Currency digitization is an inevitable trend
1. digital currency facing two risks. The first is the technical level. Digital currency relies on blockchain technology and a system, which will make it suffer from security impact, such as hacker attacks on computer systems. We have seen many practical problems in this process< Another risk of digital currency is credit risk. Because there are middlemen in digital currency transactions, these middlemen are different from real organizations. In reality, organizations can be seen and felt, but the middlemen of digital currency are on the Internet, so the risk is greater
3. Digital currency has the characteristics of anonymity, quickness and irrevocability. In addition, bitcoin and other digital currencies have high circulation in the world, so many criminals use digital currency as a new money laundering channel. Moreover, there are many different ways to realize money laundering through digital currency. Generally speaking, the probability of new money laundering being found and investigated is lower than before. Many countries have no effective means and technology to combat money laundering through digital currency. These factors lead to criminals prefer this way of money laundering
investment is risky and business should be cautious
Digital money drives economic consumption. People have no concept of money, only material needs. At the same time, digitization facilitates people's communication
The digital currency issued by the central bank can indeed increase the process of RMB globalization to a certain extent, which is positive and powerful for the current global currency diversification. However, to replace the current U.S. dollar as the mainstream or the most hard currency in the world, even the digitized RMB needs a considerable part of the time cycle, which we need to maintain a very clear understanding One belt, one road, and the rise of China's national strength, p>
plus the Chinese dollar are only a matter of time. But this time period may start in five or ten years. The road is tortuous but the prospects are bright. br />
in terms of content, informatization can be divided into information proction, application and guarantee. Information proction, that is, information instrialization, requires the development of a series of information technology and instry, involving information and data acquisition, processing, storage technology, including communication equipment, computer, software and consumer electronics manufacturing and other fields. Information application, that is, information technology in the instrial and social fields, is mainly manifested in the use of information technology to transform and upgrade traditional instries such as agriculture, manufacturing, and service instries, greatly improve the utilization efficiency of various material and energy resources, promote the adjustment, transformation, and upgrading of instrial structure, and promote profound changes in human lifestyle, social system, and social culture. Information guarantee refers to the infrastructure and security mechanism to ensure information transmission, so that human beings can improve their ability to obtain information sustainably, including infrastructure construction, information security guarantee mechanism, information technology innovation system, information dissemination channels and information ability ecation
to realize information instrialization, information must be processed into digital information that can be transmitted, stored and processed through computers, electronic components, communication equipment and other tools. Digitization is to transform complex and changeable information into numbers and data, so that it is easy to process and use
digitizing various instries will be the core way to realize informatization. Digitization is the inevitable process of informatization, so it is the inevitable trend of information society.