Why can't bank card speculate in virtual currency

1.

It is illegal to issue virtual currency privately

According to Article 29 of the regulations of the people's Republic of China on the administration of RMB, no unit or indivial is allowed to print or sell token tickets to replace RMB in circulation on the market

In addition, the "emergency notice of the State Council Office for rectifying unhealthy tendencies in the instry, the State Economic and Trade Commission and the people's Bank of China on prohibiting the issuance and use of various token certificates (cards)" also strictly prohibited similar issues

extended data

virtual currency refers to non real currency. Well known virtual currencies, such as online currency of Internet company, q-coin of Tencent company, q-point and voucher of Shanda company, micro currency launched by Sina (used for micro games, Sina reading, etc.), chivalrous Yuanbao (used for chivalrous road game), silver grain (used for bixue Qingtian game), and popular digital currencies in 2013 include bitcoin, Laite coin, infinite coin, quark coin, zeta coin, etc Barbecue coins, pennies (Internet), invisible gold bars, red coins, prime coins. At present, hundreds of digital currencies are issued all over the world. Popular in the circle & quot; The legend of "bitcoin, Wright silver, infinite copper, pennies aluminum"

market formation

the Internet has led to the emergence of a new market, which is a virtual market based on cyberspace. The Internet provides a lot of communication places for consumers, and also provides business market for enterprises. Enterprises must change from proct centered to service centered to customer centered. With the development of computer artificial intelligence technology and database technology, enterprises can conveniently collect customers' information, understand customers' needs in time, change business strategies and grasp economic arteries in real time

With the rapid development of computer and network communication technology, the application of Internet technology has graally penetrated into various fields of human activities, and the unlimited business opportunities that it contains make businesses turn their eyes to e-commerce. E-commerce is penetrating into all aspects of social and economic life at a speed that people can hardly imagine

the traditional finance is also closely watching this irresistible trend of global economic integration and networking. As a result, value-added services take art as the selling point and can be regarded as commodities; The sword in the game is not a brand-new financial services business philosophy - e-finance came into being

from the historical development process, to understand e-finance, we must start from the electronic finance and e-commerce. The so-called e-financialization means that financial enterprises adopt modern communication, computer, network and other information technology means in addition to Internet technology to improve the work efficiency of traditional financial service business, rece operating costs, realize the automation of financial business processing, informatization of financial enterprise management and scientific decision-making, and provide customers with faster and more convenient services, And then enhance the financial enterprise is the behavior of market competitive advantage

e-finance is a transcendence of financial electronization. Different from the electronic finance, the main technical basis of e-finance operation is the increasingly perfect Internet technology. Due to the characteristics of global connectivity, openness, quickness and low marginal cost of Internet technology, e-finance strengthens the restructuring and innovation of financial services business based on Internet technology, so that customers are free from the restrictions of business hours and places, and enjoy all kinds of high-quality and low-cost services provided by financial enterprises anytime and anywhere

with the development of Internet, the form of money is becoming more virtual, and there is an electronic money that only exists in the form of electronic signal

reference source: Network: virtual currency

2.

There are two reasons for the prohibition of virtual currency trading by the state:

1. The price fluctuates violently and the consumer protection is lacking:

virtual currency is the proct of network, and the digital information flowing in the network is beyond everyone's control. The code of cyberspace is the basis of the operation of virtual currency, investors can only operate through the front-end interface, seemingly "control" the virtual currency. The operator of the virtual currency service organization may become the actual controller of the virtual currency through the control code

bitcoin and other so-called "virtual currencies" lack a clear value basis, the market is full of speculative atmosphere, the price fluctuates violently, and investors blindly follow suit, which is easy to cause capital losses

2. Evade supervision and become the "accomplice" of criminal activities:

bitcoin is popular as a payment tool in the so-called "dark web" world“ The "dark net" is full of all kinds of serious criminal activities. One of the original intentions of the invention of bitcoin is to evade regulation. It has the characteristics of anonymity and convenient cross-border flow, and has become the preferred tool of "underground economy"

the existence of bitcoin and exchanges and other instrial chains has constructed a illegal financial market for asset transfer and financing in addition to legal currency, increased the difficulty of regulatory authorities in managing financial security and stability, and promoted regulatory arbitrage and financial crimes. The risks and social security risks it brings to the financial market are far higher than its innovative value

extended information

virtual currency transactions are not protected by law:

according to the notice on preventing bitcoin risks issued by the people's Bank of China and other departments on December 3, 2013 and the announcement on preventing financing risks of token issuance issued by seven ministries and commissions including the people's Bank of China on September 4, 2017, virtual currency is not issued by monetary authorities, It is not a real currency because it does not have the monetary attributes of legal compensation and compulsion

in terms of nature, virtual currency should be a specific virtual commodity, which does not have the same legal status as currency, and can not and should not be used as currency in the market. Although citizens' investment and trading in other virtual currencies are personal freedom, they can not be protected by law

3. Buying and selling virtual currency, general banks and online banking are OK. As long as you can transfer money

in 2014, the central bank interviewed major domestic third-party payment institutions and required them not to provide clearing and payment services for bitcoin trading platforms. Subsequently, China's bitcoin trading platform's online banking recharge, Alipay, money paid and other recharge methods were interrupted. While some transaction platforms take the way of bank transfer to recharge, some develop their own recharge code, buy recharge code to recharge

at present, some domestic platforms also support Alipay recharge and online banking online recharge, and can not mention bitcoin related information in remarks.

since 2013, the well-known virtual currencies include bitcoin, Laite coin, Fuyuan coin, doggy coin, Ruibo coin, etc.

4.

For example, bitcoin, one of the most famous virtual currencies, is worth more than US $10 billion in the whole pool and US $7.8 billion in real circulation, which is equivalent to a listed company with a market value of less than 40 billion yuan. Investors all over the world can speculate, which easily leads to sharp fluctuations in short-term prices, It's easy to be fired,

one of the major characteristics of virtual currency is that the investment plate is small, the volatility is huge, and it's easy for the makers to control. It's not suitable for investors with low risk preference to participate in

but now the attitude of domestic regulators is clear. No matter it is genuine bitcoin or various derivative Shanzhai coins, there is no way to obtain legal living space at present. If something happens, you will be responsible for the consequences.

the above are personal opinions. I hope I can help you. Thank you for your adoption

5. It's not a mining machine. It depends on where you put it. There are high gold mines. It's all stone

6. No, it's just monetary media. Typing is not easy, satisfied with the adoption, I wish you good luck!

7.

bus line: No.25, the whole journey is about 11.8km

1. Walk about 210m from Huzhou station to Huzhou station of high speed railway

2. Take No.25, pass 12 stations, and reach Kebo central station

3. Walk about 700m to Huzhou Citizen Service Center

2

8. Nowadays, there are many ways to manage money. Bank financial procts have a long period of time and low returns. Nowadays, financial link is still a good way to invest and manage money. Financial link protects the funds and sets up a security card. Your funds are not used for consumption, and can only be withdrawn to your bank card. The risk of investment is relatively low, almost no risk, and the return is relatively stable, Or can be trusted, relatively high-yield low-risk financial options

9. Ten roads:
from traffic hospital to Huzhou Development Zone

there are 30 stops along the way:

traffic hospital, wenyuanyicun, Bus Corporation, Nanyuan intersection, hualouqiao, Yuehe street, Suoqian street, yifengqiao, Zhebei building, Central Hospital, Bailu Hotel, Phoenix Park, Development Zone Management Committee, Longfeng community, Dayang electronics, meixinda, Huzhou Zhonghui Hongying group, Longxi township government, Dazhong automobile repair factory, Guohe company, Tianfeng pharmaceutical, qianchangsa factory, tianwaiyuan, Xerox construction pharmaceutical, alijie company, Longfeng community, district management committee, Phoenix Park, Egret Hotel, Central Hospital, Huzhou Hotel, women's Hospital, hualouqiao, Nanyuan intersection, Bus Corporation, Zhangji village, Wenyuan village The traffic hospital is 10.7km in total, and the operation time is 35 minutes. The shuttle bus between Dayang electronics and airiger company is the shuttle bus, and the shuttle bus to Longfeng community after 18pm is to

operation time reference table
1 Traffic hospital - hualouqiao (5 points) - Bailu Hotel (16 points) - Guohe company (26 points) - Bailu Hotel (34 points) - hualouqiao (43 points) - traffic hospital (48 points)
2. Traffic hospital - Longfeng community (19 points) - traffic hospital (34 points)