Can visa use virtual currency

1. CMB's full currency gold card is a vis dollar single currency card, which does not support UnionPay. Generally speaking, it is impossible to use the card in China (but you can borrow cash in advance at the counter of CMB's outlets). For those who do not go abroad or overseas, this card is not very useful

China Merchants Bank all currency international credit card (also known as all currency card) is a signature all currency international credit card launched by China Merchants Bank and visa. The card supports visa line, no matter what kind of currency, consumption or cash withdrawal will be free of 1.5% foreign exchange fee. All foreign currency transactions are automatically recorded in RMB, only repaying in RMB. At the same time, the card has a high amount of travel insurance

China Merchants Bank's all currency international credit card only issues visa single currency card, which is a personal card proct issued by China Merchants Bank for customers with overseas travel and online shopping. In order to provide cardholders with more convenience for overseas consumption, rece customers' foreign consumption currency exchange charges, improve customer experience, and strengthen the proct positioning of "preferred overseas consumption" of China Merchants Bank credit card.

2. You can't use UnionPay POS machine
the above contents are for your reference. Please refer to the official website of BOC for the latest business changes
if you have any questions, you are welcome to consult the online customer service of Bank of China or download the mobile banking app of Bank of China.

3. Hello! All currency credit cards of our bank are not allowed to be consumed in China. If you spend in the US dollar area, you can directly convert it into RMB bill at the US dollar exchange rate; For consumption in non US dollar areas, the local currency shall be converted into US dollars first, and then US dollars shall be converted into RMB

in general, when the local currency is converted into US dollars, there will be a currency exchange fee, which is free of charge

if you still have questions, it is recommended that you solve the credit card problems anytime and anywhere through the credit card intelligent service platform. Click here for details & gt& gt; http://cc.cmbchina.com/Common/Default.aspx?pageid=zxkf1

4. If it is a UnionPay + visa credit card, when swiping the card overseas, it is forced to go through the UnionPay channel, and it will be converted into RMB in time according to the UnionPay exchange rate
if it is a visa document, it will be settled in local currency and recorded in US dollars in the future, which may have exchange rate risk.

5. Hello, if domestic consumption, I suggest you use UnionPay credit card. All currency credit card can be consumed, but it will not take UnionPay line, but overseas visa line. 1. Full currency international visa credit card, only for overseas visa line credit card or overseas network transaction. All transactions (including cash withdrawal) will be automatically converted into RMB for entry. You don't need to purchase foreign exchange, you can directly repay in RMB. 2. If you buy my ticket in full or pay 80% or more of my tour fee with this card, you can get free travel inconvenience insurance and up to 2 million air accident insurance. 3. If you hold the card within the validity period of the card without any additional consumption conditions, you will be exempted from the annual fee of your credit card.

6. CMB visa full currency international credit card can automatically purchase foreign exchange and repay in RMB; No additional conditions within the validity period, free of credit card annual fee; For any foreign currency consumption in the world, there is no currency exchange fee

in addition, the card has the function of automatic foreign exchange purchase by default and cannot be cancelled. Foreign currency consumption is recorded in RMB for repayment, and foreign currency repayment is not supported; The card can not be used in UnionPay line or the machines and tools of non cooperative merchants of China Merchants Bank. If you need to trade in the above channels, it is recommended to apply for other credit card procts of China Merchants Bank

all currency international credit cards do not support UnionPay channel repayment (including transfer of other banks, counter link, xinfutong, lakara, etc.) for the time being

if there are multiple CMB credit cards under the name, you can return them to the credit card with UnionPay logo at the time of repayment, through any repayment channel, because the bills of all currency cards are also issued together; If the name only has full currency card, it supports the payment method of cash payment at the counter, counter transfer payment, automatic payment, online banking Public Edition, professional version payment, bank CDM cash deposit, palm life, mobile phone bank, Alipay, and financial payment. p>

7. Yes, if you have a al currency international card, the consumption of foreign currency will be settled in US dollars. If you have a single currency RMB card, the bank will exchange RMB with you according to the real-time foreign exchange rate

8.

No

Visa or Mastercard are recorded directly in US dollars

if the consumption abroad is in US dollars, it can be recorded directly. If it is a non US dollar transaction, generally speaking, it can be recorded only after the foreign currency is converted into US dollars

foreign currency exchange requires a service charge, while some banks have opened a free exchange service charge for some cards

< / OL >

GF platinum credit card

RMB automatic settlement for global transactions: the function of "RMB world link" is automatically opened, all overseas international transactions are automatically converted into RMB transactions and recorded, and you only need to repay directly in RMB through the RMB repayment channel, so as to avoid foreign exchange purchase proceres and save costs

CMB credit card

1. after opening the "foreign currency consumption RMB entry" function, each subsequent foreign currency consumption will be automatically converted into RMB and recorded into your RMB bill, which will take effect in real time. You can log in to the online banking RMB bill interface to query two working days after the transaction day

2. non US dollar foreign currency transactions will be converted into US dollars by international credit card organizations first (ring the above process, visa, MasterCard and other international organizations will charge 1.5% foreign exchange fee). The converted US dollar amount shall be converted into RMB according to the exchange rate of the day of bookkeeping (the selling price of US dollar of China Merchants Bank announced after 10:00 of the day) and recorded in the RMB bill

3. for the US dollar bills that have been generated, RMB can also be used for repayment. The function of "US dollar bill foreign exchange purchase repayment" can be opened, and "foreign currency consumption RMB entry" and "US dollar bill foreign exchange purchase repayment" can be opened or closed respectively, without affecting each other< br />

   
   

9. Overseas visa (foreign currency, Chase Bank) can be used in China. As long as there is visa logo, you can brush it on the POS machine
in 1959, Bank of America began to issue bank of America cards in California, USA. in 1977, Bank of America officially issued bank of America cards as & quot; VISA" It is the symbol of the organization and is called the visa international organization
visa card is a credit card issued by Visa International at the end of 1982
visa is not a traditional multinational enterprise, but an organization composed of nearly 21000 financial institutions around the world. Members usually compete with each other in the local market to attract cardholders and merchants. Visa will also assist smaller members with the economies of scale of the world's largest payment system.

10. The basic concept section of the first big move

(ABCD moves are clear)

special note: first of all, readers are welcome to open this book. If you are ready to start speculating in stocks, the first big move is set up for you, the new shareholders. Undeniably, the stock market is vast and risky. If you are in a hurry, you will be too late to repent. So before you speculate in stocks, you must understand the basic concepts of stocks. This section starts from ABCD, from simple to deep, several moves clearly introce you to the basic knowledge of stock. When I lead you into the door to throw bricks, it's up to you whether you can lead jade or not. I believe you will succeed by reading this book

section 1 steps of opening a stock account

if you decide to start speculating in stocks, you must first open your personal stock account in the securities business department. This procere is not complicated at all. The specific steps are as follows:

the first step: optimize the selection

first, find a business department that you think is convenient for transaction, such as: close to home or close to the unit. If you are going to speculate in B shares and third board stocks, you'd better find a general trading business department. In addition, find a business department with low transaction commission. At present, the commission fee is floating, ranging from 1 ‰ to 2.5 ‰. However, different commissions may lead to different service levels of hardware and software. So you should consider the relationship between the two. After that, when you decide to open an account in a business department, you must bring your original ID card and a current passbook (ICBC, CCB and CMB are all allowed, and the amount of funds in the passbook is unlimited) to the business department to handle specific account opening matters

the second step: shareholder registration

prepare your ID card and explain your intention to the staff at the counter designated by the sales department. Generally, you only need to say a few words: "Hello, I'm going to open an account for stock speculation. How do you handle it?" At this time, the staff will hand you several forms and agreements, including the registration form of account opening application, the entrusted transaction agreement, the designated transaction agreement, and the new share allocation agreement. These forms and agreements are easy to fill out and basically in a fixed format. You must write clearly and fill in each item. Note: do not write the name and ID number correctly. If you really don't know how to fill in, don't be embarrassed. Take the initiative to ask the staff, and they will patiently reply to you. After completing these forms and agreements, hand your ID card and passbook to the staff. At this time, the staff will input your personal data into the computer one by one. You will pay the account opening fee to the staff (according to the national regulations, the account opening fee is 40 yuan in Shanghai and 50 yuan in Shenzhen). No other costs. In addition, indivial business departments open accounts for free.) Then the staff will issue a receipt to you and give you the signed agreement () and the shareholder account card. At this point, you can transfer the passbook funds to the business department to speculate in stocks, and you have officially become a shareholder in China

in addition, if you want to speculate in the third board, you'd better open an account together. The steps of opening an account are basically the same as above. If you want to speculate in B shares, it is different from opening a share account: a share is to open an account first and then transfer money; And B share is to turn money first, open an account again. That is, you must go to the bank designated by the business department where you have foreign exchange (at least US $1000 in Shanghai Stock Exchange and at least HK $7800 in Shenzhen Stock Exchange) and go through the proceres of transferring funds to the securities business department. Then hold the receipt and ID card to the business department for account opening proceres

to remind you: first, in the process of opening an account, pay attention to keep your personal information, and don't pay attention to strangers talking with you. It is not possible to expose your name, ID number and transaction password to others. If you don't understand something, ask the staff, don't ask strangers. Before leaving the counter, check to see if your belongings are left on the counter. Second, if several people who know each other go to open an account together, it's better to avoid each other when filling in personal data and entering the transaction password, so as to avoid extraneous matters. Third, all the information you open an account must be kept properly. If you lose the "three cards" (ID card, shareholder card and deposit card), you should immediately inform the business department to take necessary measures to prevent accidents. Later, according to the regulations, we will graally make up for it. If you don't want to speculate in stocks, you are ready to withdraw the account, and the securities companies do not receive any fees

in addition, we should pay attention to: first, do not write the wrong name, check the ID card and the name of the shareholder card, and if there is any mistake, please modify it by the registration personnel; Second, the shareholders' accounts of Shanghai and Shenzhen stock markets should be registered together, not only one account; Third, it is not suitable to open an account with other people's ID cards to prevent disputes in the future; Fourth, do not ask people, especially strangers, to register when opening an account, so as to prevent personal data from being lost; Fifth, after receiving the shareholder card, take good care of it. Don't let others see your shareholder card number, so as to prevent hackers from intruding into your account to buy or sell stocks or withdraw cash

Step 3: Capital Registration

with the shareholder card, you must inject capital to buy shares. You can choose a securities business department which is close to the unit or home, with good conditions and good service to register the funds Now many securities business departments are carrying out one-stop service, which can be done at one time. When handling the capital registration, you should bring your ID card, shareholder card and deposit passbook (ICBC, CCB and CMB) to the securities business department to fill in the capital account opening form. There are different regulations on the amount of funds in the deposit book. Some business departments have no restrictions on the amount of funds, while others have regulations of more than 30000 yuan. I think if you want to speculate in stocks, at least you need more than 10000 yuan to be able to buy one. At present, the minimum price of the stock is 3 yuan. If you buy 1000 shares, you need 3000 yuan. So you have to deposit a certain amount of money. When handling capital registration, many securities business departments are free of handling charges. After you go through the formalities, the sales department will give you a manual, a magnetic card for buying and selling stocks, a telephone number or an online trading description

this step should be noted: first, it is the same as before, that is, check whether the name is wrong, do not ask others to do it, take good care of all your series of information, do not let others see or steal it; Second, the password you set for opening an account should be remembered; The third is to make one or two copies of all the serial data of your account opening and keep them in a safe place in case of loss or accident of the original data. When ing a series of data, we should keep it confidential to prevent others from stealing it; Fourth, when you need to bring a series of information about shareholders when you go out, you can the information, keep the original properly, and do not bring it out easily; Fifthly, you should take your magnetic card with you and keep it well. In case of loss (including your series of data), you should report the loss immediately, go to the sales department to lock your account and monitor whether there is any change in your account at any time

Step 4: master the basic operation knowledge

after completing the above steps, don't rush to buy stocks, but learn some simple operation knowledge, such as what is stock, code, call auction, continuous auction, opening and closing time, limit and limit system, K-line form, etc

in this step, we need to pay attention to the following: first, from the shallow to the deep, too much knowledge is not easy to learn at the beginning, otherwise we will be confused and have no main idea; Second, we should learn from the old investors around us; Third, don't buy stocks as soon as you open an account or can't stand the advice of others. Instead, be calm and calm for a few days; Fourth, we can buy the necessary stock speculation software and books, but it is not easy to add a variety of equipment, such as buying some stock recommendation software immediately, configuring high-performance computers, paying high prices for study classes and buying a variety of newspapers, visiting a variety of stock reviews online, and so on. In the case of new market and no money, these investments will bring you a great economic burden. After earning money in the future, we can graally increase some necessary equipment

Step 5: tentative trading of stocks

after a few days of learning the basic operation knowledge, you can go to the sea to test the water. The first thing you are facing is the question of what stock to buy. Now we are faced with more than 1000 stocks, which are really dazzling and difficult to start. I want to master the following principles: first, buy some stable blue chip stocks; Second, buy about 5 yuan of stock; In addition, buy stocks that you are familiar with. For example, if you are a computer student, you should have a clear understanding of the instry and buy stocks steadfastly. If you know about the home appliance instry, you can decide whether to intervene in such stocks; Finally, buy hot stocks in the short term. If you just enter the market and catch up with the hype of "so and so", you can follow up appropriately

in addition, you are faced with the problem of how many shares to buy. I think a new investor who has just entered the market is not suitable for full position operation. First buy 100 shares, then sell 100 shares, try your hand, be familiar with the operation proceres, master the operation skills, experience the profit and loss mentality, review the gain and loss experience, and then fight the whole warehouse

after buying, you are faced with the problem of selling. The first is to make a small profit on the second or third day after buying popular stocks. You can consider selling them and taste the joy of making money for the first time; Second, after the purchase did not rise, please wait patiently; Third, just after you buy it, you will be caught. Don't worry. In particular, a drop of 10-20 cents is not a deep set. If you hold it patiently, it will pay off. At the same time, they also test their will to hold fast; Fourth, don't regret the rise after selling shares

finally, you are faced with the specific operation method. Generally speaking, the current trading methods of securities business department include on-site magnetic card entrustment, telephone entrustment and online entrustment. After you decide to buy shares, you should remember the stock code. For example, the Shenzhen development code is 00000 1, and remember your shareholder code and trading password. Then go to the magnetic card machine and swipe it with the shareholder's magnetic card (take the entrustment of the magnetic card as an example). The screen will prompt you to enter the shareholder's code (some default), transaction password, query or buy, stock code, price, quantity, whether to confirm, stock purchase contract number, etc. You can use the "man-machine dialogue" mode, according to the screen prompts to complete the operation in turn (selling shares is also the case). If you entrust by telephone or online, you can operate in turn according to the prompts. Although each business department installed different trading software, but also similar, easy to learn. Note: the stocks you buy on the same day can only be sold the next day. After the stocks sold on the same day are sold and the funds return, you can buy the stocks on the same day, namely "t + 1". After trading stocks on the same day, you can print a list (delivery slip) at the counter the next day to check your trading situation. If you have any questions, please inquire immediately

this step should be noted: first, the operation of the transaction must be confidential, do not disclose the transaction password, and do not find someone to replace it. If there are any difficulties, please ask the professionals of the sales department to help solve them. It's safer; Second, after the completion of the transaction, we must remember the contract number, in case; Third, after the transaction of the magnetic card machine is completed, be sure to exit the system and take away the magnetic card and the items you put on the side of the magnetic card machine to prevent the loss of the magnetic card and your items; Fourth, try not to talk with strangers; Fifth, after buying and selling stocks, we should not be complacent after the initial victory; When the first battle was not good, we should not be discouraged; Sixth, you buy and sell 100 shares for the first time, mainly looking for feelings and understanding philosophy; Seventh, we should not believe in stock reviews and do more analysis on our own; Eight, don't get along with others