Digital currency vs digital assets
fiat money: it means that it does not represent real goods or goods, and the issuer has not cashed the currency into physical obligation; A currency that becomes legal currency only by government decrees. The value of fiat money comes from the owner's belief that money will maintain its purchasing power in the future. Money itself has no intrinsic value, that is to say, when the paper money comes into being, legal tender is essentially the negotiable paper money stipulated by law
the legal currency of the people's Republic of China is RMB, and the people's Bank of China is the national authority in charge of the management of RMB, which is responsible for the design, printing and issuance of RMB—— From the Internet
e-money: in fact, it is the electronization of legal money, including our common bank card, online banking, e-cash, etc; There are also third party payments developed in recent years, such as Alipay and WeChat payment. No matter what the form of these electronic money is and through which institutions it circulates, its original source is the legal money issued by the central bank
virtual currency: virtual currency refers to non real currency, and its existing state is intangible. The most important difference between virtual currency and electronic currency in narrow sense is the difference of issuers. Virtual currency is the electronization of illegal currency, and its original issuer is not the central bank. For example, game currency, q-coin, and ticket counting are mainly limited to circulation in a specific virtual environment
digital currency: digital currency which applies the latest digital network technologies such as blockchain, has the characteristics of Distributed Accounting, unique encryption technology, decentralized settlement, etc. Of course, digital tools with these characteristics must be supported by national credit if they want to become sovereign currency or legal tender
therefore, digital currency must be currency; In today's social system, money must also be sovereign money or legal tender. Secondly, digital currency must have the basic attributes and main functions of currency.
Digital currency is an unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of a specific virtual community. More generally speaking, digital currency is actually a commodity
just like gold, it took more than 200 years to be graally recognized by the world. In the early days, many people questioned gold's ability to store value. If we take digital currency as a substitute, people's questioning attitude towards gold in the past is equivalent to many people's attitude towards digital currency now
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digital currency is a balance between financial security and innovation ability. Financial instry should have clear access threshold. Digital currency involves finance, so it must have clear access threshold. The enterprise qualification of blockchain and digital currency needs to be reviewed and an access system set. One of the core of supervision is that blockchain enterprises must have qualified technical personnel
for example, enterprises of different levels in the construction instry need different levels and numbers of registered structural engineers to ensure the safety of buildings and bridges, which can also be used for reference in the supervision of digital currency. In addition, investors need to refer to the requirements of the "measures for the appropriateness of securities and futures investors" issued by the CSRC, and only those who meet certain conditions can participate in the investment
even if it's live broadcasting, it's no problem. Live broadcasting is mainly about processor and memory. You can satisfy it, but you need to ensure the network speed
digital currency refers to the virtual currency, and there is no real digital currency at present
digital assets refer to virtualized and securitized assets, such as stocks, bonds, futures, etc.
Digital assets refer to the non monetary assets owned or controlled by enterprises or indivials in the form of electronic data, which are held in daily activities for sale or in the process of proction
As an enterprise's asset, digital assets are not only constrained by the seller's information proction cost, but also influenced by many factors, such as social and economic environment and technical conditions, proctivity of manufacturers, proction scale and information instrialization degreeincluding houses, buildings, machinery, machinery, means of transportation and other equipment, appliances and tools related to proction and operation activities
digital assets are not only the labor means of enterprises, but also the main assets on which enterprises rely for proction and operation. From the perspective of accounting, digital assets are generally divided into proction fixed assets, non proction fixed assets, leased fixed assets, unused fixed assets, unnecessary fixed assets, financial leasing fixed assets, and donated fixed assets
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the calculation formula of digital assets is: net operating income = operating income - operating expenses - depreciation of proctive fixed assets - proction tax + net income from renting houses, net income from renting other assets and converted net rent of self owned houses, etc. The net income of the property does not include the premium for transferring the ownership of the asset
real growth rate of per capita disposable income = (per capita disposable income in the reporting period / per capita disposable income in the base period) / consumer price index - 100%
reference sources: network digital assets