Digital currency postal savings

1. Viewpoint: digital currency exists to replace paper money, and it will become a trend in the future< p> Although for & quot; Digital currency & quot; This term is already familiar to many people, but I believe most people do not know very well what this is for. Even a lot of people will equate the digital currency with WeChat or Alipay, which is not accurate. So, I'd like to take this topic to talk about digital currency in simple and easy words

so, what's the significance of this digital currency? Why do you have to work hard to do this? For most people, it really won't have any impact, but for a small number of people, it will have a great impact. This small group of people are those who engage in illegal activities

for example, if some people are corrupt and accept bribes, they specify that they can't let others put money on the bank card. That means they are directly arrested, but they can't be found with cash. If we restrict the large amount of cash consumption in the future, for example, if you have to spend more than 5000 at one time, you can't use cash, you need to use digital currency. In this way, those who have bribed tens of millions of cash in their families may not want to spend all their money in their lifetime. And their illegal income doesn't go to the society. It's just paper. They still occupy space at home. Once they start to spend money in digital currency, it's easy to find out. That is to say, all our income will be counted. Once they are involved in crimes, it's easy to be caught. At that time, there will be less Telecom fraud, This is the meaning of digital currency

2. Central bank digital currency (DCEP) is fundamentally different from other types of "digital currency"

generally speaking, the most important thing to ensure the value of money is credit. The central bank's digital currency is the currency endorsed by China's state, which is only different from paper currency in form, and does not involve commercial banks at present

while other types of "digital currency" do not have any credit endorsement, anyone can "issue digital currency" as long as they have certain technology

internally, the difference between the central bank's digital currency and the use of traditional currency is that the carrier of currency is different, and other attributes are completely the same

for foreigners, it is concive to increasing the settlement share of RMB in international trade and protecting the safety of overseas assets
1. The total amount of money has increased, and the participating banks are more than

in the previous Shenzhen pilot project, 50000 red envelopes with a total amount of 10 million were distributed, while in this Suzhou pilot project, the amount of a single red envelope is still 200 million. In the previous Shenzhen pilot, only the Shenzhen Branch of the four major banks of ICBC was involved. In this Suzhou pilot, on the basis of the four major banks, Bank of communications and postal savings bank were added
2. Online consumption is allowed

the previous Shenzhen pilot digital RMB red packets can only be used by offline designated merchants in Luohu District, Shenzhen, while the Suzhou pilot digital RMB red packets can be used by offline merchants as well as online consumption in Jingdong Mall

3. Network cloud

4. On January 10, the postal savings bank successfully applied the blockchain technology to the real proction environment. The newly launched asset custody system is based on the four mechanisms of blockchain, including shared ledger, smart contract, privacy protection and consensus mechanism. It selects the asset consignor, asset manager, asset trustee, investment consultant, customer service provider and so on The five roles including auditor participate in the asset custody business scenario, which realizes the information sharing of custody business and the supervision of asset usage
after the system was launched in October 2016, it successfully executed hundreds of transactions in the real business environment, eliminating the repeated credit verification process in the traditional trusteeship system, shortening the original business links by 60% - 80%, which has a huge impact on the financial instry
blockchain has always been the favorite of the financial sector. It is also a great attempt for China Post Bank to take the lead in introcing blockchain. Puyin group launched standard digital currency, which is also based on blockchain technology.

5.

At 08:00 on February 24, Cheng municipal government will cooperate with Jingdong to issue 200000 digital RMB red envelopes totaling 40 million yuan to the public. The amount of red envelopes is 178 yuan and 238 yuan, which will be distributed randomly. This is the first time that the digital RMB consumption red envelope test activity has been carried out in the western region. Cheng & lt; Digital RMB red envelope to welcome the new year & quot; The event was jointly sponsored by Cheng Municipal People's government and Cheng Branch of the people's Bank of China

how to use digital RMB:

the organizers selected more than 11000 merchants (stores) in Cheng's various consumption pilot test scenarios that have been opened to support digital RMB payment, and included in the list of designated merchants. The details can be found in the Tianfu citizen cloud app activity zone; Digital RMB red envelope to welcome the new year & quot; List of designated merchants for the event and special & lt; Digital RMB consumption Map & quot; Query. Jingdong Mall participated in the activities of self operated goods. The details can be viewed in JD app

6. Physical examination mainly includes Qing, Xi'an, Changsha, Hainan, Shanghai and Dalian, and these places have a large population and rapid economic development.

7.

Since China began the construction of digital RMB, the United States has been using & lt; Long term threat; China's digital RMB development is closely watched

while many countries are consciously carrying out research on the digitalization of local currency, China has begun to test the water in this field{ RRRRR}

he believes that digital RMB can be applied to international payment with good convenience and high security

Digital RMB has the purpose of improving international payment. In international trade settlement, digital currency is more secure, reliable and convenient

8. For the case of being cheated, it may be a violation of public security management, or it may be suspected of a criminal crime. Please verify and determine according to the actual situation and relevant laws and regulations. In order to safeguard their legitimate rights and interests

9. If so, what else can you get?

10. Those with licenses are approved