Can CCB open digital currency

It's illegal

in September 2017, the people's Bank of China issued an announcement on preventing the financing risk of token issuance, which formally determined that ICO is illegal financing without approval, and no organization or indivial is allowed to participate

later, it was announced on April 23, 2018 that the left and right digital currency ICO platforms had all withdrawn from the Chinese market, so the current ICO is illegal in China

after announcing that ICO is an illegal financing activity, the central bank also listed services such as trading, exchange, pricing and information intermediary for virtual currency as prohibited items, which means that digital currency exchange is illegal in China

all trading platforms, including bitcoin China, okcion and fire coin, announced in 2018 that they would stop the RMB recharge business and graally shut down their trading platforms. As of April 2018, all digital currency exchanges had completely withdrawn from the Chinese market

digital currency generally has a special digital currency exchange. We can buy the digital currency we need in our digital currency exchange

we can buy from our friends in addition to the exchange. If a friend has something, you can discuss and ask if he can sell it to you

we can buy our digital currency from traders nearby if we need more

we accept payment by digital currency payment service. If we open a physical store, we can support payment by digital currency, so we can also get our digital currency

finally, we can get digital currency by mining, and we can get digital currency by equipping mining machine to work mining, such as investing more hardware

digital currency trading: it can be traded only after RMB or digital currency is recharged in a third-party digital currency exchange

purchase of digital currency: no matter how many coins you buy, there is no limit. For example, if bitcoin is 100000 yuan, you can buy 0.0001, and there is no limit on how many coins you can buy or sell

digital currency trading time: 365 days a year, 24 hours a day, can be traded

CCB responded that on the evening of August 28, CCB carried out the relevant function test on the mobile banking system, and now the test has ended

in response to the online transmission of China Construction Bank mobile app online digital currency in personal wallet, CCB responded on the evening of August 29 that CCB carried out relevant function test in mobile banking system on the evening of August 28. At present, this test has ended. At present, Internet information is the testing content in the process of technology development, which does not mean that digital RMB is officially released

CCB said that the current network information is the test content in the process of technology research and development, which does not mean that the digital RMB is officially launched. The current closed test of digital RMB will not affect the commercial operation of listed companies, nor will it affect the RMB issuance and circulation system, financial market and social economy outside the test environment

extended data

previous situation review

on August 29, the reporter found that the Construction Bank app has added two submenus of "digital wallet recharge" and "digital currency"

however, click the digital wallet recharge mole on the CCB app of users in Beijing area, and "this function is not open yet, please look forward to it"; Click the digital currency mole to display "this function has not officially provided external services, please look forward to it"

according to a source, this function may only be available in some test areas. In addition, for users who have already recharged their digital RMB wallets at CCB, CCB customer service said that the system will automatically cancel the opened digital RMB wallets, and the money transferred by users will be returned to the bound savings account before 24:00 on August 30

In fact, the concept of digital currency has been mentioned for several years. On August 29 this year, China Construction Bank added "digital currency" to its official app; Recharge digital wallet; And & lt; Digital currency & quot; Two submenus. This activity makes people excited. Is the digital currency really going to be issued? However, just after getting excited, I found that the two submenus were completely offline. To this end, CCB responded to the media that: CCB has carried out relevant functional tests in the mobile banking system, and now this test has ended. At present, Internet information is the testing content in the process of technology development, which does not mean that digital RMB is officially issued

CCB said that on the evening of August 28, CCB carried out relevant functional tests in the mobile banking system, and this test has been completed. At present, Internet information is the testing content in the process of technology development, which does not mean that digital RMB is officially released. At present, digital RMB is still under test, but the landing time is still unknown. The central bank has also said many times before that the internal closed pilot test does not mean that digital RMB is officially launched{ RRRRR}

the test only lasted for a few minutes, the public could not feel anything, and the test results were only known by the internal relevant personnel in fact, the concept of digital currency has been mentioned for several years. On August 29 this year, China Construction Bank added "digital currency" to its official app; Recharge digital wallet; And & lt; Digital currency & quot; Two submenus. This activity makes people excited. Is the digital currency really going to be issued? But just excited soon, I found that the two submenus were offline. In response, CCB said to the media: CCB has carried out relevant function test in the mobile banking system. At present, the test is over< at present, online information is the test content in the process of technology development, which does not mean that digital RMB is officially launched

after being excited for so long, it turned out that it was just an oolong. However, some people said that this warm-up is likely that digital currency will be issued and used soon. What's the use of digital currency? Is it the same as WeChat Alipay? In this regard, Wang Jian, chief analyst of Guoxin Securities financial instry, believes that the number of Renminbi and banknotes and coins are RMB cash. Alipay, WeChat payment and so on are just a payment tool. Through these two channels, the balance of personal bank card is still used, or the credit card is being brushed, and the digital Renminbi payment is used. What we spend directly is digital RMB, just like cash

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