Is Internet finance the same as digital currency
Digital assets and digital currency are not the same thing
Digital assets refer to the non monetary assets owned or controlled by enterprises or indivials in the form of electronic data and held in daily activities for sale or in the process of proction. The emergence of digital assets benefits from office automation, digital assets rely on the development of electronic payment system, its prospects are predictable2. Digital currency
digital currency refers to the digitization of currency. Digitization doesn't mean scanning. This is just like digital signature. Digital signature does not mean scanning your signature into a digital image, or using the touchpad to obtain the signature, let alone your signature
digital currency is often mistaken for virtual currency. But virtual currency refers to non real currency. For example, when you play "Three Kingdoms" (game) or "grand Voyage", you have money, and that money is virtual. Of course, the virtual money will also have its real value
for example, if you buy her / his account from another player, you can get all the virtual assets of that player, and then it will be much easier for you to continue playing. Virtual money is not necessarily digital. For example, children play games with pebbles as virtual currency
extended data
characteristics of digital assets:
1. High price. Because these application software with special purpose is specially developed for a specific work, its cost is relatively high, and its price is not lower than the price of fixed assets of factory buildings
(2) strong attachment. Application software must be supported by computer hardware and system software in order to play its role3. Strong interaction. Even the simplest application software also has some interactive functions, such as the error prompt to the operator, which is the most basic advantage of IT instry procts
The quantity is infinite. Digital assets as assets are scarce (because not all enterprises or indivials can create digital assets), but its supply can be unlimited. However, tangible assets are always limited e to the limitation of property and storage space Cost decreasing. The proction cost of tangible assets is positively proportional to the proction quantity References:
Network: digital assets
Network: digital currency
In recent years, the rise of financial technology drives the digital and intelligent development of finance, and the form of money is also evolving. Recently, the news of digital currency has attracted people's attention, and there is still a lot of gap with the current online payment
2. Internet finance, also known as e-finance, mainly refers to the financial services carried out on the Internet, including Internet banking, internet securities, Internet insurance and other financial services and related content; It is a financial activity existing in the electronic space. Its existing form is virtualized and its operation mode is networked. It is the proct of the rapid development of information technology, especially the Internet technology. It is a financial operation mode in the network era to meet the needs of the development of e-commerce. Emphasize a means
3. There is a big difference between the two. It should be said that the history of Internet finance has reached a higher stage
I hope my answer can help you.
the key of financial technology lies in the word "technology", which means to make financial services more efficient and convenient through certain technological means. It is said that technology is the primary proctive force. When finance and technology are combined, it can even change people's lives, such as using artificial intelligence to realize financial investment and financing.