Can meituan use digital currency
digital currency is a general term used to describe all forms of electronic currency, whether it is virtual currency or cryptocurrency. It is a form of data expression of value. Through data transaction, it plays the functions of transaction medium, accounting unit and value storage, but it is not the legal currency of any country or region
the concept of digital currency was first put forward in 1983. They only exist in digital or electronic form. Different from the actual paper money or coins, they are invisible. They can only be owned and used on the Internet through e-wallet or designated network. The advantage of digital currency is that there is no bank, the transaction is instant, and the transaction cost is very low. So: coin, token and virtual currency belong to digital currency
the main characteristics of digital currency
1. In terms of payment and settlement, it does not rely on institutions. It is a publicly accessible digital general ledger maintained by the whole distributed network, which is called "blockchain"
2. In terms of issuance and proction, the essence is to keep accounts on a mutually verified public accounting system. Under a certain algorithm mode, find out a string of random codes that meet the conditions, and then package this string of codes with other transaction information into a block and record them in this account book, so as to obtain a certain amount of digital currency
(3) it has no national boundaries, which makes it flow around the world. Virtual world corresponds to the real world, through the exchange relationship between digital currency and traditional currency, under certain conditions, specific digital currency can buy physical goods, and traditional currency can also buy specific virtual goods In theory, its distributed general ledger system can prevent any participant from forging digital currency and rece transaction risk The lower transaction cost of digital currency will promote banks and other financial institutions to improve service level and rece transaction costs Digital currency and mobile financial business model can promote the development of Inclusive FinanceThe role of digital currency:
1. First of all, the central bank's digital currency can provide a huge data base for monetary policy and macro Prudential policy, so that the regulatory authorities can collect real-time trading books of different frequency and different institutions according to their needs, and it is complete and real. This information advantage can help the central bank use policy tools more accurately and flexibly
Secondly, the central bank's digital currency technology can track the flow of funds and help the regulatory authorities to comprehensively monitor and assess financial risks. Finally, the central bank's digital money technology is concive to the transmission of interest rate of monetary policy. Digital currency technology supports "point-to-point" payment and settlement, which can improve the liquidity of market participants. Only the digital currency of the central bank, which is generally accepted by the whole society, can radiate this advantage to the participants of different financial markets, so as to improve the liquidity of financial markets. This will make the term structure of interest rate smoother and the transmission mechanism of interest rate smoother
extended data:
digital currency can be considered as a virtual currency based on node network and digital encryption algorithm. The core characteristics of digital currency are mainly reflected in three aspects: because it comes from some open algorithms, digital currency has no issuing subject, so no one or institution can control its issuing; Because the number of algorithm solutions is fixed, the total amount of digital currency is fixed, which fundamentally eliminates the possibility of inflation caused by the overuse of virtual currency; Because the transaction process needs the approval of each node in the network, the transaction process of digital currency is safe enough
In recent years, a series of policies and measures have been implemented to rece the cost and increase the efficiency of logistics, and remarkable results have been achieved. From 2013 to 2020, the ratio of total social logistics cost to GDP shows a downward trend. From January to September 2020, the ratio of total social logistics cost to GDP in China will drop to 14.4%, which has made a positive contribution to improving the development environment of the real economy and enhancing the operation efficiency of the national economy
however, behind the rapid development of the instry, there are still many problems to be solved, including commodity authenticity, logistics data island (data isolation leads to high interaction cost between enterprises, low efficiency of process collaboration), logistics credit rating (no standard, difficult financing), etc
blockchain technology helps the transformation and upgrading of logistics finance
through blockchain technology, we believe that the pain points of relevant instries can be continuously improved and optimized. For example, it involves commodity traceability, multi-agent collaboration, credit reference, supply chain finance, etc., and integrates "business flow, information flow, capital flow, and logistics". The logistics instry has become an important deployment of the logistics instry
for the future integration development direction, enterprises can combine logistics technology process optimization, logistics package traceability, financial application scenarios based on logistics and supply chain, supply chain and logistics related credit reference needs, rely on blockchain technology and existing logistics network, truly and reliably record and transmit capital flow, logistics and information flow, Optimize the utilization of resources, improve the overall efficiency of the instry, and promote the sustainable development of the logistics instry
through the combination of blockchain and logistics finance application scenarios, in essence, it is through mortgage property and data cross node sharing, and finally, it is to achieve logistics credit rating, so as to obtain financing convenience and interest rate level close to that of large institutions
with the implementation of new digital infrastructure technology represented by 5g, blockchain technology will be combined with AI, Internet of things, cloud computing and other cutting-edge technologies, enabling the construction of economic fields including logistics and other real instries
through the blockchain network, we can change the traditional management and service mode, promote department collaboration and business process optimization, rece communication and information costs, and improve management efficiency. The four major applications in the direction of process optimization, logistics tracking, logistics finance and logistics credit will be graally implemented in the fields of e-commerce logistics, shipping logistics, special logistics and logistics finance
for more planning and information about logistics instry, please refer to the forward looking Logistics Instry Research Institute
take bus 601 in the city.
the bus starts from zhaixi transfer center of Tangkou town of Huangshan scenic spot at 7:30 a.m. and 13:30 p.m.
it takes about one hour to reach Hongcun scenic spot,
the ticket price of the bus is 15 yuan / person.
or charter a car, 4-6 seats, about 100 yuan per car.