Virtual currency of e-commerce platform

1.

It is illegal to issue virtual currency privately

According to Article 29 of the regulations of the people's Republic of China on the administration of RMB, no unit or indivial is allowed to print or sell token tickets to replace RMB in circulation on the market

In addition, the "emergency notice of the State Council Office for rectifying unhealthy tendencies in the instry, the State Economic and Trade Commission and the people's Bank of China on prohibiting the issuance and use of various token certificates (cards)" also strictly prohibited similar issues

extended data

virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading, etc.), chivalrous Yuanbao (used for chivalrous road game), silver grain (used for bixue Qingtian game), and popular digital currencies in 2013 include bitcoin, Laite coin, infinite coin, quark coin, zeta coin, etc Barbecue coins, pennies (Internet), invisible gold bars, red coins, prime coins. At present, hundreds of digital currencies are issued all over the world. Popular in the circle & quot; The legend of "bitcoin, Wright silver, infinite copper, pennies aluminum"

market formation

the Internet has led to the emergence of a new market, which is a virtual market based on cyberspace. The Internet provides a lot of communication places for consumers, and also provides business market for enterprises. Enterprises must change from proct centered to service centered to customer centered. With the development of computer artificial intelligence technology and database technology, enterprises can conveniently collect customers' information, understand customers' needs in time, change business strategies and grasp economic arteries in real time

With the rapid development of computer and network communication technology, the application of Internet technology has graally penetrated into various fields of human activities, and the unlimited business opportunities that it contains make businesses turn their eyes to e-commerce. E-commerce is penetrating into all aspects of social and economic life at a speed that people can hardly imagine

the traditional finance is also closely watching this irresistible trend of global economic integration and networking. As a result, value-added services take art as the selling point and can be regarded as commodities; The sword in the game is not a brand-new financial services business philosophy - e-finance came into being

from the historical development process, to understand e-finance, we must start from the electronic finance and e-commerce. The so-called e-financialization means that financial enterprises adopt modern communication, computer, network and other information technology means in addition to Internet technology to improve the work efficiency of traditional financial service business, rece operating costs, realize the automation of financial business processing, informatization of financial enterprise management and scientific decision-making, and provide customers with faster and more convenient services, And then enhance the financial enterprise is the behavior of market competitive advantage

e-finance is a transcendence of financial electronization. Different from the electronic finance, the main technical basis of e-finance operation is the increasingly perfect Internet technology. Due to the characteristics of global connectivity, openness, quickness and low marginal cost of Internet technology, e-finance strengthens the restructuring and innovation of financial services business based on Internet technology, so that customers are free from the restrictions of business hours and places, and enjoy all kinds of high-quality and low-cost services provided by financial enterprises anytime and anywhere

with the development of Internet, the form of money is becoming more virtual, and there is an electronic money that only exists in the form of electronic signal

reference source: Network: virtual currency

2.

the impact of virtual currency on e-commerce is as follows:

1. the impact of virtual currency on the financial system

2. the network security of virtual currency

3. inflation in the virtual world

3. At present, there is no final conclusion. In the past 17 years, it has been stipulated that it is illegal. However, the national laws already have a sense of supervision in this aspect, and some relevant policies and regulations will soon be issued to regulate and regulate the blockchain, which means that there will be legal blockchain in the future.

4. This is actually very simple. There are many third-party bitcoin payment processing companies at home and abroad, such as bitpay and coinbase. Let's take coinbase as an example:
first of all, websites that accept bitcoin payment need to cooperate with coinbase. There is an account on it. When a buyer uses bitcoin to pay, these coins will be automatically transferred to the account of the platform, which can be sold directly according to the market price, and the platform can directly transfer the exchanged legal currency to the merchant. In short, bitcoin is just an intermediary, and businesses still accept legal money
other digital currencies can do the same, such as Swiss Thai dollar, thousand gold card and so on. However, the price of these digital currencies is not very stable, and the risk of merchants accepting digital currency payment is relatively high.

5. Jingdong does not support virtual currency shopping, but supports Wanda e-commerce general points
Wanda e-commerce general points signed a strategic agreement on points exchange with Jingdong group. Jingdong group has become a strategic point interchange partner of Wanda e-commerce general points in the field of e-commerce. Li Weilong, general manager of Wanda e-commerce general points division, said that the strategic cooperation with Jingdong group will be based on members' points experience. As the mainstream business in the field of e-commerce, Jingdong group has a large number of users and rich online shopping consumer goods. Wanda e-commerce general points and Jingdong join hands to take points as the breakthrough point, which can expand the consumption scene of points, increase user stickiness, and achieve a win-win result for both sides
Li Weilong, general manager of Wanda e-commerce general points division, pointed out: "Wanda e-commerce general points is committed to becoming the largest cross instry and open general points platform in China. To provide members with cross instry integration of scattered points, so that members can integrate and swap the points accumulated everywhere through Wanda e-commerce general points platform, and trade as a more widely circulated virtual currency. This cooperation with Jingdong is also an important step for Wanda e-commerce to expand its points accumulation and consumption channels. "
in the future, Jingdong members can convert Wanda e-commerce general points into Jingdong steel, which can be directly used to offset cash or investment gold and silver, collectibles and some virtual procts when Jingdong is shopping.

6. Ruide team is one of the excellent teams of dahanyuan! Dahuancoin was successfully developed by bighancoin team in 2016. It was issued in Chinese regions around the world with a total amount of 411 million and has been mined for 29 years! Build Chinese bitcoin
four unique features of Dahan coin:
first, it is the only Dahan coin in China that is legally obtained through online auction and paid taxes according to law. The operation mode of virtual currency bidding mechanism is fully in line with national laws and regulations

Second, it is the only virtual currency trading platform in China that connects the "third class e-commerce" with a market value of trillion and serves the third class E-commerce mall of 1.3 billion people The first type of e-commerce Taobao C2C, the second type of Jingdong Mall B2C, the third type of transformation space mall B2B2C)

Third, the only domestic virtual currency trading platform with strong competitiveness and complete instry licensing proceres< Fourthly, it is the only virtual currency in China that fully conforms to the relevant national regulations

7. The founder is Yang Yong, the founder of Dolphin Browser and the former CEO of Baina technology. In May 2016, it established an Internet innovation company based on the application of blockchain technology in Beijing
the platform is called Tongxin society. It is a network mutual aid service platform based on blockchain + Internet technology. It provides technical service platform and solutions for the increasingly prosperous network mutual aid organizations. It is the first landing application of blockchain technology in China.

8.

Take a few examples of blockchain applications

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the biggest feature of blockchain technology is decentralization, which will rece a lot of costs for the banking instry

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first of all, decentralization means that there is no need for intermediaries to establish trust mechanism between banking systems, which saves the cost of intermediaries

Secondly, the development of digital currency will realize the real-time digital transaction of banks. For example, in bill transaction, bank's bill transaction always relies on the third party to realize the transfer of valuable documents. Even for electronic bill transaction, it also needs the information of central bank's ECDs system for mutual authentication. The blockchain technology can realize the point-to-point value transmission, which no longer needs centralized system control. This not only speeds up the bill transmission speed, but also reces the mistakes caused by human factors. The rection of process will naturally rece the demand of the bank for personnel and save the labor cost of the bank

finally, it will also have an impact on clearing and settlement. The bank's clearing and settlement business has always been completed by the central settlement, with low efficiency. Settlement through blockchain technology will greatly improve the efficiency of banks

blockchain technology also plays an important role in the cross-border payment business of banks. Today, with the highly developed global trade, cross-border payment is becoming more and more frequent. Banks often act as third-party services in cross-border trade, such as electronic transfer, asset custody and so on. However, cross-border payment generally takes about two days to get to the account, which is inefficient and reces the utilization rate of funds in transit. In the blockchain technology, both sides of cross-border payment can complete through the point-to-point way, realize all-weather payment and real-time arrival, thus speeding up the speed of clearing and settlement, and improving the efficiency of bank business processing

another feature of blockchain technology is de risking. Banks can establish their own blockchain, which can ensure that the transaction information and transaction records of bank customers are true and effective, and will not be tampered with arbitrarily. Banks can effectively identify customers' information, understand all aspects of customers' situation, identify abnormal transactions of customers, and prevent being cheated by customers, So as to rece the cost of bank supervision

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blockchain technology also has incomparable advantages in the insurance instry

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from the perspective of data management, the application of blockchain technology by insurance companies can effectively improve the ability of risk management and control, including the risk supervision of insurance companies and the risk management of policy holders

the application of blockchain technology in the insurance instry can strengthen the internal risk supervision of insurance companies. Blockchain technology can record the daily operation process of insurance company on the node, realize the in-process control of the company's capital flow, investment situation, compensation amount and other business, and improve the company's risk management and control ability

in addition, the blockchain technology is safe, reliable and can not be tampered with at will, which ensures that the information obtained by the policyholder is true and effective, and enhances the risk management ability of the policyholder

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the application of blockchain technology in the securities instry can increase the flexibility of securities issuance

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companies that issue securities can adopt smart contracts. By setting the way and time of securities issuance, they can even issue securities 24 hours in the most ideal state

under the operation of the smart contract, the buyer and the seller are automatically paired, and the settlement and clearing steps are automatically completed through the distributed digital registration system. The transaction records on the blockchain will not be changed casually, so the information entered has the effect of publicity in practice, so there will be no dispute about the confirmation of ownership in the stock exchange

in addition, blockchain technology makes the securities trading process more open and transparent. Through the blockchain technology, the securities instry does not need core institutions to operate and manage, nor does it need investment banks to underwrite, so as to achieve real point-to-point transactions, rece the illegal activities such as the black box operation and insider trading in securities trading, and realize the effective supervision of the securities instry

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blockchain technology is a decentralized mechanism for value exchange, which will lead to earth shaking changes in the existing financial infrastructure characterized by centralization

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collateral, pledged goods, stocks, bonds, derivatives and other assets usually need a trusted core institution to register or keep, while blockchain can record and save the data of these procts in a new way, which will have an impact on the registration system of these procts

through smart contracts, blockchain can receive and respond to information and value, automatically complete the transfer of value, and automatically complete the transaction, clearing and settlement, which will impact the existing financial infrastructure such as the existing large value trading system, securities depository, securities settlement and OTC derivatives trading

the application of blockchain technology in the supply chain, first of all, provides a credit guarantee. The circulation information of commodities is recorded on the blockchain, which can prove the authenticity and reliability of commodities and their circulation, so as to make a comprehensive evaluation of the effectiveness of enterprises on the chain, and become an effective guarantee for enterprise bank loan credit, financing credit and transaction credit

first of all, blockchain can time stamp all the transaction data in the supply chain, which can not be tampered at will. Even if it can tamper with the transaction data of a node, it can not cover the sky with only one hand. Therefore, blockchain solves the banks' doubts about the tampering of enterprise information. For some small and micro enterprises, as long as their credit is good, the possibility of lending to banks will be greatly improved

secondly, through effective integration, the information between upstream and downstream enterprises recorded in the blockchain can not only provide support for enterprises in proction, sales and other links, but also for downstream enterprises to analyze customer preferences, so as to develop targeted services