Wechat bank digital currency

1. digital currency generally refers to bitcoin, Puyin, Leyte, dogcoin and other encrypted digital currencies
the three party payment tools such as digital currency and Alipay and WeChat payment are different. The payment of Alipay and WeChat is a well-known third party payment tool in China. Digital money is also possible in theory, but the market share of digital money in the field of payment is still very low.

2.

1、 Different monetary attributes

1. Digital currency:

digital currency belongs to legal tender

2. Wechat:

wechat belongs to the third-party payment instrument

3, Alipay:

Alipay belongs to the third party payment tool. p>

2. Different issuers

1. Digital currency:

the issuer of digital currency is the central bank

2. Wechat:

the clearing Party of wechat is a commercial bank

3, Alipay:

Alipay's settlement party is commercial bank. p>

extended data

in the third-party payment mode, the buyer uses the account provided by the third-party platform to pay for the goods (to the third party), and the third party notifies the seller of the arrival of the goods and requires delivery; After receiving the goods, inspecting the goods and confirming, the buyer shall notify the third party for payment; The third party transfers the money to the seller's account

digital currency can be considered as a virtual currency based on node network and digital encryption algorithm. The core characteristics of digital currency are mainly reflected in three aspects:

1. Due to some open algorithms, digital currency has no issuing subject, so no one or organization can control its issuing

Because the number of algorithm solutions is determined, the total amount of digital currency is fixed, which fundamentally eliminates the possibility of inflation caused by the overuse of virtual currency

3. Because the transaction process needs the approval of each node in the network, the transaction process of digital currency is safe enough

3.

Digital currency is abbreviated as digiccy, which is the abbreviation of "digital currency" in English. It is an alternative currency in the form of electronic currency. Both digital gold coin and cryptocurrency belong to digiccy

digital currency is an unregulated and digital currency, which is usually issued and managed by developers and accepted and used by members of a specific virtual community. The European Banking authority defines the virtual currency as the digital representation of value, not issued by the central bank or the authorities, nor linked to legal tender. But because it is accepted by the public, it can be used as a means of payment, and can also be transferred, stored or traded in electronic form.

Alipay (China) Network Technology Co., Ltd. is the third party payment platform in China. Committed to providing "simple, safe and fast" payment solutions. Since its establishment in 2004, Alipay has always regarded "trust" as the core of procts and services. It has two independent brands: "Alipay" and "Alipay wallet". Since the second quarter of 2014, it has become the largest mobile payment manufacturer in the world

4. Mobile phone numbers, ID number, bank card number, name, phone number, and so on. I don't feel very clear about the truth. I always think it's pyramid selling. I remember an old man who came to take the 99 low end intelligent machine and then said it. She wants to buy Apple 6 7, should be recommended to her that can make a lot of money

5. The biggest difference between the digital money introced by the state and Alipay and WeChat is that after downloading the mobile phone software, the mobile phone can complete the transaction if the cell phone has electricity.

6. Do you need a wechat avatar? You need a suit and tie. Seven people manage a wechat group. The positions of the management personnel include announcer, lecturer, manager and group leader

7. The business scope of CICC is as follows:
1. The brokerage business of RMB special stocks, RMB ordinary stocks, overseas issued stocks, domestic and overseas government bonds, corporate bonds and corporate bonds; 2、 Proprietary business of RMB common stock, RMB special stock, overseas issued stock, domestic and overseas government bonds, corporate bonds and corporate bonds; 3、 The underwriting business of RMB common stocks, RMB special stocks, overseas issued stocks, domestic and overseas government bonds, corporate bonds and corporate bonds; 4、 The initiation and management of the fund; 5、 Corporate restructuring, acquisition and Merger Consultant; 6、 Project Financing Consultant; 7、 Investment consulting and other consulting business; 8、 Foreign exchange trading; 9、 Foreign exchange assets management of overseas enterprises and domestic enterprises with foreign investment; 10、 Interbank lending; 11、 Customer asset management. 12、 Online securities commission business; 13、 Margin trading business; 14、 Selling financial procts on a commission basis; 15、 Selling securities investment funds on a commission basis; 16、 Provide intermediary business for futures companies; 17、 Other businesses approved by financial regulatory authorities Projects that need to be approved according to law shall be operated according to the approved contents after being approved by relevant departments.)

it is suggested to limit the scope of business. It is impossible to issue virtual currency. The virtual currency you hear may be handed down currency, so it is suggested to stay away from it. It is suggested to play with mainstream virtual currencies, such as bitcoin, Fuyuan coin, dogcoin, etc.

8. If you are applying to the bank, it is suggested that you call the customer service of the bank to inquire whether you need to make money, and whether the bank has ever asked you to do so. There are too many such things. Caution is not wrong