Alipay balance is a virtual currency

2. It's virtual currency! And the balance of treasure on the direct realization, is a ratio of one to one! Direct cash withdrawal, payment and transaction are all OK.

3. It's not a virtual currency

Alipay's money is equivalent to a margin account, no interest, but there are restrictions on usage. If it is bound with a bank card, it is money after withdrawal.

4. ... Alipay is a payment platform, the money inside is real, not virtual, which is equivalent to the money in your bank account,.

Alipay's money transfer to the bank account specific operation

landing Alipay -- cash in - enter the amount - enter the payment password - complete

PS: if there is no binding bank account, set up first. Step is
log on Alipay -- cash out -- set up bank account -- finish

5.

WeChat payment, Alipay, mobile payment, all belong to the network virtual currency, all of these three belong to China's legitimate trading means, and are protected by relevant laws. p> The network virtual currency refers to the online equivalent, which is stored in the network or related electronic equipment in the form of digitization by a certain issuing body based on the public information network and by means of computer technology and communication technology, and realizes the functions of circulation and payment by means of data transmission through the network system

extended information:

the third party payment has significant characteristics:

1. The third party payment platform provides a series of application interface programs, which integrates a variety of bank card payment methods into one interface and is responsible for docking with banks in transaction settlement, making online shopping faster and more convenient

Compared with other payment protocols such as SSL and set, the third-party payment platform is more simple and easy to accept

The third-party payment platform itself is attached to the large-scale portal website and relies on the credit of the bank with which it cooperates. Therefore, the third-party payment platform can better break through the credit problems in online transactions and promote the rapid development of e-commerce

6. The money in Alipay is its own money equals real money. Simply speaking, Alipay is a terminal that can earn its own money in it.

7. No, although it feels like payment, deposit and transfer are carried out on the virtual network, the real account funds in the bank account will also carry out the corresponding real operation with the network operation, which has a one-to-one effect on the objective world, so it is not a virtual currency.

8. Definitely not

balance treasure is Alipay's service for indivial users to pay funds through the balance. Transferring funds to yu'ebao means purchasing corresponding financial procts from fund companies and other institutions. Yu'ebao first supported Tianhong fund "yu'ebao" Monetary Fund. Monetary funds are mainly used to invest in bonds, bank deposits and other securities with high security and stable returns. In 2012, the average 7-day annualized yield of domestic monetary funds was about 3.8%. On the whole, as a kind of fund procts, monetary fund may suffer losses in theory, but from the historical data, the risk of income stability is minimal.

9. Alipay is just a payment platform. It can not be called currency. The money paid in Alipay is RMB, which is transferred from the bank or other Alipay. Through Alipay, you can flexibly and conveniently use the money placed in Alipay or bank to make various payments, such as transfer to banks, shopping and so on.

10. Alipay wallet is not genuine goods at a fair price, because it is linked to your bank card balance.