there are "Wright coin", "Dog Coin" and "Yuan Bao coin" in China.
fiat money: it means that it does not represent real goods or goods, and the issuer has not cashed the currency into physical obligation; A currency that becomes legal currency only by government decrees. The value of fiat money comes from the owner's belief that money will maintain its purchasing power in the future. Money itself has no intrinsic value, that is to say, when the paper money comes into being, legal tender is essentially the negotiable paper money stipulated by law
the legal currency of the people's Republic of China is RMB, and the people's Bank of China is the national authority in charge of the management of RMB, which is responsible for the design, printing and issuance of RMB—— From the Internet
e-money: in fact, it is the electronization of legal money, including our common bank card, online banking, e-cash, etc; There are also third party payments developed in recent years, such as Alipay and WeChat payment. No matter what the form of these electronic money is and through which institutions it circulates, its original source is the legal money issued by the central bank
virtual currency: virtual currency refers to non real currency, and its existing state is intangible. The most important difference between virtual currency and electronic currency in narrow sense is the difference of issuers. Virtual currency is the electronization of illegal currency, and its original issuer is not the central bank. For example, game currency, q-coin, and ticket counting are mainly limited to circulation in a specific virtual environment
digital currency: digital currency which applies the latest digital network technologies such as blockchain, has the characteristics of Distributed Accounting, unique encryption technology, decentralized settlement, etc. Of course, digital tools with these characteristics must be supported by national credit if they want to become sovereign currency or legal tender
therefore, digital currency must be currency; In today's social system, money must also be sovereign money or legal tender. Secondly, digital currency must have the basic attributes and main functions of currency.
digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy. Digital currency is an unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of a specific virtual community. The European Banking authority defines virtual currency as a digital representation of value, which is not issued by the central bank or authorities, nor linked with legal currency. However, because it is accepted by the public, it can be used as a means of payment, or it can be transferred, stored or traded in electronic form
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1、 Different definitions:
1. Electronic currency:
refers to the currency paid by electronic means
2. Digital currency:
is a virtual currency based on node network and digital encryption algorithm
Electronic currency: Based on computer technology, it can be widely used in the fields of proction, exchange, distribution and consumption. It has many functions such as financial savings, credit and non cash settlement2. Digital currency:
e to some open algorithms, digital currency has no issuers, so no one or institution can control its issuance; Because the number of algorithm solutions is fixed, the total amount of digital currency is fixed, which fundamentally eliminates the possibility of inflation caused by the overuse of virtual currency; Because the transaction process needs the approval of each node in the network, the transaction process of digital currency is safe enough
Third, the same point:the circulation mode of e-money and digital money is two-way circulation
extended data
e-money is the virtualization of the value scale of real money and the function of payment means. It is a kind of money without monetary entity. Electronic currency is an invisible currency based on highly developed electronic technology
the value of e-money is transferred from the consumer to the seller through the sales terminal, and then the seller redeems the money. The e-money held by the merchant is sent to the e-money issuer to redeem the money, or to the bank. The bank debits the corresponding amount on its account, and then the bank settles with the issuer through the clearing institution
electronic money can transfer money value directly among the holders. It does not require the intervention of third parties, such as banks. This is also the essential difference between electronic money and traditional cash card and transfer card. p>
1. Digital currency
digital currency is an alternative currency in the form of electronic currency. Both digital gold coin and password currency belong to digital currency
digital currency is different from the virtual currency in the virtual world, because it can be used for real goods and services transactions, not limited to online games. The early digital currency (digital gold currency) is a form of electronic currency named after the weight of gold. Today's digital currency, such as bitcoin, lightcoin and ppcoin, is an electronic currency created, issued and circulated by check sum cryptography
features: the use of P2P peer-to-peer network technology to issue, manage and circulate currency theoretically avoids bureaucratic examination and approval, so that everyone has the right to issue currency
Electronic money means that a certain amount of cash or deposit is exchanged from the issuer and the data representing the same amount is obtained. By using some electronic methods, the data is directly transferred to the payment object, so that the debt can be paid off. Strictly speaking, consumers pay traditional money to the issuers of electronic money, and the issuers store the equal value of traditional money in the electronic devices held by consumers in electronic form. In short, when we deposit money into our bank account, there will be an extra number in the bank account, which means how much money we have saved. In this process, we give the banknotes in our hands to the bank, and the bank adds a number to our bank card, which is our electronic currencyfeatures:
< UL >e-money and paper money (or physical money) can be easily converted to each other
the data of electronic currency corresponds to the same amount of physical currency
we need to pay physical money to the issuers of e-money (banks and other financial institutions) in order to exchange for the same amount of e-money
3. The similarity between digital currency and electronic currency: both exist in the form of electronic data
The differences between digital currency and electronic currency are as follows:electronic currency has an issuing institution, and the corresponding amount of physical currency in the institution can be exchanged with physical currency; However, digital currency has no specific issuing institution (decentralization) and can only exist in network data
at present, there is no international consensus on whether digital currency is a currency or not, so in China, the main form of digital currency is "investment proct", which is a rather risky investment proct, and only a few businesses are willing to accept digital currency consumption; Of course, some countries (Germany, etc.) have officially recognized the currency status of digital currency
digital currency, bitcoin? There is no real value.
legal representative: Zou Zedong
time of establishment: November 2, 2017
registered capital: RMB 5 million
Instrial and commercial registration number: 440300202801137
enterprise type: limited liability company
address: 1708-1, 17th floor, Tianli Central Plaza, Haide Third Road, Yuehai street, Nanshan District, Shenzhen City
The alliance is a pyramid scheme
the way to attract members is a typical way for MLM organizations to attract people
Wang first established the Alliance World Business School and appointed several marketing department directors, who are actually lecturers. They promote the company's business model through wechat group and on-site meeting. Customers invest 1200 yuan, 6000 yuan, 12000 yuan in the company, and then they can become "Merchants", "investment directors" and "investment managers" of the company, At the same time, they will get the corresponding proportion of alliance bonds and alliance bonds subscription bonds, and members will continue to promote the company's business model to the outside world, and they will get a commission if they are the first to join members
there are three levels of head pulling rebate. The parties can directly get 5%, 10% and 15% commission from the following three-level members, and take the number and level of development personnel as the basis of rebate, so as to lure the participants to continue to develop others to participate. When the sales volume reaches a certain level, an application center can be set up locally. The headquarters will send gold medal lecturers to teach in the past to help attract more people
alliance coupons can be purchased in Alliance World online mall, which looks like money. And the "money" is rising every day: by July 25, 2017, Wang was arrested, and the original alliance coupon purchased with 1 yuan was priced at 54 yuan on the website
this number can be modified at will by Wang in the background. At first, the cash flow was smooth, and someone really made money. But soon, cash withdrawal was strictly controlled. Each person could withdraw up to 10000 yuan a day, but there was no restriction on consumption in the Alliance World Mall
Zhifu police found that although the account received 250 million yuan, they also paid 150 million yuan, most of which went to the member account as rebate
expansion data:
last July 25th, the Zhifu branch of Yantai Public Security Bureau of Shandong province destroyed the alliance network pyramid selling organization in one fell swoop, and arrested 15 main suspect, such as Wang Mou and other 15 suspects, freezing and detaining bank accounts, and seized 8 high grade cars. p>
on July 12, last year, Zhifu branch quickly set up an ad hoc group after receiving the clues of lianliantianxia company suspected of online pyramid selling assigned by the Municipal Public Security Bureau. The special police rushed to Beijing to investigate the computer room in Daxing District of Beijing and found that all the data of the company's website was packaged to a network technology company in Shanghai. In order to quickly get the data in place, the special police stationed in Beijing immediately contacted the Beijing police and the local instrial and commercial department, and communicated with the person in charge of the Beijing Office of a network technology company in Shanghai
on the morning of July 25, the special task force, together with the secret service Squadron, arrested the people involved in the case in four ways. The police arrested 12 suspect, Wang and other gang leaders in Beijing and Yantai Zhifu District, destroying 1 dens. Subsequently, the police rushed to the Inner Mongolia Autonomous Region to capture the regional leader Liu and rushed to Guangzhou to capture the "Dean of the International Business School" (Malaysia people). At this point, all 15 suspect suspects were arrested. P>
has checked that since November 2016, the suspect Wang has been under the banner of the alliance world company, relying on the false shopping mall platform, and has been classified into two categories: "union ticket" and "mutual aid alliance 100", and has been highly promoted as t. By way of pulling the heads, it has been in over 30 provinces, autonomous regions, municipalities directly under the central government and Hong Kong, Macao and Taiwan, and Malaysia, Singapore, the United States, The Philippines and more than 10 other countries have 77000 development members, involving a total amount of 250 million yuan