Does NFC mobile phone need for digital currency payment

1. NFC means near-field communication, that is to say, close use, such as bus and subway card
digital currency transactions only use the network, which has nothing to do with NFC. Of course, it can be used.

2. When the central bank's digital currency is used, the mobile phone must have NFC function to pay.

3. NFC should be a way of digital currency transaction, as far as internal test is concerned. The official explanation is that the digital currency wallet has the functions of scan code payment, payment code, touch and remittance. NFC is the hardware condition of near-field NFC payment, and NFC should not be the necessary condition of digital RMB.

4. Digital currency, or digital renminbi, can be money in your WeChat or Alipay, and the NFC function of mobile phone is only applicable to physical consumption, such as bus and subway.

5. In the case of digital currency, payment must go through the smart machine, and digitization is controlled by your smart machine, so as long as the identity information is correct. All can be completed by smart payment

6. DC / EP digital wallet does not necessarily need NFC function of mobile phone, it also uses app
DC/EP has the same payment functions as WeChat and Alipay, such as scan code payment, remittance transfer and other functions. But DC/EP also has the functions of WeChat and Alipay:

1, and touch the mobile phone with two mobile phones, and even if mobile phone can not connect to the Internet, it can also realize offline payment. Br />2) anonymous payment, WeChat or Alipay need to know each other's accounts to transfer accounts, and DC/EP can be used as cash, no one else can see your account.

7.

UnionPay cloud flash payment doesn't need the NFC function of mobile phone. When you need to pay, you can display the payment code to the merchant for scanning

1. Open the cloud flash payment application on the mobile phone

8.

[main answer]

flash payment is not required, but the cloud flash payment requires Android 4.4 or above and the mobile phone supports NFC function, or if your mobile phone is an iPhone 6 or above and you want to use the cloud flash payment, you should pay attention to it when you buy a mobile phone in the future. NFC has powerful functions. NFC can recharge the bus card, query the bank card flow, support the cloud flash payment and swipe the bus, It's convenient to circle IC card, e-cash, etc. at present, Xiaomi 5, Xiaomi noto2, Xiaomi mix, Xiaomi 5S, Meizu MX 4pro, Meizu Pro 5, Huawei glory V8, glory note8 and other mobile phones all support NFC. Xiaomi and Huawei also support Mi pay and Huawei pay, which is very convenient! Other mobile phones don't support all kinds of pay, but you can download a UnionPay cloud flash payment software or a bank card online banking client that already supports cloud flash payment