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Difficulties of digital currency commercial banks

Publish: 2021-04-26 00:28:12
1. China's digital currency pilot is leading the world, which has a great impact on banks. With the introction and graal maturity of digital currency, the business of traditional banking instry will change dramatically.
2. bitcoin (bitcoin: bitcoin) is a kind of network virtual currency, which can buy real-life goods. It is characterized by decentralization, anonymity, and can only be used in the digital world. It does not belong to any country or financial institution, and is not subject to geographical restrictions. It can be exchanged anywhere in the world. Therefore, it is used as a money laundering tool by some criminals. In 2013, the U.S. government recognized the legal status of bitcoin, making the price of bitcoin soar. In China, on November 19, 2013, a bitcoin was equivalent to 6989 yuan
on January 7, 2014, Taobao announced that it would ban the sale of Internet virtual currencies such as bitcoin and lightcoin from January 14. On February 26, 2014, Democratic Senator Joe Manchin of West Virginia issued an open letter to a number of regulatory authorities of the US federal government, hoping that relevant institutions would pay attention to the current situation of bitcoin encouraging illegal activities and disrupting the financial order, and demanded that actions be taken as soon as possible to completely ban the electronic currency. On January 11, 2017), the Shanghai headquarters of the people's Bank of China and the Shanghai Municipal Finance Office carried out on-site inspection of bitcoin China, focusing on whether the enterprise carried out credit, payment, exchange and other related businesses without permission or license; Implementation of anti money laundering system; Fund security risks, etc. On January 12, 2017, the business management department of the people's Bank of China also entered the trading platforms such as "fire coin net" and "currency bank" in Beijing
on May 12, 2017, a global outbreak of bitcoin virus madly attacked public and commercial systems! Nearly 74 countries in the world have been seriously attacked
from August 1, 2017, global bitcoin trading platform will suspend recharge and withdrawal services. Bitcoin China digital asset trading platform will stop new user registration on September 14, and all trading businesses will be stopped on September 30.
3. There are many trading platforms, but it's safe to choose mainstream ones, such as fire coin, coin security, okex, kucoin, gate.io, etc. now many market websites can see the top ranked exchanges, such as blockcc, token club, etc
4. In 2010, Chinese economist Guo Xia pointed out in his book decoding economy (published by Economic Science Press in August 2010) according to the theory of new money (XM), "the mainstream currency of human society in the future will have the characteristics of digital currency, electronic currency and global currency."“ The future world currency will be a consistent digital currency system in the world. "“ The mainstream currency in the future will be bitcoin, which is convenient for economic activities on the Internet. "“ New economics should take the research on new money as the focus of monetary economy research. " Bitcoin and virtual digital currency are popular all over the world. The fact that the Central Bank of China has set up the digital currency Research Institute confirms the above prediction of the new economic theory
5. All kinds of digital currencies on the market are essentially a game of playing drums and spreading money, plus a pyramid scheme! It's all scams carefully packaged by swindlers! It's just a tool to cut leeks in coin circle. The important thing is to say three times: don't invest in digital currency! Don't invest in digital currency! Don't invest in digital currencies.
6.

first, after China, Thailand will also test the digital currency of retail central bank next year

On April 2, an assistant president of Thailand said that the Bank of Thailand will start testing retail central bank digital currency in the second quarter of next year, and then it will be fully implemented in the next three to five years, Reuters reported. Vachira arromdee, vice president of Bank of Thailand (BOT), pointed out at a briefing that retail CBDC aims to provide convenient and safe financial services. She also said: & lt; This will not affect Thailand's financial system. Vachira arromdee pointed out that the Bank of Thailand will seek public opinions before June to develop this type of digital currency

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four, digital currency can monitor the context of all money

all my friends are saying that China wants to control the digital currency. Now they are desperately exchanging money for fear that it will be difficult to take money abroad in the future

also, digital currency can control the whereabouts of , for example, you can't transfer your meal money to the car selling account. I don't need to say the effect. But now we seldom use paper money, all of which are transferred with WeChat Alipay, all numbers. p>

digital currency relies too much on mobile phones, and its disadvantages are unpredictable. People's lives are always changing, which makes people feel turbulent and uneasy

7. If digital currency is fully popularized, then there is still a need for commercial banks to exist.
8. Compress, start the game, set Java, open, tune to miscellaneous, put monsters out to see them tearing each other~
9. The difficulties faced by China's commercial banks are mainly the resistance to various risks and the difficulties brought about by the expansion of business.
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