Will digital currency completely replace currency in the future
Publish: 2021-04-25 15:12:25
1. Here's what central bank governor Zhou Xiaochuan said: in the future, digital currency will graally replace traditional currency
we can't say the timetable of digital currency yet. China has a large population and a large volume. For example, a new version of RMB can be changed in a few months for small countries, but it will take about 10 years for China. Therefore, digital currency and cash will be parallel and graally replaced for quite a long time. In the later stage, the transaction cost of cash will graally rise. For example, in the past, banks were asked to count a large number of coins, and there was no charge for them. Later, they may need to charge. With the incentive mechanism, people will naturally use more digital currency, but the two will still co deposit in the longer term
the central bank's issuance of digital currency is also inspired by cryptocurrencies such as bitcoin and lettercoin, and the European crowdfunding model of combining digital currency with real assets also draws on the experience of bitcoin.
we can't say the timetable of digital currency yet. China has a large population and a large volume. For example, a new version of RMB can be changed in a few months for small countries, but it will take about 10 years for China. Therefore, digital currency and cash will be parallel and graally replaced for quite a long time. In the later stage, the transaction cost of cash will graally rise. For example, in the past, banks were asked to count a large number of coins, and there was no charge for them. Later, they may need to charge. With the incentive mechanism, people will naturally use more digital currency, but the two will still co deposit in the longer term
the central bank's issuance of digital currency is also inspired by cryptocurrencies such as bitcoin and lettercoin, and the European crowdfunding model of combining digital currency with real assets also draws on the experience of bitcoin.
2. Digital currency will be a supplement to the currency series, completing the same payment and clearing functions as paper money. Of course, digital currency has its unique advantages, and new currency application functions may appear in the future. Compared with paper money, digital money is more convenient and easier to store, but when it comes to replacement, it is not necessarily possible, at least in the short term.
3. If there is a sign, who will sell bitcoin? If everyone knows in advance, they will be millionaires.
4. Now we have to clarify the concept of commodities.
the labor procts collected on the ground must not be counted, but must be processed.
the self-sufficient ones must not be counted, and they must be exchanged. For example, the cloth proced by men and women in ancient times was used by themselves. Therefore, it is not a virtual currency.
virtual currency originally refers to unreal currency, which is used in games,
virtual money in computer games will also have its real value. For example, if a player buys his account from another player, he can get all the virtual assets of that player, and then it will be much easier for the player to continue playing. If the game allows players to transfer virtual property, players can buy and sell game props and pay in real currency. If the game props are priced by virtual currency in the game, then the exchange rate between real currency and virtual currency is established
so its value comes.
the value in textbooks is different from the value mentioned above. Value is a kind of social labor result condensed in procts, You should have learned that the amount of value is determined by the social necessary labor time.
the so-called price is just a form of monetary expression of value...
the value in textbooks is a kind of physical value. How can I tell you?
take the stock market for example, some people make money, so can you say that the stock market creates value? No, he doesn't create, he just redistributes wealth...
let's take the use value as an example, remember its definition
the utility of goods that can meet people's needs
is it goods, is virtual currency goods? The so-called goods are made up of atoms...
besides value, the so-called value is that value appears with the emergence of human beings and is defined by human subjective consciousness. Value is a kind of surreal norm or ideal, It's God's creation. Whether a thing has value or not depends on the logic of the concept system, which is a surreal, ideal state, or God given
value comes from nature, and develops with human evolution and social development. The ultimate origin of value can only be the moving
material world and the working human society. The virtual currency belongs to a part of human society... So it is valuable, but from the perspective of textbooks, it is far fetched
the labor procts collected on the ground must not be counted, but must be processed.
the self-sufficient ones must not be counted, and they must be exchanged. For example, the cloth proced by men and women in ancient times was used by themselves. Therefore, it is not a virtual currency.
virtual currency originally refers to unreal currency, which is used in games,
virtual money in computer games will also have its real value. For example, if a player buys his account from another player, he can get all the virtual assets of that player, and then it will be much easier for the player to continue playing. If the game allows players to transfer virtual property, players can buy and sell game props and pay in real currency. If the game props are priced by virtual currency in the game, then the exchange rate between real currency and virtual currency is established
so its value comes.
the value in textbooks is different from the value mentioned above. Value is a kind of social labor result condensed in procts, You should have learned that the amount of value is determined by the social necessary labor time.
the so-called price is just a form of monetary expression of value...
the value in textbooks is a kind of physical value. How can I tell you?
take the stock market for example, some people make money, so can you say that the stock market creates value? No, he doesn't create, he just redistributes wealth...
let's take the use value as an example, remember its definition
the utility of goods that can meet people's needs
is it goods, is virtual currency goods? The so-called goods are made up of atoms...
besides value, the so-called value is that value appears with the emergence of human beings and is defined by human subjective consciousness. Value is a kind of surreal norm or ideal, It's God's creation. Whether a thing has value or not depends on the logic of the concept system, which is a surreal, ideal state, or God given
value comes from nature, and develops with human evolution and social development. The ultimate origin of value can only be the moving
material world and the working human society. The virtual currency belongs to a part of human society... So it is valuable, but from the perspective of textbooks, it is far fetched
5. Go around. There should be a hole nearby
6. It will replace most of the cash in the future, but it will also exist with cash for a long time. Digital currency is both beneficial and harmful. If there is a problem with the system, it will not be used.
7.
I believe we all know that "the central bank is promoting digital currency"? what is it? In fact, digital currency is an alternative currency in the form of electronic currency, which can be used as a real transaction of goods and services. For Chinese consumers, mobile payment has long been integrated into our daily life. Therefore, the introction of digital currency is more catering to the society. We don't have to worry about its impact on our daily life. In fact, the functions and properties of digital currency are exactly the same as paper money. This means that digital currency can replace cash, which is a kind of digital RMB cash
the introction of digital currency has many advantages. Moreover, with the progress and development of the times, Chinese people can quickly accept digital currency. For the elderly, the use of digital currency is much more convenient and easy to learn, because they can pay without network and signal
now some banks have quietly launched tests, which shows that the central bank attaches great importance to the comprehensive promotion of digital currency! But when the digital currency is online, the market of payment software such as Alipay and WeChat will be compressed. So, are you looking forward to this new way of payment< br />
8. At present, the world has not given an accurate definition of digital currency, but the most direct difference between digital currency and electronic payment is the object behind it. Although electronic payment can be done without paying cash, we can make remittance payments on the direct network. But one thing we should pay attention to is that the counterpart is still "cash". It only converse the cash in our hands through the way of WeChat, Alipay and so on, which can be used for online payment, but it is actually a transfer between banks. The biggest difference of digital currency is that there is no centralized issuer, and anyone can participate in the manufacturing and global circulation
with the continuous March of Internet giants such as Facebook / Wal Mart into blockchain, they are ready to issue their own digital currency; Once again, the digital currency to the public view. Whether digital currency can replace electronic payment is also the focus of attention
with the rise of blockchain, digital currency has the advantages of blockchain technology, such as decentralized / distributed / open and transparent / not easy to be tampered with. So it is not impossible for digital currency to replace electronic payment, but it is still difficult for the current policy supervision
digital currency needs to be popularized step by step, which is not easy to be implanted too quickly. At present, there are some misunderstandings about digital currency
the soaring of bitcoin and other digital currencies ring this decade actually benefited from marketing, that is, speculative concept speculation, while the actual circulation value was not fully displayed. At the same time, the public does not have a good understanding of the concept of blockchain technology, because blockchain technology itself involves a wide range of fields and is difficult to understand
the popularity of blockchain and the public's misunderstanding of the concept of digital currency are one of the major reasons for the development of digital currency
for reference.
with the continuous March of Internet giants such as Facebook / Wal Mart into blockchain, they are ready to issue their own digital currency; Once again, the digital currency to the public view. Whether digital currency can replace electronic payment is also the focus of attention
with the rise of blockchain, digital currency has the advantages of blockchain technology, such as decentralized / distributed / open and transparent / not easy to be tampered with. So it is not impossible for digital currency to replace electronic payment, but it is still difficult for the current policy supervision
digital currency needs to be popularized step by step, which is not easy to be implanted too quickly. At present, there are some misunderstandings about digital currency
the soaring of bitcoin and other digital currencies ring this decade actually benefited from marketing, that is, speculative concept speculation, while the actual circulation value was not fully displayed. At the same time, the public does not have a good understanding of the concept of blockchain technology, because blockchain technology itself involves a wide range of fields and is difficult to understand
the popularity of blockchain and the public's misunderstanding of the concept of digital currency are one of the major reasons for the development of digital currency
for reference.
9. Not necessarily! It's in Panjin City! Not necessarily where, are back and forth to change the place, afraid you find someone to drag the relationship, to your identification of the first two days to inform you!
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