The impact of digital currency on the elderly

1. Theoretically, it's OK, but it's just a good vision, just staying in theory. Ideal is full, reality is backbone. It is a slow and bumpy process for digital currency to replace legal currency. First of all, the popularization of digital currency must require the improvement of corresponding infrastructure, the great improvement of China's economic development level and the formation of people's behavior habits. The central bank is also interested in digital currency, but this kind of digital currency is more just the digital currency of RMB. There is a natural difference between the design principles of bitcoin, Ruitai coin and Qianjin card.

2. Similar to Alipay and WeChat pay, no physical bills, you will spend faster, because spend money without shadow, no trace, finally the money became a figure, let people become no basic concept of money.

3. If you want to trade bitcoin, you can go to aofex platform, which is a formal platform with multiple risk early warning system, so that the transaction is more secure, and I am also using it.. Are you satisfied with my answer? Please accept if you are satisfied

4.

Digital RMB

& lt; Digital RMB & quot; In fact, it means that we use digital transactions, and we use less and less paper RMB. Now everyone uses the way of electronic transactions such as credit cards, bank cards, WeChat and Alipay. p>

in fact, many elderly people have crossed the era of swipe card and directly entered the era of swipe code payment. Code scanning payment behavior has been widely accepted by many elderly people. After all, it is simple to operate and easy to use. It only needs a smart phone. Old people usually refuse to carry bank cards for fear of losing them

at present, central banks are still cautious in issuing digital currency, and no country really issues digital currency. China's central bank is also in the stage of discussion and Research on digital currency, which is far away from the issuing time

the life of retirees is similar to & lt; Digital currency & quot; It doesn't matter at all. Don't trust some hype and use your pension fund to buy digital currency; Investment & quot;, In fact, these are all frauds. Retirees should be more careful. They would rather be in trouble than be cheated

5.

What is the intention of the central bank to launch digital currency? It is likely to replace paper money, because its function is exactly the same, it only exists in digital form, will not be damaged, and is also convenient for the central bank's quantitative management. Now the technology is very developed, digital currency transactions do not even need the network, two mobile phones touch, the money is paid

most of the practices of credit currency in human history are centralized issuance. Under the most mainstream sovereign credit currency system at all times and in all countries, the issuer of credit currency agrees to be the government, and the government is the central debtor. After the establishment of modern people's bank system, the people's Bank acted as the central debtor on behalf of the government. This kind of currency issued by the government (or its representative) is generally called legal currency. The government compulsorily guarantees its legal solvency and can repay all the debts within its jurisdiction, which cannot be rejected. In the history of mankind, there are also examples that the currency is not issued by the government, for example, it is issued by reputable merchants, and the surrounding people trust it, such as Sichuan jiaozi in Song Dynasty, but it is also the central debtor, but the scope is smaller. In the past, there was almost no completely "decentralized" currency, because it was impossible for Zhang San to issue an IOU to Li Si and Li Si could not use it for payment to Wang Wu by letting all the people outside the center act as debtors (temporarily called non central issuers)

6.

So far, digital currency has not been officially launched in China. Before introcing digital currency, we should distinguish two concepts, one is mobile payment, the other is digital currency. There is a big difference between the two. Don't think mobile payment is digital currency. At present, China's mobile payment has been very developed, people know more about Alipay, WeChat payment, China UnionPay Express link, etc. These are just payment methods. They use e-money instead of cash to facilitate business transactions. Digital currency is a new type of currency based on blockchain technology

it can be seen that the issue of digital currency has little to do with the people, which is equivalent to adding another currency. The value of this currency is more stable and can be exchanged in the current currency. The main purpose is to facilitate international trade settlement, which has little impact on ordinary retirees