Yysj virtual currency
Publish: 2021-05-05 12:14:13
1. after learning about the 62 event on Weibo, the first impression is that UnionPay is seeking change and innovation, breaking through the constraints and constraints within the system, and is becoming more and more customer-centric and service more and more grounded. It reflects that UnionPay, a state-owned financial institution which has been labeled as "monopoly" and "conservative", is pouring into the market-oriented mechanism
to be honest, as an old finance who has been working hard in state-owned finance for 37 years, he has witnessed the whole process of the development and reform of state-owned finance, especially the most confused one in the financial field in recent years is state-owned finance. As a state-owned financial enterprise, it is rare for UnionPay to be so innovative
only when consumers are truly concerned, they will not be abandoned by the market, and they will not be afraid of the impact of Alipay and WeChat payment. Because focusing on the interests of consumers and customers is the cornerstone of any enterprise's survival, if UnionPay adheres to this transformation idea, it will have a bright future
first, the change of UnionPay service concept is more and more clear
in retrospect, the author believes that this is a marketing feast for the benefit of the people and the latest and most fashionable form of Inclusive Finance. Although the event is over, the lingering sound of the 62 event is still lingering in the hearts of the people. It may become another characteristic inclusive financial consumption Carnival after the "double 11"
through this activity, consumers feel the sincerity of all parties in UnionPay joint instry, and realize the positive changes in customer service concept of UnionPay, a traditional financial institution. Such a grounded activity has also been praised by more and more consumers. I am honored to have heard and witnessed some vivid examples
a typical case of a user in Beijing is from questioning UnionPay to praising UnionPay. As a microblog owner, I noticed that 95516 official microblog post "we want to be better" was pushed to Sina Weibo hot search list. Out of an old financial company's heartfelt joy at the changes of state-owned finance, he also commented: "focusing on the interests of consumers and customers is the cornerstone of any enterprise's survival! I have to praise UnionPay this time. To have such a humble, open and enterprising attitude and practical action is very valuable to the institutions within the system! " There is a reason why the sentence "praise UnionPay this time" is used. The author has made good criticism or suggestions to UnionPay in his writing. It is not the change of the author's attitude, but the change of UnionPay, which drives the author to change
with the popularity of QR code scanning payment, UnionPay, Huawei, apple and other mobile phone manufacturers jointly launched the cloud flash payment method to ensure the convenience of customers and the safety of funds. However, e to the strength of Alipay and WeChat, there seems to be a trend of marginalization. So, what about cloud flash payment? The author has a chance experience, accumulated a little voice. When I was chatting with Starbucks while drinking coffee, I used wechat payment when I checked out, but I don't know why I kept making mistakes when I opened it. I'm just going to say that you can pay with apple pay, "of course.". After I open and use applepay, I have a little miracle: it's basically a fool's operation, follow the prompts, and it's done in a few seconds. The experience was very good. Such a safe and convenient way of payment should not be forgotten
since consumers prefer QR code scanning payment, UnionPay has gone all out and entered into QR code payment. On May 27, China UnionPay led more than 40 commercial banks to make comments on Jingdong finance and meituan, and officially launched UnionPay cloud flash payment QR code procts. Cardholders can realize UnionPay cloud flash payment by scanning code through bank, Jingdong app, Jingdong finance app and meituan app. What is customer centeredness? Consumers give whatever they are used to; Customers can serve whatever they like, which is customer-centered
although the UnionPay launched the two-dimensional code payment, but users use WeChat, Alipay's payment habits have developed, and also formed a certain customer stickiness, the probability of turning to the UnionPay two-dimensional code can be high? Many people in the instry are not optimistic about this. But in any case, UnionPay has taken steps. As long as it starts, it will reach the end sooner or later
it is reported that the QR code payment was first developed by UnionPay in China. We are looking forward to whether UnionPay can find what it has lost and give full play to its advantages< Second, UnionPay has embarked on the road of seeking change and innovation with the core of embracing mobile Internet.
the change in the concept of user centered service of UnionPay can be reflected in a series of recent "actions". The internal organizational structure of UnionPay was optimized. According to the public information, seven major departments have been established in the new organizational structure of UnionPay: Institutional Cooperation Department, Business Services Department, finance and people's livelihood department, UnionPay wallet department, UnionPay science and Technology Department, big data Department, UnionPay Financial Services Department, UnionPay Financial Services Department, UnionPay wallet department, UnionPay Technology Department, UnionPay big data department Planning department and two special working groups: cloud flash payment special working team and card free business special working team. The new organization is more vertical and front-end. Before that, the market development department, banking service department and proct department, which have existed in UnionPay for 15 years, have always been the most important departments in the organizational structure of UnionPay. However, in the new organizational structure, all the three core departments have been split, and the relevant personnel have been rearranged to the newly established seven departments and two working groups
it highlights the old and innovative attitude of UnionPay. In fact, organizational optimization is highlighted in three areas: market consumers, mobile Internet and big data. Of course, the organizational structure is only the first step, and it is only a small beginning. The key lies in the thorough dilapidation and innovation of people's ideas and actions. The most important thing here is the management
compared with Internet companies, the degree of marketization may be far from enough, but in traditional financial institutions, it can be regarded as a model of taking the initiative to seek innovation and change and putting it into practice. This is definitely not a compliment
I saw an article written by Mr. Shi Wenchao, President of China UnionPay, on the Internet. Some of the words in it are worth remembering: our predecessors stick to tradition but are not conservative, embrace innovation but are not fanatical. At present, whether it is the cloud flash payment practice in mobile payment applications, or the frontier exploration of blockchain and digital currency, and then to the innovation from "card based payment" derived from account classification and hierarchical management to "account based payment", UnionPay is really not lazy in embracing the changes of the times
thirdly, embracing the market with an open mind will surely win the market
as an old finance, or rather the old state-owned finance, I feel that the current state-owned finance is in a very awkward position and faces more dilemmas than pure private enterprises. Market competition forces them to face the market, close to customers, and demand resources and benefits from the market. However, there are many restrictions in the system and mechanism of state-owned enterprises
all of them, including Ben Jun, have made fierce criticisms on the state-owned financial system, and of course, they have criticized and questioned UnionPay. But now carefully consider, UnionPay can stand out under the inherent system of state-owned enterprises, the bright spot of seeking change and innovation is flashing, and we should praise it to understand its "difficulties" now
people who often go abroad know that you can't do without the word "UnionPay" when shopping abroad. At present, overseas UnionPay pays off Alipay and WeChat to pay for several streets, especially in developed Europe and the United States. UnionPay payment standard has become one of the world standards
in 2017, UnionPay network covered 160 countries and regions, and the total transaction volume has ranked first in the world for several consecutive years. With unremitting internationalization, there is today's "UnionPay Company, world heart": covering 20 million merchants and 1.3 million ATMs. Whether in the field of financial enterprises or payment, as well as all Chinese enterprises, UnionPay has the highest degree of internationalization. To put it bluntly, UnionPay is a microcosm of China's internationalization process. From this point of view, especially in Europe and the United States, I deeply feel proud and proud of UnionPay
Kodak is defeated by its own digital technology. Some people worry that UnionPay is the first to develop QR code in China, and it is the father of QR code. Will it be finally eliminated by QR code scanning payment? Now, this worry is superfluous.
to be honest, as an old finance who has been working hard in state-owned finance for 37 years, he has witnessed the whole process of the development and reform of state-owned finance, especially the most confused one in the financial field in recent years is state-owned finance. As a state-owned financial enterprise, it is rare for UnionPay to be so innovative
only when consumers are truly concerned, they will not be abandoned by the market, and they will not be afraid of the impact of Alipay and WeChat payment. Because focusing on the interests of consumers and customers is the cornerstone of any enterprise's survival, if UnionPay adheres to this transformation idea, it will have a bright future
first, the change of UnionPay service concept is more and more clear
in retrospect, the author believes that this is a marketing feast for the benefit of the people and the latest and most fashionable form of Inclusive Finance. Although the event is over, the lingering sound of the 62 event is still lingering in the hearts of the people. It may become another characteristic inclusive financial consumption Carnival after the "double 11"
through this activity, consumers feel the sincerity of all parties in UnionPay joint instry, and realize the positive changes in customer service concept of UnionPay, a traditional financial institution. Such a grounded activity has also been praised by more and more consumers. I am honored to have heard and witnessed some vivid examples
a typical case of a user in Beijing is from questioning UnionPay to praising UnionPay. As a microblog owner, I noticed that 95516 official microblog post "we want to be better" was pushed to Sina Weibo hot search list. Out of an old financial company's heartfelt joy at the changes of state-owned finance, he also commented: "focusing on the interests of consumers and customers is the cornerstone of any enterprise's survival! I have to praise UnionPay this time. To have such a humble, open and enterprising attitude and practical action is very valuable to the institutions within the system! " There is a reason why the sentence "praise UnionPay this time" is used. The author has made good criticism or suggestions to UnionPay in his writing. It is not the change of the author's attitude, but the change of UnionPay, which drives the author to change
with the popularity of QR code scanning payment, UnionPay, Huawei, apple and other mobile phone manufacturers jointly launched the cloud flash payment method to ensure the convenience of customers and the safety of funds. However, e to the strength of Alipay and WeChat, there seems to be a trend of marginalization. So, what about cloud flash payment? The author has a chance experience, accumulated a little voice. When I was chatting with Starbucks while drinking coffee, I used wechat payment when I checked out, but I don't know why I kept making mistakes when I opened it. I'm just going to say that you can pay with apple pay, "of course.". After I open and use applepay, I have a little miracle: it's basically a fool's operation, follow the prompts, and it's done in a few seconds. The experience was very good. Such a safe and convenient way of payment should not be forgotten
since consumers prefer QR code scanning payment, UnionPay has gone all out and entered into QR code payment. On May 27, China UnionPay led more than 40 commercial banks to make comments on Jingdong finance and meituan, and officially launched UnionPay cloud flash payment QR code procts. Cardholders can realize UnionPay cloud flash payment by scanning code through bank, Jingdong app, Jingdong finance app and meituan app. What is customer centeredness? Consumers give whatever they are used to; Customers can serve whatever they like, which is customer-centered
although the UnionPay launched the two-dimensional code payment, but users use WeChat, Alipay's payment habits have developed, and also formed a certain customer stickiness, the probability of turning to the UnionPay two-dimensional code can be high? Many people in the instry are not optimistic about this. But in any case, UnionPay has taken steps. As long as it starts, it will reach the end sooner or later
it is reported that the QR code payment was first developed by UnionPay in China. We are looking forward to whether UnionPay can find what it has lost and give full play to its advantages< Second, UnionPay has embarked on the road of seeking change and innovation with the core of embracing mobile Internet.
the change in the concept of user centered service of UnionPay can be reflected in a series of recent "actions". The internal organizational structure of UnionPay was optimized. According to the public information, seven major departments have been established in the new organizational structure of UnionPay: Institutional Cooperation Department, Business Services Department, finance and people's livelihood department, UnionPay wallet department, UnionPay science and Technology Department, big data Department, UnionPay Financial Services Department, UnionPay Financial Services Department, UnionPay wallet department, UnionPay Technology Department, UnionPay big data department Planning department and two special working groups: cloud flash payment special working team and card free business special working team. The new organization is more vertical and front-end. Before that, the market development department, banking service department and proct department, which have existed in UnionPay for 15 years, have always been the most important departments in the organizational structure of UnionPay. However, in the new organizational structure, all the three core departments have been split, and the relevant personnel have been rearranged to the newly established seven departments and two working groups
it highlights the old and innovative attitude of UnionPay. In fact, organizational optimization is highlighted in three areas: market consumers, mobile Internet and big data. Of course, the organizational structure is only the first step, and it is only a small beginning. The key lies in the thorough dilapidation and innovation of people's ideas and actions. The most important thing here is the management
compared with Internet companies, the degree of marketization may be far from enough, but in traditional financial institutions, it can be regarded as a model of taking the initiative to seek innovation and change and putting it into practice. This is definitely not a compliment
I saw an article written by Mr. Shi Wenchao, President of China UnionPay, on the Internet. Some of the words in it are worth remembering: our predecessors stick to tradition but are not conservative, embrace innovation but are not fanatical. At present, whether it is the cloud flash payment practice in mobile payment applications, or the frontier exploration of blockchain and digital currency, and then to the innovation from "card based payment" derived from account classification and hierarchical management to "account based payment", UnionPay is really not lazy in embracing the changes of the times
thirdly, embracing the market with an open mind will surely win the market
as an old finance, or rather the old state-owned finance, I feel that the current state-owned finance is in a very awkward position and faces more dilemmas than pure private enterprises. Market competition forces them to face the market, close to customers, and demand resources and benefits from the market. However, there are many restrictions in the system and mechanism of state-owned enterprises
all of them, including Ben Jun, have made fierce criticisms on the state-owned financial system, and of course, they have criticized and questioned UnionPay. But now carefully consider, UnionPay can stand out under the inherent system of state-owned enterprises, the bright spot of seeking change and innovation is flashing, and we should praise it to understand its "difficulties" now
people who often go abroad know that you can't do without the word "UnionPay" when shopping abroad. At present, overseas UnionPay pays off Alipay and WeChat to pay for several streets, especially in developed Europe and the United States. UnionPay payment standard has become one of the world standards
in 2017, UnionPay network covered 160 countries and regions, and the total transaction volume has ranked first in the world for several consecutive years. With unremitting internationalization, there is today's "UnionPay Company, world heart": covering 20 million merchants and 1.3 million ATMs. Whether in the field of financial enterprises or payment, as well as all Chinese enterprises, UnionPay has the highest degree of internationalization. To put it bluntly, UnionPay is a microcosm of China's internationalization process. From this point of view, especially in Europe and the United States, I deeply feel proud and proud of UnionPay
Kodak is defeated by its own digital technology. Some people worry that UnionPay is the first to develop QR code in China, and it is the father of QR code. Will it be finally eliminated by QR code scanning payment? Now, this worry is superfluous.
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