Does China CITIC Bank have digital currency
The digital currency of the central bank is DCEP
the name of the digital currency developed by the central bank is DCEP (digital currency electronic payment). DC is digital currency. EP is electronic payment. Payment transmits digital things through a certain way, not paper currency. Therefore, electronic payment itself has the attribute of digital currency
The characteristics of digital currency are: low transaction cost; Fast trading speed; Highly anonymous
extended data
Application of digital currency
I. fast, economic and safe payment and settlement
cross border payment helps RMB internationalization. In 2015, the settlement volume of cross-border payment involving current account is about 8 trillion yuan. To accelerate the internationalization of RMB, cross-border payment and settlement procts and solutions with low cost, high efficiency and low risk are needed
At present, there are still a lot of repetitive human work in the bank's electronic loan process and processing process, and as the basic support of loan issuance, many of the collateral has the situation of false pricing or multiple or even no collateral. We can consider using digital currency to price and track bank collateral:3. Bill finance and supply chain finance
in recent years, various bill market businesses based on commercial bills have grown rapidly, and bill financing procts have become a hot area of Internet financing. However, about 70% of the current bill businesses in China are still paper transactions, Supply chain finance is also highly dependent on labor costs
reference materials
network digital currency
so, what's the significance of this digital currency? Why do you have to work hard to do this? For most people, it really won't have any impact, but for a small number of people, it will have a great impact. This small group of people are those who engage in illegal activities
for example, if some people are corrupt and accept bribes, they specify that they can't let others put money on the bank card. That means they are directly arrested, but they can't be found with cash. If we restrict the large amount of cash consumption in the future, for example, if you have to spend more than 5000 at one time, you can't use cash, you need to use digital currency. In this way, those who have bribed tens of millions of cash in their families may not want to spend all their money in their lifetime. And their illegal income doesn't go to the society. It's just paper. They still occupy space at home. Once they start to spend money in digital currency, it's easy to find out. That is to say, all our income will be counted. Once they are involved in crimes, it's easy to be caught. At that time, there will be less Telecom fraud, This is the meaning of digital currency
on the other hand, BBT coin making system is a typical pyramid scheme. Bitcoin home, the mainstream media website in the coin circle, has exposed it, and it is suspected to be a pyramid scheme. I've also learned that they don't provide you with any valuable information except to tell you that they can make money. They are full of the truth
if you are interested in virtual currency, it is suggested to play mainstream and innovative virtual currency. For example, bitcoin, Laite coin, Fuyuan coin and dogcoin.
If a credit card swipes or withdraws once within 30 days of card approval, it can enjoy the annual fee free of the first year, and if it swipes or withdraws five times in a year, it can enjoy the annual fee free of the next year. Platinum card does not rece the first year's annual fee, the next year can use points to exchange annual fee; Titanium card does not rece the first year's annual fee, the next year can use points to exchange annual fee< No charge will be charged if the credit card is not activated. Except for CITIC unlimited credit card, Air China world credit card, platinum credit card, magic titanium card and annual fee procts.
no ZTE bank,
not the same bank,