The necessity and feasibility of creating legal digital currency

1.

Recently, there is relevant news that the central bank's digital currency is about to fall, which has attracted most people's praise. The relevant person in charge of the digital currency Research Institute said that the research and development of digital RMB is steadily advancing. At present, closed pilot projects have been carried out in Shenzhen, Suzhou and other places, and the functions are being continuously optimized and improved< Strong> after the central bank issues digital money, the daily payment will no longer need real name, nor do it need to use Alipay and WeChat to pay. It will bring great convenience to our life, and at the same time, it will change a lot. RRRRR}

the issue of digital currency is a trend, which will bring convenience to our lives. It also indirectly reflects the development of currency and social progress. After the use of digital currency, there will be a severe crackdown on crimes and other acts. The difficulty of money laundering will increase and criminal acts will be reced. The flow of money can be effectively queried through mobile app records, which has a great impact on social life

2.

The rise of financial technology promotes the digital and intelligent development of finance, and the form of money is also developing. With the rapid development of information network communication technology, electronic payment has been popularized rapidly, and legal digital currency is also developing< China vigorously promotes digital currency, and the development of digital currency has great positive significance for China's economic development

finally, it is difficult for users to feel the difference between digital RMB payment and third-party payment in their daily consumption. In comparison, the use of digital RMB payment is more convenient than the third-party payment , and digital RMB payment is not limited by the network and payment scenarios. Digital RMB is the financial infrastructure built by the state, and there is no charge for the cashing and redemption of digital RMB. Digital RMB can be used to pay third-party payments. However, for those who need convenient electronic payment, people without financial accounts can also use digital RMB< Digital RMB supports controllable anonymity, which can better protect users' privacy

3.

1. Improving the international influence of China's currency is concive to various settlement methods in the future, facilitating the transformation from virtual currency to paper currency, and promoting import and export trade

at present, most users of digital currency are mainly between 22 and 45 years old. It is mainly used in economically developed cities

4. Necessity means that this measure or matter must exist. It is an objective requirement that you must do it. Feasibility means that it is a solution that can solve the problem, but it is not the only solution. You don't have to implement it. If you have a better plan!

5. To adapt to the financial competition in the future, 2007 is the first year of China's commitment to open the financial market after China's accession to the WTO. If the non-performing rate of state-owned banks can not be effectively reced before that, after foreign banks enter, domestic financial institutions will be squeezed by foreign banks. Therefore, it is necessary to carry out share reform and expand the capital adequacy ratio. Join strategic partners to improve their competitiveness.

6.

Feasibility is how to do it and how to do it well

in simple writing, there is no need to involve deep-seated problems

however, if the event is significant, there will be more aspects involved or elaborated. In this case, the direction and methodology will be involved

extended data:

purpose:

1. Feasibility study report for enterprise financing and foreign investment cooperation

this kind of Research Report usually requires accurate market analysis, reasonable investment plan, and provides actual operation plans such as competition analysis, marketing plan, management plan, technology research and development

2. Feasibility study report for national development and Reform Commission (former Planning Commission)

this document is compiled in accordance with the administrative license law of the people's Republic of China and the decision of the State Council on setting up administrative license for administrative approval projects that really need to be retained. It is the basic document for the establishment of large-scale infrastructure projects. The development and Reform Commission will approve, record or reply according to the feasibility study report to decide whether a project will be implemented. In addition, pharmaceutical enterprises need to prepare feasibility study report when applying for relevant certificates