Digital currency Ningbo people

According to Caixin, the digital bill trading platform based on blockchain promoted by the central bank has been successfully tested, and the legal digital currency issued by the central bank has been put into trial operation on the platform, and the R & D center will be set up in the near future for continuous improvement; After the Spring Festival, the digital currency Research Institute of the central bank will also be officially listed. This means that in the world, the Central Bank of China will become the first central bank to issue digital currency and carry out real application, and take the lead in exploring the practical application of blockchain. The implementation of the project is a major financial technology achievement led by the central bank and independently innovated and developed. This shows that the people's Bank of China is closely following the international frontier trend of financial technology, striving to grasp the foresight and control of the application of financial technology, and its determination and efforts to explore and practice frontier financial services. The people's Bank of China has said that it will publish digital currency R & D talents on the official Internet, which is of great importance. Here I would like to remind you that the more formal and professional new things are, the more professional talents must be given to operate them

caixin.com: the prototype system of the central bank's digital bill trading platform has been successfully tested
http://finance.caixin.com/2017-01-25/101048999.html

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for example, Internet of things digital currency / national cause (charity) wechat group fraud backbone [Wang Sulan] [Cai Yongming] [Xue gendi] [Du Kaiju] [Liu Yanfei] [Wang Jufang], [Tian Genmin], [Li qiuqiong], [Fu Yunjuan], [sun Qing], [Wang Yanyan], [Qu Fengtao], [Li MEIXIA], [Wu Juzhen], [Lin Baihe], [Li Jianhua], [Xu Tao], [Li Yingchun] and others have painstakingly created [a learning group from Lei Feng], [accurate poverty support and pay group], [b33651 group in ten districts], [Wang Sulan, Cai Yongming new project report group], [Shanghai Learn from Lei Feng core group, work together and help each other group, Shanghai Xue gendi team, learning group (Shanghai), positive energy 605 group, charity 128 group-1, 4 detachment 158 group, 2128 brigade, charity love harmony 87 group, Internet of things 133-9 group, China Internet of things digital currency, 68 District 172 group, Third Bureau, independent special zone of Internet of things, Qian Shuai 16, Li Jianhua, China Internet of things digital currency In order to avoid the attack of network security, we need to change the group name from time to time, and so on. These fraud groups are all advocating various high return projects under the guise of patriotism ([Cai Baiping Asian investment bank project], [169 yuan project], [958 group benefiting the country and the people project (charity enriching Chen Yuying team project)], [charity enriching the people (958 group 51 single) project table 22 yuan, supplementary payment 20 yuan], [2 Yuan Li Yunlong (love) China Chen Yuying foundation project], [10 yuan silver fund fee - 958 group], [Ministry of finance project charity enriching the people Chen Yuying team (100 yuan) project] [18 new projects E-form charity enriching Chen Yuying team on April 9, 2017], [Chen Yuying 200000 Lika project pay 17 yuan - Li qiuqiong], [ABC card 10 yuan silver fund charity enriching Chen Yuying team Jintan Wang Jufang Shanghai Xue gendi team], [State Council's notice and declaration form on the state's welfare for meritorious persons], [State Council's notice and declaration form on the state's welfare for meritorious persons] [3 platform reward form, March 29, 2017], [Dutch crowdfunding project], [International Plum Blossom Association salary payment project], [ease fund settlement fee payment project], [Chinese national welfare fund 60 yuan project], [Guanghua Foundation (20 + 116 yuan) love fund settlement fee payment project], [harmonious home Shanghai team 9.9 yuan project], [China national welfare fund 60 yuan project], [Guanghua Foundation (20 + 116 yuan) love fund settlement fee payment project], [harmonious home Shanghai team 9.9 yuan project] [key meeting card fee for unfreezing national assets of bird's nest on April 25, 2017], [US dollar unfreezing (19667 + Xinbao 170) project], [platform reward fund project], [37 group project of four southwest teams of targeted poverty alleviation], [38 group project of four southwest teams of targeted poverty alleviation], [20 yuan tax paid for 16 yuan Chen Yuying project - 958 group], [investigation on targeted poverty alleviation of General Office of the State Council], [investigation on targeted poverty alleviation of General Office of the State Council] [Ningbo team Ministry of Finance and Red Cross donation project], [218 yuan project], [55 yuan project], [668 yuan project], [1680 yuan project], [35 + 23 yuan project of Sanfeng foundation of guoyuhuan East China Bureau], [Shanghai group of 958 national charity fund members], [20 yuan project of 958 group charity enriching people], [20 yuan project of guoyuhuan East China Bureau] [1000 yuan people's livelihood membership card]... And so on, Semi militarized management was adopted to incite nationalist sentiment. Everyone was required to change the background of their head portraits to red and take formal photos. Moreover, the flag was raised every morning, and activities were held at night when they went to bed. Everyone also had to sing together. In addition, ordinary members are not allowed to talk or pull people into the group at will. All kinds of so-called high return project report documents in the group, brainwashing MP3 lecture recordings of backbone members (such as voice content of CAI Baiping's speech, which was exposed by the Ministry of civil affairs of the people's Republic of China on December 16, 2016 pretending to be vice mayor of Nanjing and national executive president of aiib) (such as propaganda of Qi Lihua 169 project), photos of national leaders of PS presiding over the charity fund distribution meeting All kinds of fake central red head documents emerge one after another. Every night, there are propagandists to organize lectures. In addition to participating in these activities within the group, people in the group also need to sign a letter of commitment, resolutely follow the group leader, make rational use of donations, refuse to buy foreign procts, be willing and bear legal responsibility. In the context of swindlers, the old people are making contributions to the national rejuvenation. Deception not only brings persecution to the victims' families economically, but also some people are stubborn and even threaten to sever their relationship with their close relatives in order to accomplish their "great cause". Very bad nature (similar to MLM brainwashing money)! The consequences are very serious (property lost, family broken)! Extremely corrupt morality (cheating with patriotic feelings)

Of course it's fake < H2 > [alert! According to Caixin, the digital bill trading platform based on blockchain promoted by the central bank has been successfully tested, and the legal digital currency issued by the central bank has been put into trial operation on the platform, and the research and development center will continue to improve in the near future; After the Spring Festival, the digital currency Research Institute of the central bank will also be officially listed. This means that in the world, the Central Bank of China will become the first central bank to issue digital currency and carry out real application, and take the lead in exploring the practical application of blockchain. The implementation of the project is a major financial technology achievement led by the central bank and independently innovated and developed. This shows that the people's Bank of China is closely following the international frontier trend of financial technology, striving to grasp the foresight and control of the application of financial technology, and its determination and efforts to explore and practice frontier financial services. The people's Bank of China has said that it will publish digital currency R & D talents on the official Internet, which is of great importance. Here I would like to remind you that the more formal and professional new things are, the more professional talents must be given to operate them

caixin.com: the prototype system of the central bank's digital bill trading platform has been successfully tested
http://finance.caixin.com/2017-01-25/101048999.html

{rrrrrrr}

for example, Internet of things digital currency / national cause (charity) wechat group fraud backbone [Wang Sulan], [Cai Yongming], [Xue gendi], [Du Kaiju], [Liu Yanfei], [Wang Hongjun] Ju Fang, Tian Genmin, Li qiuqiong, Fu Yunjuan, sun Qing, Wang Yanyan, Qu Fengtao, Li MEIXIA, Wu Juzhen, Lin Baihe, Li Jianhua, Xu Tao, Li Yingchun, etc. created a learning group from Lei Feng, precision poverty alleviation group, b33651 group, Wang Sulan, Cai Yongming new project report group, Shanghai learning group Lei Feng core group, Shanghai xuegendi team, learning group, positive energy 605, charity 128-1, charity love harmony 87, Internet of things 133-9, China physical network digital currency, 68 District of Third Bureau, Qian Shuai 16, independent special zone of Internet of things, Li Jianhua, digital currency of China Internet of things Three groups, such as [Lin Baihe ~ China Internet of things digital currency group], [AQR Daqin Financial Holdings] (in order to avoid the attack of network security, change the group name from time to time), and so on. These fraud groups are advocating various high return projects under the guise of patriotism ([Cai Baiping investment bank project], [169 yuan project], [958 group benefiting the country and the people project (charity enriching Chen Yuying team project)], [charity enriching the people (958 group 51 single) project table 22 yuan, supplementary payment 20 yuan], [2 Yuan Li Yunlong (love) China Chen Yuying foundation project], [10 yuan silver fund fee - 958 group], [Ministry of finance project charity enriching the people Chen Yuying team (100 yuan) project] [18 new projects E-form charity enriching Chen Yuying team on April 9, 2017], [Chen Yuying 200000 Lika project pay 17 yuan - Li qiuqiong], [ABC card 10 yuan silver fund charity enriching Chen Yuying team Jintan Wang Jufang Shanghai Xue gendi team], [State Council's notice and declaration form on the state's welfare for meritorious persons], [State Council's notice and declaration form on the state's welfare for meritorious persons] [3 platform reward form, March 29, 2017], [Dutch crowdfunding project], [International Plum Blossom Association salary payment project], [ease fund settlement fee payment project], [Chinese national welfare fund 60 yuan project], [Guanghua Foundation (20 + 116 yuan) love fund settlement fee payment project], [harmonious home Shanghai team 9.9 yuan project], [China national welfare fund 60 yuan project], [Guanghua Foundation (20 + 116 yuan) love fund settlement fee payment project], [harmonious home Shanghai team 9.9 yuan project] [key meeting card fee for unfreezing national assets of bird's nest on April 25, 2017], [US dollar unfreezing (19667 + Xinbao 170) project], [platform reward fund project], [37 group project of four southwest teams of targeted poverty alleviation], [38 group project of four southwest teams of targeted poverty alleviation], [20 yuan tax paid for 16 yuan Chen Yuying project - 958 group], [investigation on targeted poverty alleviation of General Office of the State Council], [investigation on targeted poverty alleviation of General Office of the State Council] [Ningbo team Ministry of Finance and Red Cross donation project], [218 yuan project], [55 yuan project], [668 yuan project], [1680 yuan project], [35 + 23 yuan project of Sanfeng foundation of guoyuhuan East China Bureau], [Shanghai group of 958 national charity fund members], [20 yuan project of 958 group charity enriching people], [20 yuan project of guoyuhuan East China Bureau] [1000 yuan people's livelihood membership card]... And so on, Semi militarized management was adopted to incite nationalist sentiment. Everyone was required to change the background of their head portraits to red and take formal photos. Moreover, the flag was raised every morning, and activities were held at night when they went to bed. Everyone also had to sing together. In addition, ordinary members are not allowed to talk or pull people into the group at will. All kinds of so-called high return project report documents in the group, brainwashing MP3 lecture recordings of backbone members (such as voice content of CAI Baiping's speech, which was exposed by the Ministry of civil affairs of the people's Republic of China on December 16, 2016 pretending to be vice mayor of Nanjing and national executive president of aiib) (such as propaganda of Qi Lihua 169 project), photos of national leaders of PS presiding over the charity fund distribution meeting All kinds of fake central red head documents emerge one after another. Every night, there are propagandists to organize lectures. In addition to participating in these activities within the group, people in the group also need to sign a letter of commitment, resolutely follow the group leader, make rational use of donations, refuse to buy foreign procts, be willing and bear legal responsibility. In the context of swindlers, the old people are making contributions to the national rejuvenation. Deception not only brings persecution to the victims' families economically, but also some people are stubborn and even threaten to sever their relationship with their close relatives in order to accomplish their "great cause". Very bad nature (similar to MLM brainwashing money)! The consequences are very serious (property lost, family broken)! Extremely corrupt morality (cheating with patriotic feelings)

WeChat payment and Alipay payment difference, from the following three points can be seen:

1, payment scenarios different

in terms of payment security, WeChat payment and Alipay actually no difference what they are, both are very safe and reliable. The first difference between WeChat payment and Alipay is mainly to pay the difference in the scene. When Taobao shopping, users must use Alipay, WeChat chat with friends, often use WeChat's red envelope function, few people will jump to Alipay to send. The difference between usage scenarios is the first major difference between WeChat payment and Alipay. p>

2. Different attributes

from the perspective of definition, wechat payment can not be regarded as a payment tool strictly, it can only be regarded as an ecosystem under the branch of wechat. In the past, e to the monopoly of Taobao instry, Alipay should become the largest payment tool on the Internet. However, the emergence of wechat payment has greatly expanded people's daily payment scene, and also established the status of wechat payment in the network payment platform. But fundamentally speaking, there are essential differences between them

3, market share is different

, of course, from the transaction volume, Alipay is still way ahead of the third party payment. Taking the 2015 full year data as an example, last year, the third party paid transaction volume reached 9 trillion and 310 billion, but only the Alipay family accounted for more than 70% of the market share, and second of the fortune Tong (WeChat plus Q) accounted for less than 18% of the market. P>

concluded: WeChat

payment is not in line with Alipay. Alipay is a payment tool, while WeChat pays only WeChat based ecosystem to provide an application scenario for payment. WeChat is a low-level architecture and an ecosystem. P>

: Alipay

(China) Network Technology Co., Ltd. is the third party payment platform in China. It is committed to providing a simple, safe and fast payment solution. Since its establishment in 2004, Alipay has always regarded "trust" as the core of procts and services. It has two independent brands: "Alipay" and "Alipay wallet". Since the second quarter of 2014, it has become the largest mobile payment manufacturer in the world

on April 1, 2018, when consumers use wechat wallet to scan the static barcode for payment, the upper limit of single day zero wallet payment is no more than 500 yuan, and all bank cards associated with wechat can also independently obtain the upper limit of 500 yuan. In March 2018, license plate = payment code, wechat directly launched "high speed E-line". On June 29, 2018, wechat payment and Michelin Guide announced strategic cooperation in Guangzhou

1. Analysis on the relationship between supply and demand of real estate:

according to the green paper on population and labor: report No.19 on China's population and labor issues issued by the Chinese Academy of social sciences on January 3, 2019, China's population will reach the peak of 1.442 billion in 2029 and enter a sustained negative growth from 2030. In 2018, China's urbanization rate is only 59.58%. According to the current trend forecast, by 2030, China's urbanization rate will reach 70%, and then enter the later stage of urbanization

according to the experience of developed countries in the past, the urbanization rate will basically reach the bottleneck period after entering 70%. In other words, China's rapid urbanization development, basically left more than 10 years of time

as of 2016, according to the data of the National Bureau of statistics, the per capita housing area of residents in China is 40.8 square meters, including 36.96 square meters for urban residents and 45.8 square meters for rural residents

moreover, our country has entered an aging society, with an average of 2-4 apartments for both parents of a family and only two children. After the elderly leave, there is actually a surplus of real estate

5% chance of housing market in the next 10 years

the opportunity lies in the cities which are full of competitiveness and have a continuous flow of population

according to the data of China's population statistics bulletin of first and second tier cities, the 10 cities with the fastest population growth in 2018 are Shenzhen, Guangzhou, Xi'an, Hangzhou, Cheng, Chongqing, Zhengzhou, Foshan, Changsha and Ningbo. The population growth of Shenzhen and Guangzhou exceeded 400000; The population growth of Xi'an and Hangzhou exceeded 300000; The population growth of Cheng, Chongqing, Zhengzhou, Foshan and Changsha exceeded 200000; The population of Ningbo has increased by more than 190000. Among them, Shenzhen had the largest new population in 2018, reaching 498300, ranking first among all cities

we often see & lt; Fight for people;, The situation is very tense. Some cities have launched & lt; You can settle online with your student ID card and ID card;, Some cities put & lt; The threshold for talents to settle down has been lowered to a technical secondary school degree;, You do your & lt; New deal for college students studying in China Version 2.0;, I brew my & quot; Pengcheng talent plan & quot& hellip;& hellip;

in order to attract talents in the future, cities will do their best to offer discounts on buying houses, subsidies for renting houses, downscale of settlement, project subsidies and one-time rewards

in the future, the competitiveness between cities will continue to increase, and the population of the first and second tier cities will continue to flow in, while the small cities have no ability to attract talents, so the population will continue to flow out, so the future house prices must be polarized, the house prices of the super big cities with population inflow will rise steadily, while the house prices of the small cities will continue to shrink

to sum up, whether the real estate value will be maintained or not in five years' time needs specific analysis: under the situation that the inflection point of the real estate market is difficult to reverse, more than 95% of the houses do not have the property of assets, and forced purchase of investment will only turn into liabilities rotten in their own hands, let alone the room for value appreciation, but whether the houses with the property of assets can realize value preservation and appreciation, Less than 5% of the opportunities are basically concentrated in competitive cities with continuous population inflow in the future

so & lt; 800000 Real Estate & quot; And & lt; 800000 deposit;, Which is better in five years? If the real estate is bought in the super first line or the first line, which is a city with continuous inflow of population and competitive power, the value of the real estate can be maintained with great probability; If you buy 800000 yuan in the third, fourth and even 18th tier cities, it will depreciate or even lose money. At this time, it is better to invest in such urban real estate than to deposit it in a fixed deposit bank