Software and digital currency

Li Bin, director of the macro Prudential administration of the people's Bank of China, disclosed on April 12 that the pilot test of digital RMB will be launched successively in Shenzhen, Suzhou, xiong'an new area, Cheng and the future Winter Olympics scenarios by the end of 2019, and six pilot test areas will be added in October 2020, including Shanghai, Hainan, Changsha, Xi'an, Qing and Dalian at present, the pilot scope of digital RMB has been expanded in an orderly way, and the application scenarios are graally enriched

the number of participants, the number of transactions and the exchange amount of digital RMB pilot test are generally small, and the use scenarios cover many fields, such as living expenses, catering services, transportation, shopping and consumption. At present, digital RMB is generally in the pilot test stage, and there is no timetable for its official launch

extended data

status is equivalent to cash RMB

according to the official definition, digital RMB is the legal tender in digital form issued by the people's Bank of China, which is operated by the designated operating institutions and exchanged to the public. Based on the generalized account system, it supports the loose coupling function of bank accounts, and is equivalent to banknotes and coins. In other words, digital RMB can be simply equivalent to cash RMB, only in different forms, but with the same legal compensation as cash

legal compensation means that any unit or indivial can not refuse to pay all public and private debts in China with digital RMB. For the compensation, the central bank's digital money research institute director Mu Changchun has a more popular explanation in the "get" course. "We see that now the private payment agencies or platforms will set up various payment barriers. WeChat can't use Alipay anywhere, and Alipay can't use WeChat. But for the central bank's digital currency (Digital RMB), as long as you can use electronic payment, you must accept the central bank's digital currency. "

Shanghai Geer Software Co., Ltd. (hereinafter referred to as Geer software) was established in March 1998 with a registered capital of 39 million yuan and a marketing and technical support center in Beijing. The company has subsidiaries such as Beijing Geer Guoxin, Shanghai Geer information, Shanghai Geer Weixin and Ningbo Geer Tianyi, and has many offices in major central cities in China. The company has 310 employees, 93% of whom have bachelor's degree or above, and more than 200 technical developers, accounting for 65%
the company has commercial password proct proction and sales qualification, computer information system integration class a qualification involving state secrets and single qualification of software development, and has obtained more than 30 ministry level proct certification qualifications such as the Ministry of public security, the State Security Bureau, the State Password Administration, the people's Liberation army and the national information security proct evaluation and Certification Center
passed ISO9001 quality system certification in May 2003; The company has been doing CMMI certification since 2005, passed CMMI Level 3 in May 2007, and is rushing to CMMI level 4. Geer software is mainly engaged in the R & D, proction and sales of identity management and its application. Among them, Geer digital certificate authentication system is in the leading position in the same instry, and it is in the leading position in the combination with the application, and the number of certificates issued by the system ranks first. The company's procts have complete independent intellectual property rights, and its customers are all over the government, finance, military, military instry and enterprises
the national key projects undertaken by Geer software include: RH project of the general office of the CPC Central Committee, BH project of a national Ministry, hierarchical protection project of the Ministry of public security, national information security application demonstration project (S219), National 863 Plan "digital certificate application comprehensive management" project, Ministry of information instry "3G wireless communication security" project, people's Bank of China "IC card key management system" project, etc